Your RTO details
RTO name
Code
City
Address
Pincode
Contact No.
  • City & RTO
  • Car Brand
  • Car Model
  • Car Fuel Type
  • Car Variant
  • Registration Year
Compare & Save upto 85%*on Car Insurance
United India Standalone Own Damage Car Insurance
  • 3100 Cashless garages

  • Plan starting @ ₹ 2094#

  • 95% Claim settlement ratio

Processing
    Other models
    Other variants
    Select your variant
    View all variants
      Secure
      We don’t spam
      View Prices
      Please wait..
      By clicking on “View Prices”, you agree to our Privacy Policy & Terms of Use
      Get Updates on WhatsApp
      Select Make
      Select Model
      Fuel Type
      Select variant
      Registration year
      Registration month
      Save & update
      Please wait..
      Search with another car number?

      We have found best plans for you!! Our advisor will get in touch with you soon.

      United India Standalone Own Damage Car Insurance

      By purchasing a United India Standalone Own Damage car insurance, a policyholder can get compensated for damages sustained by the insured car due to collisions, calamities, accidents, fire, etc. If you already have a third-party insurance and wish to extend coverage to your car, opting for this plan by United India Insurance Company will be the best option.

      Read more

      Key Features of United India Standalone Own Damage Car Insurance

      Categories Key Features
      Own Damage Cover Offered
      Mandatory No
      No Claim Bonus Yes
      Add-on Covers Yes
      Zero Depreciation cover Offered
      PA Cover Upto Rs.15 lakh

      Coverage Under United India Standalone Own Damage Car Insurance

      • The cost of repairs is covered if the insured car meets with a road accident or collision
      • Claims can be raised for damage arising out of fire, self-ignition or explosion of the insured four-wheeler
      • Damages sustained by the insured car due to cyclones, hurricanes, typhoons or any other natural calamity
      • Accidental damages arising as a result of any malicious activity are also covered under OD policy coverage
      • Claims can also be raised for damages sustained by the insured vehicle while in transit.
      • No coverage for third-party liabilities such as death, injury or property damage 
      • Accidental damages sustained by the insured car when the driver was under the influence of alcohol
      • Claims cannot be raised for any consequential damages caused to the insured vehicle
      • Damages to the insured car, when the driver was not carrying a valid driving license, are also not covered under the four-wheeler insurance policy
      • Depreciation or general wear and tear sustained by the insured car 

      Add-ons Under United India Standalone Own Damage Car Insurance

      The coverage offered by a United own damage car insurance policy can be enhanced by purchasing additional covers offered under the plan at an extra cost. These add-ons are:

      • Nil Depreciation 
      • Return to Invoice Cover
      • Loss of Personal Belongings
      • Engine Protection Cover
      • NCB Protect Cover

      How to Buy United India Standalone Own Damage Car Insurance Policy?

      Follow the steps mentioned below to purchase United car insurance online from Policybazaar.com:

      • Select the “Car Insurance” tab from the website’s homepage
      • Enter the car number on the given form 
      • Select your car details, such as RTO, make, model, variant and registration year
      • Once all the details are selected, move forward with choosing a plan
      • From the given own damage plans, choose United India own damage motor insurance plan 
      • Select add-ons that you wish to add to your plan
      • Once you are satisfied with your plan and add-ons, select it and
      • Proceed with premium payment using online payment modes
      • After successful payment, your United OD car policy documents will be mailed to you

      Documents Required to Raise United India Standalone Own Damage Claim

      To successfully raise a United India own damage car insurance claim, make sure to carry these documents with you. 

      • OD car insurance papers
      • Bills of repair and estimates of repair
      • Registration Certificate of the insured car
      • Copy of valid driving license
      • Copy of Police FIR
      • KYC verification
      • Car insurance claim form

      FAQs

      • Q1. How can I reduce United India own damage car insurance price?

        Ans: Follow these tips to reduce the premium of United India own damage car insurance plan:

        • Install an ARAI-approved anti-theft device in your vehicle
        • Avoid unnecessary modifications to your car
        • Choose add-ons wisely
        • Opt for voluntary deductibles
      • Q2. How do I check the status of my United own damage insurance claim?

