Royal Sundaram Standalone Own Damage Car Insurance

Get Car Insurance starting at only ₹2,094/year #
Car Insurance
Processing

A Royal Sundaram Standalone Own Damage car insurance plan is designed to financially and legally cover your car if it meets an unanticipated incident like fire, theft, collision, etc. This plan by Royal Sundaram General Insurance Company can be purchased at a nominal premium if you already have third-party coverage for your four-wheeler.

Read more

  • 3300 Cashless garages

  • Claim assured certificate
  • 98.6% Claim settlement ratio

Car Insurance

#TP price for less than 1000 CC cars. All savings are provided by insurers as per IRDAI approved insurance plan. Standard T&C apply.

Get Car Insurance starting at only ₹2,094/year #
Looking for Car Insurance?
    Other models
    Other variants
    Select your variant
    View all variants
      Full Name
      Email
      Mobile No.
      Secure
      We don’t spam
      View Prices
      Please wait..
      By clicking on “View Prices”, you agree to our Privacy Policy & Terms of Use
      Get Updates on WhatsApp
      Select Make
      Select Model
      Fuel Type
      Select variant
      Registration year
      Registration month
      Save & update
      Please wait..
      Search with another car number?

      We have found best plans for you!! Our advisor will get in touch with you soon.

      Key Features of Royal Sundaram Standalone Own Damage Car Insurance

      Categories Key Features
      Own Damage Cover Yes
      Mandatory No
      No Claim Bonus Upto 50%
      Add-on Covers Yes
      Zero Depreciation cover Yes
      PA Cover Upto Rs. 15 Lakhs

      Coverage Under Royal Sundaram Standalone Own Damage Car Insurance

      • Loss to the insured vehicle due to fire, explosion or self-ignition
      • Losses due to burglary, theft or housebreaking
      • Damages arising as a result of riots and strikes
      • Damages arising from natural calamities like earthquakes, cyclones, typhoons, floods, etc.
      • Damages sustained by the insured car due to road, rail, water or air
      • Accidental loss or damage sustained by the insured car outside the geographical area
      • Claims arising out of contractual liability
      • Any accidental loss sustained by the insured car when the driver was under the influence of alcohol.
      • Damages sustained by the insured car as a result of civil or nuclear war
      • Death or bodily injury of a third party, damage to third party property caused due to the insured car
      • Damages sustained by the insured vehicle when the driver was not carrying a valid driving license are not covered under the OD policy.

      Add-ons Under Royal Sundaram Standalone Own Damage Car Insurance

      The standard coverage of a Royal Sundaram car insurance policy can be enhanced by purchasing add-ons offered by the insurance company. These add-ons include:

      • Depreciation Waiver Cover
      • Windshield Glass Cover
      • Loss of Baggage Cover
      • NCB Protector
      • Key Replacement Cover
      • Tyre Cover
      • Roadside Assistance Cover

      How to Buy Royal Sundaram Standalone Own Damage Car Insurance Policy?

      Follow the steps mentioned below to purchase Royal Sundaram OD cover online in just a few easy steps:

      • Visit the official website of Policybazaar Insurance Brokers Private Limited (Policybazaar.com)
      • Select “Car Insurance” from the homepage of the website
      • Enter your car number in the given form
      • Select your car’s RTO, make, model, variant and registration year
      • From the given own damage motor insurance plans, choose Royal Sundaram OD cover. You can also view Policy details from here itself
      • Select the desired add-ons from the “Addons and Accessories” dropdown
      • Now pay the final premium amount using UPI, or net banking
      • Once you have successfully paid the premium, your OD car policy documents will be mailed to you.

      Documents Required to Raise Royal Sundaram Standalone Own Damage Claim

      To raise a Royal Sundaram own damage claim with your insurance company, you will need the following documents:

      • Duly filled and signed claim form
      • KYC
      • Car insurance policy papers
      • Copy of vehicle’s Registration Certificate
      • Copy of Police FIR
      • Bills of repair 
      • Estimates of repair

      FAQs

      • Q1. How to claim car insurance for Royal Sundaram own damage cover?

