Liberty Third-Party Car Insurance
Liberty third-party car insurance provides cover for the loss or damage caused to the third party such as bodily injury, car damage, death, etc.
-
Home
-
Car Insurance
-
Liberty Car Insurance
- Liberty Third Party Car Insurance
You might be interested in
To drive the car on Indian soil, you must have to fulfill a legal liability made mandatory by the Motor Vehicle Act 1988. Third-party insurance is the legal liability that you have to fulfill in order to abide by the rules and regulations made by the Government of India. It is for the safety of the citizens itself that provides cover for the third-party liabilities arising out of a road accident.
Liberty Third-Party Car Insurance vs Comprehensive Car Insurance
Let's look at the points of third-party car insurance and comprehensive car insurance before considering car insurance online.
Features |
Third-Party |
Comprehensive |
Coverage |
Third-party cover of liberty insurance provides cover for injury, death, property damage for up to Rs. 7.5 lakh |
The comprehensive plan of liberty insurance provides cover for the third-party loss or damage as well as own damages up to the IDV |
Cost |
Low premium rates |
Higher premium rates |
Add-on covers |
Not available |
Available on extra payment |
Personal Accident Cover |
Mandatorily provided by insurer |
Mandatorily provided by the insurance company |
Legal Requirement |
Mandatory by Law |
If the car owner wants to get cover for own damages then he/she can purchase it. |
Customization |
No customization can be done in third-party insurance |
Yes, you can customize your comprehensive insurance plan |
What Is Covered under Liberty Third-Party Car Insurance?
Liberty third-party car insurance provides financial aid to the insured for causing damage to the third-party vehicle as well as passengers. The third-party insurance plan provides cover for the death, injury, car damage, etc. that comes up after a road accident. If you have third-party insurance by liberty car insurance then you will not have to pay for the third-party loss or damage out of pocket.
Liberty Third-party insurance protects you from the following:
- The liberty third-party car insurance offers option accident cover for the hired driver for up to Rs. 2 lakh
- The insurer also offers optional accident cover for the unnamed co-passenger for up to Rs. 2 lakh
- There is reimbursement of up to Rs. 7.5 Lakh is provided for the third-party property damage.
- Liberty third-party covers the injury as well as death caused to the third-party passenger in an accident.
- Liberty third-party car insurance provides personal accident cover to the policyholder
The amount for compensation for the permanent disability caused to the third-party whether partial or full is decided by the court of law.
What Is Not Covered under Liberty Third-Party car insurance?
The exclusions of the Liberty third-party car insurance are as follows:
- Liberty third-party car insurance does not provide cover for the damages caused to the insured car in an accident.
- Liberty third-party car insurance does not provide cover for the damage or loss caused to the third-party if the insured car’s driver is found driving under the influence of alcohol or drugs.
- Liberty third-party car insurance does not provide cover to the policyholder if found driving without a valid license.
- If the policyholder does not opt for the optional co-passenger cover then no cover will be provided for the injury, disability or death of the co-passenger.

Bajaj Allianz Third Party Car Insurance

Chola Ms Third Party Car Insurance

Digit Third Party Car Insurance

Edelweiss Third Party Car Insurance

Future Generali Third Party Car Insurance

IFFCO Tokio Third Party Car Insurance

Kotak Mahindra Third Party Car Insurance

National Third Party Car Insurance

New India Assurance Third-Party Insurance

Oriental Third Party Car Insurance

Raheja QBE Third Party Car Insurance

Reliance General Third-Party Car Insurance

Royal Sundaram Third-Party Car Insurance

SBI General Third-Party Car Insurance

Shriram Third Party Car Insurance

Tata AIG Third Party Car Insurance

United India Third-Party Car Insurance

Universal Sompo Third Party Car Insurance
FAQs
-
Q1: Does Liberty third-party car insurance policy provide cover for the co-passengers?
Ans: The liberty third-party car insurance policy provides an optional cover for the co-passenger for up to Rs. 2 lakh
-
Q2: Does liberty third-party insurance plan provide cover for hired drivers?
Ans: Yes, there is an optional cover for up to Rs. 2 lakh for the hired driver.
-
Q3: If I meet an unfortunate accident and I do not have a license at that time then will I be provided cover?
Ans: No, if you are found driving without a valid license at the time of accident then insurer will not provide you cover.
Find similar car insurance quotes by body type
Car Insurance
Plans start at
₹2,094*
Compare & Save
Up to 85%*
on Car Insurance
