Royal Sundaram Car Insurance Claim

Get Car Insurance starting at only ₹2,094/year #

Getting Car Insurance is a way to protect the insured car from any unforeseen events like accidents, theft, or damage from natural calamity and otherwise. In case of any such unforeseen events, the insurer will compensate for the damage to the insured car.

Read more

  • 3300 Cashless garages

  • Claim assured certificate
  • 98.6% Claim settlement ratio

#TP price for less than 1000 CC cars. All savings are provided by insurers as per IRDAI approved insurance plan. Standard T&C apply.

Get Car Insurance starting at only ₹2,094/year #
Looking for Car Insurance?
    Other models
    Other variants
    Select your variant
    View all variants
      Full Name
      Mobile No.
      View Prices
      Please wait..
      By clicking on “View Prices”, you agree to our Privacy Policy & Terms of Use
      Get Updates on WhatsApp
      Select Make
      Select Model
      Fuel Type
      Select variant
      Registration year
      Registration month
      Save & update
      Please wait..
      Search with another car number?

      We have found best plans for you!! Our advisor will get in touch with you soon.

      Royal Sundaram car insurance claim offers benefits that ensure the claim process is hassle-free and provides an optimum amount. The filing process for both the claim and purchasing of the insurance is easy and quick. The claim can be settled in both cashless and reimbursement methods.  

      Royal Sundaram car insurance has full-time assistance that helps the customers in multiple scenarios, including roadside assistance. Also, the insurer has 3,300 plus network garages that make the claim settlement easy. Thus, buying the Royal Sundaram Car Insurance Claim proves to be very advantageous for the insured.  

      Documents Required for Claim Settlement

      For the claim settlement to be approved, the insured needs to provide certain documents. The documents are as follows:

      • Filled and signed claim form
      • The original car insurance policy
      • Self-attested copy of the Registration Certificate of the insured vehicle
      • Self-attested copy of the driver’s driving license
      • A copy of the PAN card for claim amounts exceeding Rs 1 lakh
      • Duly signed DV (Discharge Voucher) or SV (Satisfaction Voucher) 

      Copy of FIR in case of third-party death/injury or theft

      Without the proper documents, the settlement procedure may not move forward.

      Royal Sundaram Car Insurance Claim Process

      There are two ways to get the Royal Sundaram Car Insurance Claim settlement- cashless and reimbursement.

      Cashless claim 

      1. Informing the insurer: the insurer needs to be informed about the accident to initiate the claim. It can be done through contacting them, visiting the website, using the mobile application, or sending a text.

      2. File an FIR: in case there is the involvement of a third party, then file an FIR at the local police station. And get a copy of the FIR.

      3. Towing of the car: call for a towing service provided by the insurer and get the car repaired at a network garage to get a cashless claim.

      4. Surveying and documentation: a surveyor from the insurance company will arrive to inspect the damage and cost. They will also process the documents required to settle the claim.

      5. Claim settlement: the damages will be repaired at the network garage and the claim will be disbursed directly to the garage.  

      Reimbursement claim 

      1. Initiating the claim: use the contact details or website to reach out to the insurer and inform them about the accident and the damage/loss.

      2. FIR and medical assistance: if a third party is seriously injured then immediately call for medical help. Also, file for an FIR at the nearest police station for third-party liabilities or theft.

      3. Estimating the damage repairing cost: the insured can send an estimated repairing cost to the insurance company. Also, the company will send a surveyor to inspect the damage.

      4. Finishing repair and payment: get the car repaired at the local garage and pay for it. Keep the original copy of the repairing bill and any other important document.

      5. Reimbursement: lastly, after all the documents are submitted and formalities are finished, the insurer will reimburse the claim amount. In case the amount is more than Rs.1 lakh, then the insured will also have to submit a passport size photo and a copy of their PAN card. 

      How To File the Royal Sundaram Car Insurance Claim?

      To file for the Royal Sundaram Car Insurance Claim, the insured will first need to get in contact with the insurance company and inform them about the accident/event. They can use the following means:

      • Contact number: 1800-568-9999
      • TEXT messaging: <MOTORCLAIM> at 567675
      • App: Royal Sundaram’s Mobile App m-Chatra 
      • Online: by visiting their official website

      Royal Sundaram Car Insurance FAQs

      Find similar car insurance quotes by body type

      Hatchback Sedan SUV MUV
       Why buy from policybazaar

      Car insurance articles

      Recent Articles
      Popular Articles
      Things You Need to Know About SUV Car Insurance

      07 Dec 2023

      If you are planning to buy an SUV car, it is also essential that
      Read more
      All You Need To Know About Hatchback Car Insurance

      05 Dec 2023

      Investing in a hatchback can be a great option if you are looking
      Read more
      Does Your Car Insurance Cover Damages By Rat Attack?

      29 Nov 2023

      Considering the population of rats in our country, it is common to
      Read more
      All You Need to Know About Standalone OD Insurance

      29 Sep 2023

      The concept of Own Damage(OD) is not a new one. For those of us
      Read more
      Your Guide to Reducing the Chances of a Rejected Motor Insurance claim

      29 Sep 2023

      Filing a motor insurance claim can be a complex process, and
      Read more
      Check Vehicle/Car Insurance Status Online on Parivahan Sewa, Vahan, IIB & RTO
      It doesn’t matter if you are an excellent driver or take your car out only once in a few months, your car must be
      Read more
      How to Find Car Insurance Details by Registration Number?
      As a car owner, it is mandatory to have a car insurance policy under the Motor Vehicles Act 1988. However
      Read more
      Getting Your Duplicate Car Insurance Policy is Easy-Here’s How!
      Losing your car insurance documents can be daunting. In such a state of affairs, the first thing that comes to your
      Read more
      How to Transfer Car Insurance Policy?
      An integral part of selling a car for both the buyer and the seller is ensuring a successful car insurance transfer
      Read more
      Comprehensive Insurance Vs Third Party Insurance
      A comprehensive car insurance policy offers protection against third-party liabilities and own damages sustained by
      Read more

      View Plans
      Download the Policybazaar app
      to manage all your insurance needs.