Future Generali Third Party Car Insurance

Future Generali Third Party Car Insurance comes in to guard against eventualities leading to third-party liabilities on the insured. Additionally, having third-party car insurance is essential as per the Motor Vehicles Act. It stipulates that a vehicle owner must have insurance that covers third-party injury and property damage and accordingly offers compensation in the case of an accident.

Read more


No documents required Compare & Save upto 85%* on Car Insurance
Renew in 2 minutes
Chose from 20+ insurers
51 lakh+ Cars insured
Processing

Compare & Save upto 85%* on Car Insurance

Cashless garages3500

Plans starting @₹ 2094

Claim settlement ratio

Claim settlement ratio 96.3%

*TP price for less than 1000 CC cars. All savings are provided by insurers as per IRDAI approved insurance plan. Standard T&C apply.

Benefits of Future Generali Third Party Car Insurance

Future Generali 3rd Party Car Insurance provides many benefits. The details are given below:

  • Bodily Injury Compensation: The third party insurance plan provides total compensation for bodily injuries of a third party.
  • Limb and Eye Loss Compensation: There are four scenarios that one must consider here:
    • Single Limb: 50% Compensation
    • Single Eye: 50% Compensation
    • Both Limbs: 100% Compensation
    • Both Eyes: 100% Compensation
  • Property Damage Compensation: This reimburses the third party for any damages that they suffer. The amount can go up to Rs 7.5 lakh.
  • Death Compensation: This covers the entire amount in case the third party dies. This is covered under two circumstances.
    • When a third party was in another vehicle
    • When a third party was walking on the road
  • Lower Cost: Since this particular add-on to the insurance covers only the third party as mandated by law, it is cheaper than standard comprehensive car insurance.

How to Claim Future Generali Third Party Car Insurance?

Future Generali Third Party Car Insurance has a simple claim process. Please follow the steps given below:

  • Contact Insurer: The first important step concerns contacting the Future Generali car insurance. These details are on the company card, which also mentions their telephone number. One may also prefer to do this process online. The insurer will advise on the next steps and documentation. It is ideal to call from the accident spot. On confirmation, the insurer will also provide a dedicated surveyor for the case, who will be responsible for inspecting the vehicle and evaluating the claim.
  • Provide Information: There are certain documents that one must provide for seamless processing. They are:
    • Accident location, date, and time
    • Policyholder name and contact details
    • Passengers, Drivers, and Witnesses names and contact details
    • License copies of all drivers
    • Insurance policy copy that mentions start and end date of the car policy
  • Claim Evaluation: This is the job of the assigned surveyor. They are there to examine the genuineness of the claim and the evidence of damage and injury. Accordingly, they will approve and suggest two methods of getting the claim:
    • Reimbursement: The concerned third party can pay the garage and then submit the bills and receipts to the surveyor. The company reimburses this amount.
    • Cashless: The concerned person goes to an approved workshop. The company pays for the workshop directly. The person need not pay anything.

FAQs About Future Generali Third Party Car Insurance

Find similar car insurance quotes by body type

Hatchback Sedan SUV MUV
 Why buy from policybazaar

Car insurance articles

Recent Articles
Popular Articles
Does Comprehensive Car Insurance Cover Hit and Runs?

09 Jan 2023

Yes, your comprehensive car insurance policy may cover the damages
Read more
The New IRDAI Regulations for KYC in Car Insurance

03 Jan 2023

As per the IRDAI guidelines, all motor insurance sectors including
Read more
How Can We Use Roadside Assistance Cover in Car Insurance?

09 Dec 2022

Roadside Assistance is an add-on cover offered with your
Read more
Is Nut Bolt Covered Under Car Insurance?

06 Dec 2022

No, any damage to the nut bolt or any other consumable of your
Read more
What Happens When You Only Have Third-Party Insurance?

05 Dec 2022

Third-party car insurance is a mandatory cover as per the motor
Read more
Getting Your Duplicate Car Insurance Policy is Easy-Here’s How!
Losing your car insurance documents can be daunting. In such a state of affairs, the first thing that comes to your
Read more
Check Car Insurance Status Online on Parivahan Sewa/ RTO?
It doesn’t matter if you are an excellent driver or take your car out only once in a few months, your car must be
Read more
Multiple Ways To Check Your Car Insurance Status Online
With everything going digital, checking vehicle insurance status online has become easier than ever. It not only
Read more
How to Find Car Insurance Details by Registration Number?
As a car owner, it is mandatory to have a car insurance policy under the Motor Vehicles Act, 1988. Sometimes, you
Read more
Transferring Car Insurance from One Person to Another
An integral part of selling a car, for both the buyer and the seller, is ensuring a successful car insurance
Read more

top
View Plans
Close
Download the Policybazaar app
to manage all your insurance needs.
INSTALL