Your RTO details
RTO name
Code
City
Address
Pincode
Contact No.
  • City & RTO
  • Car Brand
  • Car Model
  • Car Fuel Type
  • Car Variant
  • Registration Year
Compare & Save upto 85%*on Car Insurance
Bajaj Allianz Standalone Own Damage Car Insurance
  • 4000 Cashless garages

  • 98.5% Claim settlement ratio

  • Claims assured
Processing
    Other models
    Other variants
    Select your variant
    View all variants
      Secure
      We don’t spam
      View Prices
      Please wait..
      By clicking on “View Prices”, you agree to our Privacy Policy & Terms of Use
      Get Updates on WhatsApp
      Select Make
      Select Model
      Fuel Type
      Select variant
      Registration year
      Registration month
      Save & update
      Please wait..
      Search with another car number?

      We have found best plans for you!! Our advisor will get in touch with you soon.

      Bajaj Allianz Standalone Own Damage Car Insurance

      Bajaj Allianz Own Damage car insurance policy compensates a policyholder in case his/her car has met with an unforeseen incident. Damages arising out of theft, fire, road accident, or natural and manmade disasters are covered under this policy offered by the Bajaj Allianz General Insurance Company.

      Read more

      Key Features of Bajaj Allianz Standalone Own Damage Car Insurance

      Categories Key Features
      Own Damage Cover Offered
      Mandatory No
      No Claim Bonus Yes
      Add-on Covers Offered 
      Zero Depreciation cover Available
      PA Cover Upto 15 lakhs

      Coverage Under Bajaj Allianz Standalone Own Damage Car Insurance

      • Damages sustained by the insured car due to manmade acts like strikes, riots, etc
      • Losses arising out of theft, housebreaking or burglary of the insured vehicle
      • Any loss sustained by the car due to fire, explosion or self-ignition
      • Damages caused to the insured car due to earthquakes, cyclones or any other natural calamity are covered under the Standalone own damage policy
      • Damages arising out of road accidents or any other external means
      • Any damage sustained by the insured car while it was in transit is also included in OD cover.
      • Any third-party liability arising due to the insured car is not included in OD car insurance
      • Damages arising out of drunk driving or intoxication
      • Any accidental damage sustained by the insured car if the driver is driving without a valid DL
      • Damages sustained by the insured car outside the geographical limits as mentioned in the Bajaj Allianz OD cover.

      Add-ons Under Bajaj Allianz Standalone Own Damage Car Insurance

      A policyholder can also extend the coverage of his/her standalone OD cover by purchasing additional covers. These add-ons are offered by the insurance company by paying an additional premium amount. Following are the add-ons offered under the Bajaj Allianz OD motor insurance policy:

      • Zero Depreciation Cover
      • 24/7 Spot Assistance Cover
      • Engine Protector
      • Consumable Expenses Cover
      • Personal Baggage Cover
      • Conveyance Benefit 
      • Key and Lock Replacement Cover

      How to Buy Bajaj Allianz Standalone Own Damage Car Insurance Policy?

      Buying a Bajaj own damage car insurance online is a simple process. Follow the steps mentioned below to purchase an OD cover in just 5 minutes:

      • Visit Policybazaar.com and select the ‘Car Insurance’ tab from the homepage
      • Enter your car number or proceed without a car number
      • Select the details of your car such as RTO, make, model, variant, fuel type, and registration year on the next pages 
      • From the given comprehensive/standalone car insurance plans, select Bajaj own damage cover. Check all the policy details as well as the premium of the plan
      • Select the additional covers that you wish to add to your OD plan 
      • Now fill in the proposal form and pay the premium amount 
      • As soon as the payment is made, your Bajaj Allianz own damage car insurance policy documents will be mailed to you.

      Documents Required to Raise a Bajaj Allianz Standalone Own Damage Claim

      To raise a claim under a Bajaj Allianz OD cover, a policyholder will be required to inform the insurer and submit the following documents:

      • Duly filled and signed claim form
      • Copy of car insurance policy
      • KYC documents
      • Copy of car's Registration Certificate
      • Copy of the driving license of the driver driving the vehicle at the time of the accident
      • Repair Bills and estimates of repair

      FAQs

      • Q1. What is OD and TP in car insurance?

