Get Car Insurance starting at only ₹2,094/year #
Processing

IFFCO Tokio Standalone Own Damage Car Insurance

An IFFCO Tokio Standalone own damage car insurance helps a policyholder save up on repair expenses in case his/her car meets with an unforeseen incident such as fire, theft, etc. This policy offers coverage only for own damages sustained by the insured car and can be purchased along with third-party car insurance.

Read more

  • 4300 Cashless garages

  • Plan starting @ ₹2094#

  • 95.8% Claim settlement ratio

#TP price for less than 1000 CC cars. All savings are provided by insurers as per IRDAI approved insurance plan. Standard T&C apply.

Get Car Insurance starting at only ₹2,094/year #
Looking for Car Insurance?
    Other models
    Other variants
    Select your variant
    View all variants
      Full Name
      Email
      Mobile No.
      View Prices
      Please wait..
      By clicking on “View Prices”, you agree to our Privacy Policy & Terms of Use
      Get Updates on WhatsApp
      Select Make
      Select Model
      Fuel Type
      Select variant
      Registration year
      Registration month
      Save & update
      Please wait..

      We have found best plans for you!! Our advisor will get in touch with you soon.

      Key Features of IFFCO Tokio Standalone Own Damage Car Insurance

      Categories Key Features
      Own Damage Cover Yes
      Mandatory No
      No Claim Bonus Yes
      Add-on Covers Offered
      Zero Depreciation cover Yes
      PA Cover Upto Rs. 15 Lakh

      Coverage Under IFFCO Tokio Standalone Own Damage Car Insurance

      • Damages sustained by the insured car due to earthquakes, cyclones, floods and other natural calamities
      • Losses arising out of theft, housebreaking or burglary
      • Damages arising out of external means such as a road accident
      • Damages caused to the insured car due to fire, explosion or self-ignition 
      • Damages sustained by the insured car while it was in transit via rail, road, air or water
      • Third-party property damage, death or injury to the third party due to the insured car
      • General wear and tear, depreciation sustained by the insured car
      • Consequential loss arising out of the insured car
      • Damages when the driver was driving the insured vehicle under the influence of alcohol
      • Losses sustained by the insured car when the driver was not carrying a license
      • Accidental damages caused to a third party due to the insured car
      • Mechanical or electrical failure sustained by the insured car is not covered

      Add-ons Under IFFCO Tokio Standalone Own Damage Car Insurance

      The coverage of an IFFCO Tokio car insurance policy can be enhanced by purchasing additional covers along with your plan. These add-ons include:

      • Depreciation Waiver Cover
      • Roadside Assistance Cover
      • Engine and Gearbox Protection Cover
      • NCB Protect Cover
      • Consumables Cover
      • Loss of Key Cover
      • Tyre Replacement Cover

      How to Buy IFFCO Tokio Standalone Own Damage Car Insurance Policy?

      An IFFCO Tokio Standalone car insurance policy can be bought online as well as offline. However, purchasing it online is a simple process and can be done in just a few minutes. 

      Here is how to buy IFFCO Tokio OD car insurance online from Policybazaar.com:

      • Visit the official of Policybazaar Insurance Brokers Private Limited
      • From the homepage, click on the ‘Car Insurance’ tab
      • On the next page, enter your car number and proceed
      • Select your car details such as make, model, variant, RTO and registration year from the next few pages
      • You will now be able to find OD car insurance plans from multiple insurers. Select the IFFCO Tokio OD plan from the list
      • Select additional covers that you wish to add to your plan
      • Pay the final premium amount via online payment modes 
      • After completing the payment, your IFFCO own damage car insurance policy documents will be sent to your email address.

      Documents Required to Raise IFFCO Tokio Standalone Own Damage Claim

      To raise an IFFCO Tokio OD claim, you will be required to submit the following documents to the insurer:

      • Copy of IFFCO Tokio own damage policy
      • Copy of car’s registration certificate
      • Copy of Police FIR
      • Bills and repairs of estimates
      • KYC verification
      • Copy of driving license of the driver
      • Claim form (Duly filled)

      FAQs

      • Q1. Is own damage car insurance mandatory?

