United India Zero Depreciation Car Insurance
Zero or nil depreciation add-on is a beneficial coverage you can opt for along with your
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Benefits of United India Zero Depreciation Car Insurance
Over time, the value of your car and its parts depreciates, which is deducted by your insurer during claim settlements. However, opting for a nil dep add-on with United India comprehensive car insurance can help you avoid this deduction. Here are some benefits you get with a zero dep add-on cover:
- Marginal Extra Premium: Opting for a nil dep add-on with United India comprehensive car insurance incurs only a small extra premium. By paying this, you can protect yourself from significant expenses arising out of depreciation.
- Complete Coverage: With United India zero depreciation car insurance, you will not encounter any unexpected expenses during the claim process since the insurer covers all repair or replacement costs after the mandatory deductions.
- Rapid Claims and Customer Support: The claim process for United India zero dep car insurance is effortless and quick as there is no depreciation involved. The company also has a dedicated claim assistance team available 24/7.
How to Buy United India Zero Depreciation Add-on Cover?
You need to follow the steps stated below to opt for a zero dep add-on while buying the United India car insurance policy:
- Click "Car Insurance" on the homepage of Policybazaar.com.
- Enter your car number along with its other particulars.
- Complete the registration form to view policy details and pricing.
- Select United India insurance from the motor insurance plans listed on the page.
- Now, from the "Add-ons" dropdown, select 'Zero Depreciation.'
- After adding the cover, you will get the updated price of your policy, which you can pay through the available payment methods.
- Once you have paid the premium, your policy documents will be sent to you on your registered email.
United India Zero Depreciation Car Insurance Claim Process
Raising a claim under your United India zero dep policy is a hassle-free process. Just follow the steps cited below:
- Inform your insurance provider about the damages sustained by your four-wheeler in a road accident.
- Upon claim intimation, your insurer will appoint a surveyor to evaluate damages and repair costs.
- After successful inspection and document verification, your vehicle will be sent to the network garage for repairs.
- Once your car has been repaired, your insurer will settle the claim with the garage.
- If repairs are done outside your insurer's authorised garages, you need to pay for the repairs from your pocket, and your insurer will reimburse you later.
Documents Required for a United India Zero Depreciation Car Insurance Claim
You need to produce the following documents to your insurer while raising a claim under your nil dep car insurance:
- Your car insurance policy
- Insured vehicle's RC (registration certificate)
- Driving licence of the owner-driver
- Claim form (properly filled and signed)
- Copy of Police FIR
- Estimates of repair
- Repair bills
