Digit Standalone Own Damage Car Insurance

Your RTO details
RTO name
Code
City
Address
Pincode
Contact No.
  • City & RTO
  • Car Brand
  • Car Model
  • Car Fuel Type
  • Car Variant
  • Registration Year
Looking for Car Insurance?
Compare & Save upto 85%* on Car Insurance
Digit Standalone Own Damage Car Insurance
  • Repair Anywhere

  • 96% Claim settlement ratio

  • Claims assured
Processing
    Other models
    Other variants
    Select your variant
    View all variants
      Secure
      We don’t spam
      View Prices
      Please wait..
      By clicking on “View Prices”, you agree to our Privacy Policy & Terms of Use
      Get Updates on WhatsApp
      Select Make
      Select Model
      Fuel Type
      Select variant
      Registration year
      Registration month
      Save & update
      Please wait..
      Search with another car number?

      We have found best plans for you!! Our advisor will get in touch with you soon.

      Digit Standalone Own Damage Car Insurance

      A Digit Standalone own damage car insurance policy is designed to specifically cover any own damages sustained by the insured car due to unanticipated events like accidents, theft, etc. This policy can be purchased with a third-party liability plan to extend the coverage to the car’s own damages.

      Read more

      Key Features of Digit Standalone Own Damage Car Insurance

      Categories Key Features
      Own Damage Cover Yes
      Mandatory No
      No Claim Bonus Yes
      Add-on Covers Offered
      Zero Depreciation cover Yes
      PA Cover Upto Rs. 15 Lakh

      Coverage Under Digit Standalone Own Damage Car Insurance

      • Losses sustained by the insured car due to fire, explosion or self-ignition
      • Any loss arising out of theft or burglary of the insured car
      • Damages to the insured car due to natural calamities like cyclones, earthquakes, lighting, etc
      • Damages arising out of manmade acts like riots, and strikes, are covered
      • Claims can also be raised for damages sustained by the insured car while it was in transit via rail, water, air or road
      • Damages to the insured car in an accident are also covered in the OD policy
      • Third-Party liabilities such as property damage, death or injury to the third party due to the insured car
      • Damages caused to the insured car due to drunk driving or driving under the influence of drugs
      • Consequential damages that happen as a result of an accident
      • Damages sustained by the insured vehicle when the driver was not carrying a driving license
      • Mechanical or Electrical failure of the car
      • Damages sustained by the insured car outside the geographical limits as specified in the OD cover

      Add-ons Under Digit Standalone Own Damage Car Insurance

      Additional covers can be purchased along with a Digit car insurance to enhance the coverage of the policy. Add-ons offered by Digit General Insurance Company include:

      • Consumable Cover
      • Depreciation Protect
      • Engine and Gear Box Protect
      • Tyre Protect Cover
      • Daily Conveyance
      • Key and Lock Protect
      • Loss to Personal Belongings
      • Pay as You Drive Cover
      • Breakdown Assistance Cover
      • Return to Invoice Cover

      How to Buy Digit Standalone Own Damage Car Insurance Policy?

      A car owner can purchase a Digit OD cover alongwith his/her third-party coverage in just 5 minutes.

      Follow the steps mentioned below to purchase a Digit Standalone own-damage car insurance policy from Policybazaar Insurance Brokers Private Limited:

      • Visit Policybazaar.com and select the ‘Car Insurance’ tab from the homepage
      • Enter your car number in the given form and proceed
      • Now select details like your car’s model, make, variant, registration year and RTO
      • Fill out the registration form and proceed
      • From the given OD plans from multiple insurers, select the Digit OD plan
      • You can view policy details from here itself
      • You can also select any additional cover that you wish to include in your plan
      • Check the final premium and make the payment via desired online mode
      • After successful payment, you will receive your policy documents in your email id.

      Documents Required to Raise a Digit Standalone Own Damage Claim

      A Digit Standalone own damage car insurance claim can be raised when the insured car has sustained damages in an accident. Apart from informing the insurer, a policyholder also needs to submit the following documents to get his/her claim verified.

      • Duly filled and signed claim form
      • OD Car insurance policy documents
      • Car’s Registration Certificate
      • KYC details
      • Repair bills and estimates of repair
      • Driving License of the driver

      FAQs

      Explore add-ons for your car insurance

      Plans starting from @ ₹2,094/year*
      Car Insurance
      Zero Depreciation Car Insurance
      Car Insurance
      Compulsory Personal Accident Cover
      Car Insurance
      Bumper to Bumper Insurance
      Car Insurance
      NCB Protector Add-On Cover
      Car Insurance
      Bundled Policy
      Car Insurance
      Roadside Assistance Cover
      Car Insurance
      Return To Invoice
      Car Insurance
      Multi-Year Car Insurance
      Car Insurance
      Engine Protection Cover
      Car Insurance
      Personal Possessions Cover
      Car Insurance
      Voluntary Deductible in Car Insurance
      Car Insurance
      Key Replacement Cover
      Car Insurance
      Daily Allowance Cover
      Car Insurance
      Tyre Protector Cover
      Car Insurance
      Rim Damage Cover
      Car Insurance
      Car Accessories Cover

      Find similar car insurance quotes by body type

      Hatchback Sedan SUV MUV
      Save upto 85% on Car Insurance
       Why buy from policybazaar

      Car insurance articles

      • Recent Article
      • Popular Articles
      22 Feb 2024

      IDV in Car Insurance

      In layman's terms, the IDV full form is the Insured Declared Value

      Read more
      31 Jan 2024

      Must-Have Car Insurance Addons for Brand New Cars

      Investing in a full-coverage car insurance policy is essential for

      Read more
      29 Jan 2024

      No Claim Bonus (NCB) in Car Insurance

      No Claim Bonus (NCB) is a reward given by an insurer to a

      Read more
      17 Jan 2024

      How to Choose the Right Car Insurance for Your First Car?

      Buying their first car is no less than a milestone unlocked for

      Read more
      12 Dec 2023

      Things To Know Before Purchasing Sedan Car Insurance

      The type of four-wheeler you purchase also impacts its insurance

      Read more
      11 Aug 2021

      Steps to Check Vehicle & Car Insurance Status/Validity...

      It doesn’t matter if you are an excellent driver or take your car out only once in a few months; your car must be

      Read more
      20 Dec 2021

      Find Car Insurance Details By Registration Number

      Sometimes, you may face situations when you need car insurance or vehicle owner details but cannot readily access

      Read more
      20 Jun 2019

      Getting Your Duplicate Car Insurance Policy is...

      Losing your car insurance documents can be daunting. In such a state of affairs, the first thing that comes to your

      Read more
      03 Jun 2016

      How to Transfer Car Insurance Policy?

      An integral part of selling a car for both the buyer and the seller is ensuring a successful car insurance transfer

      Read more
      06 Oct 2021

      Bharat (BH) Series Number Plate: Registration, Fees...

      With the introduction of the Bharat series number plate, the Government of India has solved the big hassle of

      Read more

      #Rs 2094/- per annum is the price for third-party motor insurance for private cars (non-commercial) of not more than 1000cc

      *Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.

      top
      View Plans
      Close
      Download the Policybazaar app
      to manage all your insurance needs.
      INSTALL