        Ans: No. An OD car insurance is not a mandatory cover as per the Indian Motor Laws but a recommended one as it covers your car from unforeseen damages. Only having third-party car insurance is mandatory as per the motor laws.

      • Q2. Will my OD car insurance cover third-party liabilities?

        Ans: No. An own damage car insurance policy only covers any own damage sustained by the insured car due to unanticipated incidents such as accidents, theft, fire, etc. This policy does not cover any third-party liability and can be purchased along with a third-party car insurance policy.

      • Q3. Can I calculate the OD premium before purchasing a plan?

        Ans: Yes. By using a Car Insurance Premium Calculator, you can calculate the premium of an own damage car insurance plan before purchasing it. Simply enter your car details in the tool and it will calculate the OD premium based on the submitted details.

      • Q4. How is own damage car insurance different from IFFCO comprehensive car insurance?

        Ans: An IFFCO Tokio OD car insurance policy only covers own damages sustained by the insured car due to an unanticipated incident whereas comprehensive car insurance covers both third-party liabilities and own damages sustained by the insured car.
        Moreover, an OD cover can be purchased if you already have third-party car insurance to increase the insurance coverage whereas a comprehensive cover is a package policy that includes both third-party and own damages in one policy.

      Explore add-ons for your car insurance

      Plans starting from @ ₹2,094/year*
      Car Insurance
      Zero Depreciation Car Insurance
      Car Insurance
      Compulsory Personal Accident Cover
      Car Insurance
      Bumper to Bumper Insurance
      Car Insurance
      No Claim Bonus (NCB) in Car Insurance
      Car Insurance
      Bundled Policy
      Car Insurance
      Roadside Assistance Cover
      Car Insurance
      Return To Invoice
      Car Insurance
      Multi-Year Car Insurance
      Car Insurance
      Engine Protection Cover
      Car Insurance
      Personal Possessions Cover
      Car Insurance
      Voluntary Deductible in Car Insurance
      Car Insurance
      Key Replacement Cover
      Car Insurance
      Daily Allowance Cover
      Car Insurance
      Tyre Protector Cover
      Car Insurance
      Rim Damage Cover
      Car Insurance
      Car Accessories Cover

      Find similar car insurance quotes by body type

      Hatchback Sedan SUV MUV
       Why buy from policybazaar

      Car insurance articles

      Recent Articles
      Popular Articles
      Importance and Benefits of Comprehensive Car Insurance Policy

      20 Sep 2023

      Having third-party car insurance is mandatory as per the motor
      Read more
      5 Common Myths About Buying Motor Insurance

      13 Sep 2023

      When buying car insurance, it is essential to have a thorough
      Read more
      Lesser Known Motor insurance Add-ons

      13 Sep 2023

      While popular add-ons like Engine Cover, Zero Dep, and Return to
      Read more
      6 Things To Consider Before Buying Your New Car

      04 Sep 2023

      Buying a new car can become a harrowing experience if you don't
      Read more
      Essential Tips To Take Care Of Your Car's Engine

      07 Sep 2023

      As much as the heart is a vital organ for your body, the engine is
      Read more
      Check Vehicle/Car Insurance Status Online on Parivahan Sewa, Vahan, IIB & RTO
      It doesn’t matter if you are an excellent driver or take your car out only once in a few months, your car must be
      Read more
      How to Find Car Insurance Details by Registration Number?
      As a car owner, it is mandatory to have a car insurance policy under the Motor Vehicles Act, 1988. Sometimes, you
      Read more
      Getting Your Duplicate Car Insurance Policy is Easy-Here’s How!
      Losing your car insurance documents can be daunting. In such a state of affairs, the first thing that comes to your
      Read more
      How to Transfer Car Insurance Policy?
      An integral part of selling a car, for both the buyer and the seller, is ensuring a successful car insurance
      Read more
      Vehicle Scrappage Policy in India: All You Need to Know
      With an aim to phase out unfit and polluting vehicles, the Government of India has rolled out Vehicle Scrappage
      Read more

      top
      View Plans
      Close
      Download the Policybazaar app
      to manage all your insurance needs.
      INSTALL