Get Car Insurance starting at only ₹2,094/year #

Future Generali Standalone Own Damage Car Insurance

A Future Generali Standalone own damage car insurance policy compensates a policyholder for any damages sustained by his/her car due to an accident, theft, fire or calamities. This policy by Future Generali India Insurance Company Ltd can be purchased along with a third-party liability policy to extend policy coverage to the car’s own damages.

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  • Plan starting @ ₹2094#

  • 96.3% Claim settlement ratio

#TP price for less than 1000 CC cars. All savings are provided by insurers as per IRDAI approved insurance plan. Standard T&C apply.

Get Car Insurance starting at only ₹2,094/year #
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      Key Features of Future Generali Standalone Own Damage Car Insurance

      Categories Key Features
      Own Damage Cover Yes
      Mandatory No
      No Claim Bonus Yes
      Add-on Covers Offered
      Zero Depreciation cover Yes
      PA Cover Upto Rs. 15 Lakh

      Coverage Under Future Generali Standalone Own Damage Car Insurance

      • Losses to the insured car arising out of fire explosion, lighting or self-ignition 
      • Damages sustained by the insured car due to burglary, housebreaking or theft
      • Any damage caused due to riots or strikes
      • Damages caused due to natural calamities like earthquakes, floods, typhoons, storms, etc
      • Damages arising out of external means such as a road accident
      • Claims can also be raised for damages whilst the vehicle was in transit by road, rail, waterway or air.
      • Any consequential loss will not be covered in the Own damage policy
      • Cost of depreciation, general wear and tear
      • Mechanical or electrical breakdowns, failures or breakages
      • Damages sustained by the insured car when the driver was under the influence of alcohol
      • Damages caused to the vehicle when the driver was not driving without a driving license
      • Any third-party damage such as third-party property damage, death or injury to the third party.

      Add-ons Under Future Generali Standalone Own Damage Car Insurance

      The coverage of a Future Generali OD cover can be enhanced by purchasing additional covers at an extra premium. These add-ons include:

      • Zero depreciation Cover
      • Key Protect Cover
      • Tyre Damage Cover
      • NCB Protect Cover
      • Return to Invoice Cover
      • Inconvenience Allowance
      • Roadside Assistance Cover
      • Engine Protector

      How to Buy Future Generali Standalone Own Damage Car Insurance Policy?

      A Future Generali car insurance policy can be purchased online by following some easy steps. Take a look:

      • Visit and select the ‘Car Insurance’ page from the homepage
      • On the next form, enter your car number
      • Select the details of your car such as make, model, variant, RTO and registration year
      • Fill in the registration form with basic details and proceed
      • You will now find multiple own damage motor insurance plans from different insurers. Choose Future Generali OD car insurance plan from the list
      • From the add-ons and accessories dropdown, select the add-ons you wish to purchase
      • Now pay the final premium amount via desired payment mode
      • Once you have paid the premium, your Future Generali OD insurance papers will be mailed to you.

      Documents Required to Raise a Future Generali Standalone Own Damage Claim

      A Future Generali own damage claim can be raised by informing the insurer about the damages sustained by your car. Here are the documents you will need for the same:

      • Claim form duly filled and signed
      • Car insurance papers
      • Copy of vehicle’s Registration Certificate
      • Copy of driver’s driving license
      • Copy of Police FIR
      • KYC
      • Bills or repair
      • Estimates of repair


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