Royal Sundaram Car Insurance Premium Calculator

Get Car Insurance starting at only ₹2,094/year #
Car Insurance
Processing

Royal Sundaram Car Insurance Premium Calculator helps you calculate the amount of insurance premium to be paid on a car insurance policy offered by Royal Sundaram General Insurance Company.

Read more

  • 3300 Cashless garages

  • Claim assured certificate
  • 98.6% Claim settlement ratio

Car Insurance

#TP price for less than 1000 CC cars. All savings are provided by insurers as per IRDAI approved insurance plan. Standard T&C apply.

Get Car Insurance starting at only ₹2,094/year #
Looking for Car Insurance?
    Other models
    Other variants
    Select your variant
    View all variants
      Full Name
      Email
      Mobile No.
      Secure
      We don’t spam
      View Prices
      Please wait..
      By clicking on “View Prices”, you agree to our Privacy Policy & Terms of Use
      Get Updates on WhatsApp
      Select Make
      Select Model
      Fuel Type
      Select variant
      Registration year
      Registration month
      Save & update
      Please wait..
      Search with another car number?

      We have found best plans for you!! Our advisor will get in touch with you soon.

      What is the Royal Sundaram Car Insurance Premium Calculator?

      Royal Sundaram car Insurance premium calculator is a free online instrument that calculates

      the correct insurance premium amount for your car policy. The premium amount is calculated using details of your car as well as pre-discussed details of your preferred car insurance policy. 

      Royal Sundaram car insurance premium calculator is extremely helpful as it helps you choose the most appropriate car insurance policy by comparing several plans in India.

      How does the Royal Sundaram Car Insurance Premium Calculator Work?

      The premium amount is calculated using a variety of factors including the year of manufacture, make and the variant of the car, type of fuel used, engine capacity, and the status of the no claim bonus status. The type of car insurance policy purchased also carries different premium costs. A comprehensive car insurance policy carries a higher insurance premium whereas third-party car insurance will carry a comparatively lower premium to be paid.

      Alongside this, Royal Sundaram Car Insurance Company offers you to opt for enhanced coverage with the car insurance policy with add-on covers that affect the premium amount as well. Some examples include Zero Depreciation Cover, Roadside Assistance Cover, and Engine Protection Cover.  

      Hence, Royal Sundaram car insurance premium calculator combines all these factors to calculate the correct premium you would have to pay for your car insurance so that you can find the most appropriate policy for your requirements. 

      Royal Sundaram car insurance premium calculator assesses the amount based on the following formula:

      (Own Damage Premium – No Claim Bonus) + Liability Premium

      How to use the Royal Sundaram Car Insurance Premium Calculator?

      • Step 1: Visit the official website of Royal Sundaram General Insurance Company and go to the car insurance calculator page
      • Step 2: Fill in the requested details such as the policyholder’s name, address, and contact information
      • Step 3:Select your car and choose its brand, make, model year, and registered location
      • Step 4: Select your preferred car insurance policy 
      • Step 5: Click on ‘Calculate’ and the estimated premium will be calculated on the basis of the provided inputs

      Benefits of Royal Sundaram Car Insurance Premium Calculator

      • Finds the correct Insured Declared Value: The car insurance premium calculator helps you know the right Insured Declared Value for your car. The correct IDV will help you fetch the right amount of compensation for your car in case of theft or total damage to the vehicle. 
      • Helps make a judicious decision: With knowledge of the premium cost for various car insurance policies and the Insured Declared Value of the vehicle at hand, you can make a wise decision by choosing appropriately from widely available car insurance policies.
      • Convenient and hassle-free usage:You don’t need to sit with any predefined financial knowledge while using this calculator apart from your vehicle details. Alongside that, since the Royal Sundaram Car Insurance Premium Calculator is available online, you can find the premium for your preferred car insurance policy hassle-free, from the comfort of your home.

      Factors Affecting Car Insurance Premium

      1. Insured Declared Value (IDV) of the vehicle: TheInsured Declared Value is the current market value of the insured vehicle and the amount which the policyholder would be eligible to claim in the case of theft or total damage to their vehicle. The higher the Insured Declared Value, the higher would the insurance premium be.

      2. The engine of the car: The car’s engine not only determines the amount of power the car produces but also how expensive is the car to maintain. The higher the capacity of the engine, the higher the premium will be. 

      3. Year of manufacture of the vehicle: The value of a car depreciates with time; hence older vehicles would attract a relatively cheaper premium amount as compared to newly bought cars.

      4. City of registration of the vehicle: The premium amount would be higher for vehicles registered in RTOs located in Tier 1 cities as compared to those registered in Tier 2 and Tier 3 cities. 

      5. Brand, make, and model of the vehicle: The manufacture’s details including the model type of the car also affect the cost of the premium. A luxury car will cost a higher insurance premium as compared to a daily use vehicle with a lower safety rating.

      6. Anti-theft features installed: A car that has anti-theft devices installed for enhanced safety mitigates the risk of the car being stolen, hence attracting a lesser premium amount.

      7. Add-on covers:These add-ons are offered in order to provide enhanced coverage for your vehicle. However, these covers not only improve the protection provided by your car insurance policy but also increase the premium amount to be paid.

      FAQs

      Find similar car insurance quotes by body type

      Hatchback Sedan SUV MUV
      Save upto 85% on Car Insurance
       Why buy from policybazaar

      Car insurance articles

      Recent Articles
      Popular Articles
      IDV in Car Insurance

      22 Feb 2024

      In layman's terms, the IDV full form is the Insured Declared Value
      Read more
      Must-Have Car Insurance Addons for Brand New Cars

      31 Jan 2024

      Investing in a full-coverage car insurance policy is essential for
      Read more
      No Claim Bonus (NCB) in Car Insurance

      29 Jan 2024

      No Claim Bonus (NCB) is a reward given by an insurer to a
      Read more
      How to Choose the Right Car Insurance for Your First Car?

      17 Jan 2024

      Buying their first car is no less than a milestone unlocked for
      Read more
      Things To Know Before Purchasing Sedan Car Insurance

      12 Dec 2023

      The type of four-wheeler you purchase also impacts its insurance
      Read more
      Check Vehicle or Car Insurance Status/Validity Online
      It doesn’t matter if you are an excellent driver or take your car out only once in a few months; your car must be
      Read more
      Getting Your Duplicate Car Insurance Policy is Easy-Here’s How!
      Losing your car insurance documents can be daunting. In such a state of affairs, the first thing that comes to your
      Read more
      Find Car Insurance Details By Registration Number
      Sometimes, you may face situations when you need car insurance or vehicle owner details but cannot readily access
      Read more
      How to Transfer Car Insurance Policy?
      An integral part of selling a car for both the buyer and the seller is ensuring a successful car insurance transfer
      Read more
      Comprehensive Insurance Vs Third Party Insurance
      Comprehensive car insurance offers protection to the insured car against third-party liabilities and own damages due
      Read more

      #Rs 2094/- per annum is the price for third-party motor insurance for private cars (non-commercial) of not more than 1000cc

      *Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.

      top
      View Plans
      Close
      Download the Policybazaar app
      to manage all your insurance needs.
      INSTALL