|Own Damage Cover||Yes|
|No Claim Bonus||Yes|
|Zero Depreciation cover||Yes|
|PA Cover||Upto Rs. 15 Lakh|
The coverage of an IFFCO Tokio car insurance policy can be enhanced by purchasing additional covers along with your plan. These add-ons include:
An IFFCO Tokio Standalone car insurance policy can be bought online as well as offline. However, purchasing it online is a simple process and can be done in just a few minutes.
Here is how to buy IFFCO Tokio OD car insurance online from Policybazaar.com:
To raise an IFFCO Tokio OD claim, you will be required to submit the following documents to the insurer:
Ans: No. An OD car insurance is not a mandatory cover as per the Indian Motor Laws but a recommended one as it covers your car from unforeseen damages. Only having third-party car insurance is mandatory as per the motor laws.
Ans: No. An own damage car insurance policy only covers any own damage sustained by the insured car due to unanticipated incidents such as accidents, theft, fire, etc. This policy does not cover any third-party liability and can be purchased along with a third-party car insurance policy.
Ans: Yes. By using a Car Insurance Premium Calculator, you can calculate the premium of an own damage car insurance plan before purchasing it. Simply enter your car details in the tool and it will calculate the OD premium based on the submitted details.
Ans: An IFFCO Tokio OD car insurance policy only covers own damages sustained by the insured car due to an unanticipated incident whereas comprehensive car insurance covers both third-party liabilities and own damages sustained by the insured car.
Moreover, an OD cover can be purchased if you already have third-party car insurance to increase the insurance coverage whereas a comprehensive cover is a package policy that includes both third-party and own damages in one policy.
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