Liberty Standalone Own Damage Car Insurance

Your RTO details
RTO name
Contact No.
  • City & RTO
  • Car Brand
  • Car Model
  • Car Fuel Type
  • Car Variant
  • Registration Year
Looking for Car Insurance?
Compare & Save upto 85%* on Car Insurance
Liberty Standalone Own Damage Car Insurance
  • 4500 Cashless garages

  • Plan starting @ ₹ 2094#

  • 98% Claim settlement ratio

    Other models
    Other variants
    Select your variant
    View all variants
      We don’t spam
      View Prices
      Please wait..
      By clicking on “View Prices”, you agree to our Privacy Policy & Terms of Use
      Get Updates on WhatsApp
      Select Make
      Select Model
      Fuel Type
      Select variant
      Registration year
      Registration month
      Save & update
      Please wait..
      Search with another car number?

      We have found best plans for you!! Our advisor will get in touch with you soon.

      Liberty Standalone Own Damage Car Insurance

      With Liberty Standalone own damage car insurance, you can get compensated if your car meets with an unforeseen incident such as an accident, fire, burglary, or calamities. Any car owner who has third-party car insurance and wants to increase the coverage to own damages can purchase this policy from Liberty General Insurance Company.

      Read more

      Key Features of Liberty Standalone Own Damage Car Insurance

      Categories Key Features
      Own Damage Cover Yes
      Mandatory No
      No Claim Bonus Yes
      Add-on Covers Offered
      Zero Depreciation cover Yes
      PA Cover Upto Rs. 15 Lakh

      Coverage Under Liberty Standalone Own Damage Car Insurance

      • Any damage sustained by the insured car due to natural disasters such as typhoons, cyclones, earthquakes, floods etc.
      • Damages sustained by the insured car due to strikes, riots or any other manmade acts
      • Losses arising out of theft, burglary or housebreaking are also covered
      • Losses sustained by the insured car due to fire, explosion or self-ignition are also covered
      • Any damage sustained by the insured car while it was in transit via rail, road, water or air
      • Depreciation, wear and tear, sustained by the insured car
      • Mechanical or electrical failure or breakages are not covered
      • Any accidental damage sustained by the insured car when the driver was under the influence of alcohol or drugs
      • Any damage incurred by the insured car outside the geographical area as mentioned in the policy
      • Damages arising out of civil or nuclear war, invasion, warlike operations
      • Damage sustained by the insured vehicle when the driver was not carrying a valid driving license.

      Add-ons Under Liberty Standalone Own Damage Car Insurance

      A policyholder can also increase the coverage offered by an own damage cover by purchasing additional covers offered with the policy. Here are the add-ons offered under Liberty OD car insurance:

      • Depreciation Cover
      • Consumables Cover
      • Gap Value Cover
      • Roadside Assistance Cover
      • Passenger Assistance Cover
      • Key Loss Cover
      • Engine Protect Cover

      How to Buy Liberty Standalone Own Damage Car Insurance Policy?

      Purchasing Liberty OD car insurance online is not a tough task. At Policybazaar we offer a seamless and fast purchasing experience to car owners. Below we have mentioned easy steps to buy Liberty OD cover from

      • From the homepage of our official website, select the “Car Insurance” option
      • On the form given on the next page, mention your car number and proceed
      • Now select your car’s RTO, make, model, variant and registration year from the next few tables
      • Fill in the proposal form and view car insurance price
      • Now from the given car insurance plans, choose and select Liberty own damage car insurance plan
      • From the “Add-ons and Accessories” table, select the add-ons you want to include in your plan
      • Check and pay the premium amount via desired payment mode
      • Once the premium is successfully paid, the car insurance policy documents will be mailed to your email id.

      Documents Required to Raise Liberty Standalone Own Damage Claim

      To raise a Liberty car insurance claim under your own damages policy, you will need the following documents:

      • Proof of insurance such as a policy copy
      • Copy of vehicle's registration certificate
      • Copy of motor driving license
      • Police FIR
      • Estimates of repair
      • Repair bills and payment receipts


      • Q1. Who should buy a Liberty OD cover?

        Ans: A Liberty own damage car insurance cover can be purchased by policyholders who own a third-party car insurance policy and wish to also increase coverage to damages sustained by their own car. This plan can be purchased as a standalone cover alongside a third-party cover.