        Ans: OD in car insurance refers to the own damage policy which covers any damage sustained by the insured car due to unforeseen incidents. On the other hand, third-party or TP car insurance covers any third-party liabilities arising out of the insured car. It excludes covering own damages to the insured car.

      • Q2. Is own damage car insurance necessary?

        Ans: No, own damage car insurance is not mandatory as per the motor laws of India. This policy is optional and can be purchased along with the mandatory third party car insurance to cover own damages as well.

      • Q3. Does Bajaj Allianz own damage cover third-party liabilities?

        Ans: No. A Bajaj Allianz standalone own damage car policy does not cover third party liabilities. This policy only covers own damages sustained by the insured four-wheeler.

      • Q4. How is Own Damage cover different from comprehensive car insurance?

        Ans: As the name suggests own-damage car insurance only covers damages caused to the insured vehicle due to road accidents, fire, theft, calamities, etc. Whereas comprehensive four-wheeler insurance covers both third-party liabilities and damages sustained by the insured vehicle due to an uncertain event. Thus, a comprehensive car insurance policy offers broader coverage than an OD cover.

      Explore add-ons for your car insurance

      Plans starting from @ ₹2,094/year*
      Car Insurance
      Zero Depreciation Car Insurance
      Car Insurance
      Compulsory Personal Accident Cover
      Car Insurance
      Bumper to Bumper Insurance
      Car Insurance
      NCB Protector Add-On Cover
      Car Insurance
      Bundled Policy
      Car Insurance
      Roadside Assistance Cover
      Car Insurance
      Return To Invoice
      Car Insurance
      Multi-Year Car Insurance
      Car Insurance
      Engine Protection Cover
      Car Insurance
      Personal Possessions Cover
      Car Insurance
      Voluntary Deductible in Car Insurance
      Car Insurance
      Key Replacement Cover
      Car Insurance
      Daily Allowance Cover
      Car Insurance
      Tyre Protector Cover
      Car Insurance
      Rim Damage Cover
      Car Insurance
      Car Accessories Cover

      Find similar car insurance quotes by body type

      Hatchback Sedan SUV MUV
      Save upto 85% on Car Insurance
       Why buy from policybazaar
      Claim Assurance Program

      Car insurance Articles

      • Recent Article
      • Popular Articles
      20 Jun 2024

      Top 5 Car Care Tips to Beat The Summer Heat

      The extreme heat and constant heat wave warnings have made

      Read more
      11 Jun 2024

      How to Check Car Owner Details By Registration...

      Scenarios like hit-and-run accidents or purchasing a second-hand

      Read more
      21 May 2024

      Get Faster Claim Settlement with Policybazaar...

      Getting your car insurance claim settled is no longer a hassle

      Read more
      17 Apr 2024

      Understand the Nitty-Gritty of Car Insurance...

      Have you recently purchased a car insurance policy for your new

      Read more
      22 Feb 2024

      IDV in Car Insurance

      In layman's terms, the IDV full form is the Insured Declared Value

      Read more

      How to Check Car/Vehicle Insurance Status Online

      It doesn’t matter if you are an excellent driver or take your car out only once in a few months; your vehicle must

      Read more

      Getting Your Duplicate Car Insurance Policy is...

      Losing your car insurance documents can be daunting. In such a state of affairs, the first thing that comes to your

      Read more

      How To Find Car Insurance Details By Registration...

      Sometimes, you may face situations when you need car insurance or vehicle owner details but cannot readily access

      Read more

      How to Check Car Owner Details By Registration...

      Scenarios like hit-and-run accidents or purchasing a second-hand car require you to find car owner details by number

      Read more

      How to Transfer Car Insurance Policy?

      An integral part of selling a car for both the buyer and the seller is ensuring a successful car insurance transfer

      Read more

      #Rs 2094/- per annum is the price for third-party motor insurance for private cars (non-commercial) of not more than 1000cc

      *Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.

      ##Claim Assurance Program: Pick-up and drop facility available in 1400+ select network garages. On-ground workshop team available in select workshops. Repair warranty on parts at the sole discretion of insurance companies. Dedicated Claims Manager. 24x7 Claim Assistance.

      top
      View Plans
      Close
      Download the Policybazaar app
      to manage all your insurance needs.
      INSTALL