Download the Policybazaar app
to manage all your insurance needs.
-
Home
-
Car Insurance
-
Reliance General Car Insurance
- Reliance Third Party Car Insurance
Top Plans
|
Cashless Garages
4779
|
Plan type
Comprehensive
|
Starting from
₹ 3,803
|
Claim Advantage
Repair service at select cashless garages
Offers Zero Depreciation addon
|
|
Cashless Garages
4779
|
Plan type
Third Party
|
Starting from
₹ 2,072
|
Claim Advantage
Covers damages to third party property
Covers damages to third party person
Purchasing a third-party car insurance policy is mandatory in India by the Motor Vehicle Act 1988. The third-party car insurance plan protects you from any third-party liabilities such as property damage, car damage, injury, death, etc.
You might be interested in
Reliance General Third-Party Car Insurance vs Comprehensive Car Insurance
Let's take a look at the points of Reliance third-party insurance and Reliance comprehensive insurance before purchasing car insurance.
|
Features |
Third-Party |
Comprehensive |
|
Coverage |
Loss or damage caused to third-party such as damage to car or property of third party, injury, death, etc. |
Cover for own damages, third-party as well as other loss or damage caused to the insured vehicle by natural calamity, theft, etc. |
|
Cost |
The premium is relatively low because of limited coverage |
Premium is higher than third-party because of better coverage |
|
Add-on covers |
No add-ons available |
You can purchase add-on by paying extra amount |
|
Personal Accident Cover |
Mandatory |
Mandatory |
|
Legal Requirement |
Mandatory by the Motor Vehicle Law 1988 |
Depends on the car owner |
|
Personal Accident Cover |
Rs. 15 Lakh |
Rs. 15 Lakh |
What Is Covered under Reliance General Third-Party Car Insurance?
Reliance General third-party car insurance provides cover for the loss or damage caused by the insured vehicle to the third-party vehicle as well as passengers. The insurance protects the third-party car insurance holder from the financial liability coming out of the property loss, injury, death, car damage, etc. Once you get covered with this insurance plan then you will not have to pay for the third-party liability out of pocket.
Reliance General Third-party insurance protects you from the following:
- The Reliance General third-party covers the injury as well as death of the third-party passenger caused by insured car in a road accident.
- Reliance General third-party car insurance protects the insured from personal accident
- Personal accident cover is provided to the owner/driver in the Reliance General third-party insurance.
- The policy also provides cover for the permanent disability caused to the third-party.
- Property damage cover up to Rs. 1 lakh is provided by the insurance company.
For injury, death and permanent disability caused by the insured car to the third-party in accident is insured that is compensated partially/fully. But the amount provided in compensation is decided by the court.
What Is Not Covered under Reliance General Third-party car insurance?
The exclusions of the Reliance General third-party car insurance are as follows:
- If the third-party car insurance policyholder is found drunken driving or under the influence of drugs then insurance company will not provide cover for the third-party loss or damage.
- The Reliance General third-party insurance does not cover own damages of the policyholder caused in an accident but the personal accident cover provides financial aid for the loss or damage up to Rs. 15 lakh.
- If the third-party car insurance policyholder found driving the car without license then the insurance company will not provide cover for the loss or damage caused to the third-party.
Car Third-Party Insurers
Bajaj Allianz Third Party Car Insurance
Bharti AXA Third Party Car Insurance
Chola Ms Third Party Car Insurance
Digit Third Party Car Insurance
Edelweiss Third Party Car Insurance
Future Generali Third Party Car Insurance
IFFCO Tokio Third Party Car Insurance
Kotak Mahindra Third Party Car Insurance
Expand
FAQs
-
Q1: Is it mandatory to get insured with a third-party cover?
Ans: Yes, if you have a car and want to drive on Indian roads without getting involved in any legal scenarios against you then you must purchase a third-party car insurance policy.
-
Q2: Is it a punishable offence to not getting insured under the third-party car insurance policy?
Ans: Yes, as per the Motor Vehicle Law 1988, it is a punishable offence to not getting insured with the third-party car insurance policy. You will have to pay the fine as per the law if you get caught by the traffic police without a third-party car insurance.
-
Q3: Can I purchase add-on if I am only insured with a third-party insurance?
Ans: No, if you are only insured with third-party insurance then there are no add-ons available for you to purchase until you get insured with a comprehensive plan.
Car Insurers
Bajaj Allianz Car Insurance
Bharti AXA Car Insurance
Chola MS Car Insurance
Digit Car Insurance
Edelweiss Car Insurance
Future Generali Car Insurance
IFFCO Tokio Car Insurance
Kotak Mahindra Car Insurance
Liberty Car Insurance
National Car Insurance
New India Assurance Car Insurance
Oriental Car Insurance
Raheja QBE Car Insurance
Reliance General Car Insurance
Royal Sundaram Car Insurance
SBI Car Insurance
Shriram Car Insurance
Tata AIG Car Insurance
United India Car Insurance
Universal Sompo Car Insurance
Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
Calculate your car IDV
