|Own Damage Cover||Yes|
|No Claim Bonus||Yes|
|Zero Depreciation cover||Yes|
|PA Cover||Upto Rs. 15 Lakh|
A policyholder can also increase the coverage offered by an own damage cover by purchasing additional covers offered with the policy. Here are the add-ons offered under Liberty OD car insurance:
Purchasing Liberty OD car insurance online is not a tough task. At Policybazaar we offer a seamless and fast purchasing experience to car owners. Below we have mentioned easy steps to buy Liberty OD cover from Policybazaar.com:
To raise a Liberty car insurance claim under your own damages policy, you will need the following documents:
Ans: A Liberty own damage car insurance cover can be purchased by policyholders who own a third-party car insurance policy and wish to also increase coverage to damages sustained by their own car. This plan can be purchased as a standalone cover alongside a third-party cover.
Ans: The main point of difference between an own damage cover and comprehensive car insurance is the coverage and premium they carry. An own damage car insurance only covers the insured car from unforeseen road incidents. On the other hand, comprehensive car insurance covers both own damages sustained by the car and third-party liabilities as well.
Moreover, due to the scope of coverage offered, the premium of an OD cover is comparatively less than that of a comprehensive car insurance policy.
Ans: You can calculate own damage premium before purchasing a policy by using a car insurance premium calculator. This tool lets you calculate premium based on your car’s model, variant, registration year and other vehicle details.
Ans: Yes. Liberty General Insurance Company offers a No Claim Bonus reward under its OD cover. This NCB discount can be used to receive a discount on policy renewal premium. However, it gets nullified in the event of a car insurance claim.
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