Get Car Insurance starting at only ₹2,094/year #

SBI General Standalone Own Damage Car Insurance

SBI standalone own damage car insurance offers monetary coverage to the insured car against damages arising from unpredictable events such as accidents, theft, fire, etc. This plan by SBI General Insurance can be purchased as a standalone cover to financially protect your car if you already have a third-party insurance.

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  • 16000 Cashless garages

  • Plan starting @ ₹2094#

  • 100% Claim settlement ratio

#TP price for less than 1000 CC cars. All savings are provided by insurers as per IRDAI approved insurance plan. Standard T&C apply.

Get Car Insurance starting at only ₹2,094/year #
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      Key Features of SBI General Standalone Own Damage Car Insurance

      Categories Key Features
      Own Damage Cover Yes
      Mandatory No
      No Claim Bonus Upto 50%
      Add-on Covers Yes
      Zero Depreciation cover Yes
      PA Cover Upto Rs. 15 Lakhs

      Coverage Under Zuno Standalone Own Damage Car Insurance

      • Damages to the insured car arising as a result of fire, explosion and self-ignition
      • Losses caused due to theft of the insured car
      • Damages sustained by the insured vehicle resulting from natural calamities like earthquakes, typhoons, hurricanes etc.
      • Accidental damages arising when the vehicle was in-transit via rail, road, water or airways
      • Damages to the insured car as a result of manmade or malicious activities are also covered under the OD coverage
      • Collisions, road accidents, and damages arising from accidental means.
      • Third party injury, death and property damage due to the insured car are not covered
      • Claims cannot be raised for any consequential damage sustained by the insured car
      • Damages sustained by the insured vehicle when the driver was not carrying a valid driving license
      • Losses sustained by the insured car as a result of drunk driving are not included in policy coverage
      • Accidental damages arising out of the geographical scope of the own damage car policy

      Add-ons Under SBI General Standalone Own Damage Car Insurance

      The coverage of an SBI own damage car insurance policy can be extended by purchasing additional covers along with the plan. Here are the add-ons offered under SBI car insurance cover:

      • Depreciation Reimbursement Cover
      • NCB Protect Cover
      • Key Replacement Cover
      • Engine Breakdown Assistance
      • Roadside Assistance Cover
      • Consumables Cover
      • Return to Invoice Cover

      How to Buy SBI General Standalone Own Damage Car Insurance Policy?

      Buying SBI standalone own damage car insurance policy is simple when done online. Follow these steps to purchase SBI General own damage car insurance plan from Policybazaar Insurance Brokers Private Limited:

      • Visit and select “Car Insurance” from the homepage 
      • Enter your car number in the given form and proceed forward
      • Select your car’s RTO from the list
      • Select your car’s model, variant, fuel type, and registration year
      • Fill in the given proposal form and proceed with car insurance quotes
      • From the given list of Own damage car insurance plans, select SBI OD cover. You can also view the car policy details from here itself
      • Select additional covers from the “Add-ons and Accessories” dropdown
      • Pay the final premium amount online
      • After premium payment, your SBI own damage car policy documents will be mailed to you.

      Documents Required to Raise SBI General Standalone Own Damage Claim

      To raise an SBI own damage car insurance claim, you will be required to show certain documents to the insurance company. These documents include the following:

      • Copy of car's registration certificate
      • Duly signed claim form
      • Copy of Police FIR
      • Bills of repair
      • Estimates of repair
      • Car insurance policy papers
      • KYC documents


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