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Oriental Standalone Own Damage Car Insurance
  • 3100 Cashless garages

  • Plan starting @ ₹ 2094#

  • 94% Claim settlement ratio

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      Oriental Standalone Own Damage Car Insurance

      Purchasing an Oriental Standalone Own Damage car insurance policy offers protection from own damage costs due to unanticipated incidents like fire, theft, vandalism, road accidents etc. This policy by Oriental General Insurance Company can also be enhanced by purchasing add-on covers at a nominal premium.

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      Key Features of Oriental Standalone Own Damage Car Insurance

      Categories Key Features
      Own Damage Cover Yes
      Mandatory No
      No Claim Bonus Yes
      Add-on Covers Yes
      Zero Depreciation cover Yes
      PA Cover Upto Rs. 15 Lakhs

      Coverage Under Oriental Standalone Own Damage Car Insurance

      • Claims can be raised for losses arising out of fire, or self-ignition
      • Partial or total loss arising out of burglary, theft or housebreaking
      • Damages caused due to riots and strikes are covered
      • Damages sustained by the insured vehicle due to earthquakes, storms, cyclones, and other natural calamities
      • Damages arising out of external means such as a road accident.
      • General wear and tear, depreciation sustained by the insured car 
      • Damages caused to the insured four-wheeler as a result of drunk driving are not covered
      • Accidental damage sustained by the insured car when the driver was not carrying a valid DL
      • Damages arising outside the geographical scope of the car policy
      • Third-party property damage, death or injury to the third party caused due to the insured car.

      Add-ons Under Oriental Standalone Own Damage Car Insurance

      The coverage of an Oriental OD car insurance policy is not limited, it can also be enhanced by purchasing add-ons along with the plan. Here are some of the add-ons offered by Oriental car insurance:

      • Nil Depreciation Cover
      • Loss of Personal Effects
      • NCB Protect Cover
      • Key Replacement Cover
      • Return to Invoice Cover
      • Consumables Cover
      • Engine Assistance Cover

      How to Buy Oriental Standalone Own Damage Car Insurance Policy?

      An Oriental own damage cover can be purchased via online and offline modes. However, purchasing it online is a completely hassle-free process. Below we have mentioned some simple steps to purchase an Oriental OD cover from Policybazaar Insurance Brokers Private Limited:

      • Visit and select “Car Insurance” from the website’s homepage
      • Enter your car number on the given form and proceed further
      • Select your car’s RTO
      • From the given lists, select your car’s make, model, variant and registration year
      • Fill in the proposal form and proceed to view quotes
      • Select Oriental own damage plan from the list of mentioned plans
      • Select your desired add-ons from the “Addons and Accessories” table
      • Pay the premium amount via online payment modes
      • After premium payment, your Oriental own damage car insurance policy papers will be mailed to you. 


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      #Rs 2094/- per annum is the price for third-party motor insurance for private cars (non-commercial) of not more than 1000cc

      *Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.

      ##Claim Assurance Program: Pick-up and drop facility available in 1400+ select network garages. On-ground workshop team available in select workshops. Repair warranty on parts at the sole discretion of insurance companies. Dedicated Claims Manager. 24x7 Claim Assistance.

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