|Own Damage Cover||Yes|
|No Claim Bonus||Yes|
|Zero Depreciation cover||Yes|
|PA Cover||Upto Rs. 15 Lakh|
The coverage of an HDFC Ergo SAOD car insurance policy can also be enhanced by purchasing additional covers at some extra cost. These include:
If you already have an existing third party insurance, you can easily purchase a HDFC own damage motor insurance policy from Policybazaar.com. Follow the steps mentioned below:
To raise a claim under your car insurance policy, here are the documents that you must keep handy:
Ans: No, purchasing an own damage motor insurance policy is not mandatory as per the Indian motor laws. However, this policy can offer you extended coverage when you already have an existing third party cover.
Ans: Yes. You can calculate your own damage insurance premium for your car by using an online car insurance premium calculator. This tool calculates the estimated premium of your policy based on the provided car details.
Ans: Follow these tips to reduce your HDFC Ergo Standalone own damage premium:
Ans: Yes, having a Personal Accident Cover is mandatory as per the motor laws. If you already don’t have one, you can purchase a PA cover online along with your own damage car plan.
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