      • Q2. How is SOAD different from comprehensive car insurance?

        Ans: The main point of difference between an own damage cover and comprehensive car insurance is the coverage and premium they carry. An own damage car insurance only covers the insured car from unforeseen road incidents. On the other hand, comprehensive car insurance covers both own damages sustained by the car and third-party liabilities as well.

        Moreover, due to the scope of coverage offered, the premium of an OD cover is comparatively less than that of a comprehensive car insurance policy.

      • Q3. How can I calculate own damage premium?

        Ans: You can calculate own damage premium before purchasing a policy by using a car insurance premium calculator. This tool lets you calculate premium based on your car’s model, variant, registration year and other vehicle details.

      • Q4. Is NCB offered with a Liberty own damage plan?

        Ans: Yes. Liberty General Insurance Company offers a No Claim Bonus reward under its OD cover. This NCB discount can be used to receive a discount on policy renewal premium. However, it gets nullified in the event of a car insurance claim.

      Explore add-ons for your car insurance

      Plans starting from @ ₹2,094/year*
      Car Insurance
      Zero Depreciation Car Insurance
      Car Insurance
      Compulsory Personal Accident Cover
      Car Insurance
      Bumper to Bumper Insurance
      Car Insurance
      NCB Protector Add-On Cover
      Car Insurance
      Bundled Policy
      Car Insurance
      Roadside Assistance Cover
      Car Insurance
      Return To Invoice
      Car Insurance
      Multi-Year Car Insurance
      Car Insurance
      Engine Protection Cover
      Car Insurance
      Personal Possessions Cover
      Car Insurance
      Voluntary Deductible in Car Insurance
      Car Insurance
      Key Replacement Cover
      Car Insurance
      Daily Allowance Cover
      Car Insurance
      Tyre Protector Cover
      Car Insurance
      Rim Damage Cover
      Car Insurance
      Car Accessories Cover

      Find similar car insurance quotes by body type

      Hatchback Sedan SUV MUV
      Save upto 85% on Car Insurance
       Why buy from policybazaar
      Claim Assurance Program

      Car insurance articles

      • Recent Article
      • Popular Articles
      21 May 2024

      Get Faster Claim Settlement with Policybazaar...

      Getting your car insurance claim settled is no longer a hassle

      Read more
      17 Apr 2024

      Understand the Nitty-Gritty of Car Insurance...

      Have you recently purchased a car insurance policy for your new

      Read more
      22 Feb 2024

      IDV in Car Insurance

      In layman's terms, the IDV full form is the Insured Declared Value

      Read more
      31 Jan 2024

      Must-Have Car Insurance Addons for Brand New Cars

      Investing in a full-coverage car insurance policy is essential for

      Read more
      29 Jan 2024

      No Claim Bonus (NCB) in Car Insurance

      A no claim bonus is a reward or discount offered by car insurance

      Read more
      11 Aug 2021

      How to Check Car/Vehicle Insurance Status Online

      It doesn’t matter if you are an excellent driver or take your car out only once in a few months; your vehicle must

      Read more
      20 Jun 2019

      Getting Your Duplicate Car Insurance Policy is...

      Losing your car insurance documents can be daunting. In such a state of affairs, the first thing that comes to your

      Read more
      20 Dec 2021

      How To Find Car Insurance Details By Registration...

      Sometimes, you may face situations when you need car insurance or vehicle owner details but cannot readily access

      Read more
      03 Jun 2016

      How to Transfer Car Insurance Policy?

      An integral part of selling a car for both the buyer and the seller is ensuring a successful car insurance transfer

      Read more
      20 Jul 2017

      Comprehensive Insurance Vs Third Party Insurance

      Comprehensive car insurance offers protection to the insured car against third-party liabilities and own damages due

      Read more

      #Rs 2094/- per annum is the price for third-party motor insurance for private cars (non-commercial) of not more than 1000cc

      *Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.

      ##Claim Assurance Program: Pick-up and drop facility available in 1400+ select network garages. On-ground workshop team available in select workshops. Repair warranty on parts at the sole discretion of insurance companies. Dedicated Claims Manager. 24x7 Claim Assistance.

      View Plans
      Download the Policybazaar app
      to manage all your insurance needs.