        Ans: If you have purchased a United India own damage plan from Policybazaar.com, you can check your policy claim status from your account's dashboard. Simply sign in to your account and check your policy status from their itself.

        If you purchased the policy from the insurance provider, you can contact their customer support to know the status of your damage claim.

      • Q3. Is NCB discount offered under United own damage plan?

        Ans: Yes, an NCB reward is offered with United India own damage car insurance plan. This NCB discount can go from 20% to up to 50% if accumulated for 5 consecutive claim-free years.

      • Q4. Is having an own damage car insurance compulsory in India?

        Ans: No. As per the Indian Motor Vehicles Act, 1988, purchasing an own damage car insurance policy in India is not mandatory. However, this plan is recommended to cover the insured car from unforeseen damages if you already have a mandatory third party cover.

      Explore add-ons for your car insurance

      Plans starting from @ ₹2,094/year*
      Car Insurance
      Zero Depreciation Car Insurance
      Car Insurance
      Compulsory Personal Accident Cover
      Car Insurance
      Bumper to Bumper Insurance
      Car Insurance
      NCB Protector Add-On Cover
      Car Insurance
      Bundled Policy
      Car Insurance
      Roadside Assistance Cover
      Car Insurance
      Return To Invoice
      Car Insurance
      Multi-Year Car Insurance
      Car Insurance
      Engine Protection Cover
      Car Insurance
      Personal Possessions Cover
      Car Insurance
      Voluntary Deductible in Car Insurance
      Car Insurance
      Key Replacement Cover
      Car Insurance
      Daily Allowance Cover
      Car Insurance
      Tyre Protector Cover
      Car Insurance
      Rim Damage Cover
      Car Insurance
      Car Accessories Cover

      Find similar car insurance quotes by body type

      Hatchback Sedan SUV MUV
      Save upto 85% on Car Insurance
       Why buy from policybazaar
      Claim Assurance Program

      Car insurance Articles

      • Recent Article
      • Popular Articles
      20 Jun 2024

      Top 5 Car Care Tips to Beat The Summer Heat

      The extreme heat and constant heat wave warnings have made

      Read more
      11 Jun 2024

      How to Check Car Owner Details By Registration...

      Scenarios like hit-and-run accidents or purchasing a second-hand

      Read more
      21 May 2024

      Get Faster Claim Settlement with Policybazaar...

      Getting your car insurance claim settled is no longer a hassle

      Read more
      17 Apr 2024

      Understand the Nitty-Gritty of Car Insurance...

      Have you recently purchased a car insurance policy for your new

      Read more
      22 Feb 2024

      IDV in Car Insurance

      In layman's terms, the IDV full form is the Insured Declared Value

      Read more

      How to Check Car/Vehicle Insurance Status Online

      It doesn’t matter if you are an excellent driver or take your car out only once in a few months; your vehicle must

      Read more

      Getting Your Duplicate Car Insurance Policy is...

      Losing your car insurance documents can be daunting. In such a state of affairs, the first thing that comes to your

      Read more

      How To Find Car Insurance Details By Registration...

      Sometimes, you may face situations when you need car insurance or vehicle owner details but cannot readily access

      Read more

      How to Check Car Owner Details By Registration...

      Scenarios like hit-and-run accidents or purchasing a second-hand car require you to find car owner details by number

      Read more

      How to Transfer Car Insurance Policy?

      An integral part of selling a car for both the buyer and the seller is ensuring a successful car insurance transfer

      Read more

      #Rs 2094/- per annum is the price for third-party motor insurance for private cars (non-commercial) of not more than 1000cc

      *Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.

      ##Claim Assurance Program: Pick-up and drop facility available in 1400+ select network garages. On-ground workshop team available in select workshops. Repair warranty on parts at the sole discretion of insurance companies. Dedicated Claims Manager. 24x7 Claim Assistance.

      top
      View Plans
      Close
      Download the Policybazaar app
      to manage all your insurance needs.
      INSTALL