        Ans: To raise a Royal Sundaram own damage car insurance claim, follow the steps mentioned below:

        • Inform the insurance company as soon as your car has met with an unforeseen incident
        • The insurance company, upon intimation, will send a surveyor to examine the damages sustained by your car
        • Submit the required documents to the surveyor. Once your claim is verified, your car will be sent to a network garage for repairs, and the claim will be settled.
        • If the car has been repaired in a non-network garage, the repair amount will be reimbursed to you afterwards.
      • Q2. Can I calculate own damage premium before purchasing the policy?

        Ans: Yes, you can calculate own damage premium for your car with the help of a Car insurance premium calculator. It is an online tool that helps calculate car insurance premium using the car’s make, model, RTO, and other details.

      • Q3. Is it mandatory to purchase an Own damage insurance for my car?

        Ans: No. Purchasing an own damage car insurance policy is not a mandatory requirement as per the motor laws of India. Only third party insurance is compulsory coverage to drive legally in India.

      • Q4. Is personal accident included in Royal Sundaram own damage cover?

        Ans: No. A Royal Sundaram own damage policy does not include personal accident cover. However, a policyholder can purchase this add-on along with their OD car insurance policy by paying a nominal premium.

      Explore add-ons for your car insurance

      Plans starting from @ ₹2,094/year*
      Car Insurance
      Zero Depreciation Car Insurance
      Car Insurance
      Compulsory Personal Accident Cover
      Car Insurance
      Bumper to Bumper Insurance
      Car Insurance
      NCB Protector Add-On Cover
      Car Insurance
      Bundled Policy
      Car Insurance
      Roadside Assistance Cover
      Car Insurance
      Return To Invoice
      Car Insurance
      Multi-Year Car Insurance
      Car Insurance
      Engine Protection Cover
      Car Insurance
      Personal Possessions Cover
      Car Insurance
      Voluntary Deductible in Car Insurance
      Car Insurance
      Key Replacement Cover
      Car Insurance
      Daily Allowance Cover
      Car Insurance
      Tyre Protector Cover
      Car Insurance
      Rim Damage Cover
      Car Insurance
      Car Accessories Cover

      Find similar car insurance quotes by body type

      Hatchback Sedan SUV MUV
       Why buy from policybazaar

      Car insurance articles

      Recent Articles
      Popular Articles
      IDV in Car Insurance

      22 Feb 2024

      In layman's terms, the IDV full form is the Insured Declared Value
      Read more
      Must-Have Car Insurance Addons for Brand New Cars

      31 Jan 2024

      Investing in a full-coverage car insurance policy is essential for
      Read more
      No Claim Bonus (NCB) in Car Insurance

      29 Jan 2024

      No Claim Bonus (NCB) is a reward given by an insurer to a
      Read more
      How to Choose the Right Car Insurance for Your First Car?

      17 Jan 2024

      Buying their first car is no less than a milestone unlocked for
      Read more
      Things To Know Before Purchasing Sedan Car Insurance

      12 Dec 2023

      The type of four-wheeler you purchase also impacts its insurance
      Read more
      Check Vehicle or Car Insurance Status/Validity Online
      It doesn’t matter if you are an excellent driver or take your car out only once in a few months; your car must be
      Read more
      Getting Your Duplicate Car Insurance Policy is Easy-Here’s How!
      Losing your car insurance documents can be daunting. In such a state of affairs, the first thing that comes to your
      Read more
      Find Car Insurance Details By Registration Number
      Sometimes, you may face situations when you need car insurance or vehicle owner details but cannot readily access
      Read more
      How to Transfer Car Insurance Policy?
      An integral part of selling a car for both the buyer and the seller is ensuring a successful car insurance transfer
      Read more
      Comprehensive Insurance Vs Third Party Insurance
      Comprehensive car insurance offers protection to the insured car against third-party liabilities and own damages due
      Read more

      top
      View Plans
      Close
      Download the Policybazaar app
      to manage all your insurance needs.
      INSTALL