Get Car Insurance starting at only ₹2,094/year #

Universal Sompo Standalone Own Damage Car Insurance

A Universal Sompo Standalone Own Damage car insurance policy can be purchased by those policyholders who already have a third party plan and want to extend coverage to damages sustained by their car. This plan by Universal Sompo General Insurance Company is designed to financially cover damages sustained by the insured vehicle due to contingencies like an accident, collision, earthquake etc.

Read more

  • 3500 Cashless garages

  • Plan starting @ ₹2094#

  • 96% Claim settlement ratio

#TP price for less than 1000 CC cars. All savings are provided by insurers as per IRDAI approved insurance plan. Standard T&C apply.

Get Car Insurance starting at only ₹2,094/year #
Looking for Car Insurance?
    Other models
    Other variants
    Select your variant
    View all variants
      Full Name
      Mobile No.
      View Prices
      Please wait..
      By clicking on “View Prices”, you agree to our Privacy Policy & Terms of Use
      Get Updates on WhatsApp
      Select Make
      Select Model
      Fuel Type
      Select variant
      Registration year
      Registration month
      Save & update
      Please wait..

      We have found best plans for you!! Our advisor will get in touch with you soon.

      Key Features of Universal Sompo Standalone Own Damage Car Insurance

      Categories Key Features
      Own Damage Cover Offered
      Mandatory No
      No Claim Bonus Yes
      Add-on Covers Yes
      Zero Depreciation cover Offered
      PA Cover Upto Rs.15 lakh

      Coverage Under Universal Sompo Standalone Own Damage Car Insurance

      • Losses arising out of fire incidents, explosions or self-ignition are covered
      • Claims can be raised for damages from natural disasters and calamities like floods, hurricanes, etc.
      • Protection against losses arising out of the theft or burglary of the insured car
      • A rail, road, water or air transit causing damages to the insured car is also covered in OD four-wheeler insurance 
      • Damages by external means, such as a road accident or collision.
      • Accidental losses or damages sustained by the insured car outside the geographical area as mentioned in the policy
      • Claims arising out of any contractual liability are not covered under the OD policy coverage
      • Death or injury to the third party or property damage of the third party due to the insured vehicle
      • Accidental damages to the insured car when the driver was drunk driving
      • Losses to the insured car due to nuclear or civil war are also not included in policy coverage

      Add-ons Under Universal Sompo Standalone Own Damage Car Insurance

      A policyholder can also get additional benefits over the standard own damage cover by purchasing additional covers offered under the plan. These include:

      • Depreciation Waiver 
      • Return to Invoice Cover
      • Loss of Personal Belongings
      • Cost of Consumables
      • Key Replacement Cover
      • Engine Protector
      • NCB Protector
      • Roadside Assistance Cover

      How to Buy Universal Sompo Standalone Own Damage Car Insurance Policy?

      A policyholder can opt for an online or offline purchase method to buy a Universal Sompo OD car insurance policy. Below we have mentioned how you can purchase OD car insurance online on Policybazaar Insurance Brokers Private Limited. 

      • Select the “Car Insurance” tab from the homepage of
      • Now enter your four-wheeler number in the given form
      • Select your car’s RTO 
      • Select your car’s details like make, model, variant, registration year
      • You will now be taken to the car insurance quotes page
      • Find Universal own damage car insurance plan from the list and check its policy details
      • Select any additional cover that you wish to include in your OD plan
      • Now select the plan with the final premium 
      • On the next page, pay the premium amount via desired payment mode
      • After premium payment, your Universal Sompo own damage policy will be mailed to you

      Documents Required to Raise Universal Sompo Standalone Own Damage Claim

      To raise a Universal Sompo own damage car insurance claim, a policyholder will be required to submit the following documents to the insurer:

      • Car insurance documents
      • Duly filled and signed claim form
      • Copy of Police FIR
      • KYC documents
      • Copy of insured car’s registration certificate
      • Copy of driver’s driving license


      Explore add-ons for your car insurance

      Plans starting from @ ₹2,094/year*
      Car Insurance
      Zero Depreciation Car Insurance
      Car Insurance
      Compulsory Personal Accident Cover
      Car Insurance
      Bumper to Bumper Insurance
      Car Insurance
      No Claim Bonus (NCB) in Car Insurance
      Car Insurance
      Bundled Policy
      Car Insurance
      Roadside Assistance Cover
      Car Insurance
      Return To Invoice
      Car Insurance
      Multi-Year Car Insurance
      Car Insurance
      Engine Protection Cover
      Car Insurance
      Personal Possessions Cover
      Car Insurance
      Voluntary Deductible in Car Insurance
      Car Insurance
      Key Replacement Cover
      Car Insurance
      Daily Allowance Cover
      Car Insurance
      Tyre Protector Cover
      Car Insurance
      Rim Damage Cover
      Car Insurance
      Car Accessories Cover

      Find similar car insurance quotes by body type

      Hatchback Sedan SUV MUV
       Why buy from policybazaar

      Car insurance articles

      Recent Articles
      Popular Articles
      Importance and Benefits of Comprehensive Car Insurance Policy

      20 Sep 2023

      Having third-party car insurance is mandatory as per the motor
      Read more
      5 Common Myths About Buying Motor Insurance

      13 Sep 2023

      When buying car insurance, it is essential to have a thorough
      Read more
      Lesser Known Motor insurance Add-ons

      13 Sep 2023

      While popular add-ons like Engine Cover, Zero Dep, and Return to
      Read more
      6 Things To Consider Before Buying Your New Car

      04 Sep 2023

      Buying a new car can become a harrowing experience if you don't
      Read more
      Essential Tips To Take Care Of Your Car's Engine

      07 Sep 2023

      As much as the heart is a vital organ for your body, the engine is
      Read more
      Check Vehicle/Car Insurance Status Online on Parivahan Sewa, Vahan, IIB & RTO
      It doesn’t matter if you are an excellent driver or take your car out only once in a few months, your car must be
      Read more
      How to Find Car Insurance Details by Registration Number?
      As a car owner, it is mandatory to have a car insurance policy under the Motor Vehicles Act, 1988. Sometimes, you
      Read more
      Getting Your Duplicate Car Insurance Policy is Easy-Here’s How!
      Losing your car insurance documents can be daunting. In such a state of affairs, the first thing that comes to your
      Read more
      How to Transfer Car Insurance Policy?
      An integral part of selling a car, for both the buyer and the seller, is ensuring a successful car insurance
      Read more
      Vehicle Scrappage Policy in India: All You Need to Know
      With an aim to phase out unfit and polluting vehicles, the Government of India has rolled out Vehicle Scrappage
      Read more

      View Plans
      Download the Policybazaar app
      to manage all your insurance needs.