Get Car Insurance starting at only ₹2,094/year #
Processing

United India Zero Depreciation Car Insurance

One of the most prized possessions are cars with which people have fun roaming around places. However, they are also vulnerable to various attacks and damages.

Read more

  • 3100 Cashless garages

  • Plan starting @ ₹2094#

  • 95% Claim settlement ratio

#TP price for less than 1000 CC cars. All savings are provided by insurers as per IRDAI approved insurance plan. Standard T&C apply.

Get Car Insurance starting at only ₹2,094/year #
Looking for Car Insurance?
    Other models
    Other variants
    Select your variant
    View all variants
      Full Name
      Email
      Mobile No.
      View Prices
      Please wait..
      By clicking on “View Prices”, you agree to our Privacy Policy & Terms of Use
      Get Updates on WhatsApp
      Select Make
      Select Model
      Fuel Type
      Select variant
      Registration year
      Registration month
      Save & update
      Please wait..

      We have found best plans for you!! Our advisor will get in touch with you soon.

      Cars wrecked in an accident or stolen are covered by zero depreciation, eliminating the need to consider depreciation value each year. However, only new automobile cars up to a maximum age of 5 years are eligible for zero depreciation cover. 

      Even if the car owner has full coverage, the insurance company usually subtracts depreciation from the true statement to arrive at the ultimate pay-out number during a claim. 

      United India Zero Depreciation Car Insurance Cover

      With a Zero Depreciation Insurance cover, the insurer does not consider the fact that the automobile may have depreciated throughout its insurance period. Alternatively, if there is a loss or damage caused by an accident or theft, the insured can recover the whole amount without taking into account depreciation. However, one can only make two claims in a policy term.

      United India Zero Depreciation Car Insurance Policy Benefits

      There are many Zero Depreciation car insurance benefits for the policyholders. Here is a list of benefits for you:

      • Zero Depreciation claim amount is always greater than the claim amount without this facility.
      • In the event of substantial damage or loss, the insured is relieved of out-of-pocket expenditures as the majority of expenses are either reimbursed or settled at the time of repair without regard to depreciation.
      • Addition of Zero Depreciation cover to existing car insurance provides a significant amount of value. The total coverage is significant as compared to its low premiums.
      • The policy offers user security in the event of a mishap or theft.

      United India Zero Depreciation Car Insurance Claim Process

      • The policyholder should contact the UIIC office or branch closest to them. The insurance provider will next conduct a survey of the car in question. As a result, if a serious accident occurs, such as fire or violent attacks, the car must be left at the scene.
      • If there is an accident, one needs to visit the doctor for bodily injuries and file a police report.
      • The third party needs to be sent to the nearest hospital for treatment. In the terrible event that the victim dies, notify the local police. An accident report is a must for claiming the policy.
      • Complete all procedures and send the claim form to the insurer. An FIR copy is also required.
      • There will be an inspection of the car and the location of the accident.
      • The insurance firm will visit the location and conduct a survey.
      • Once the procedures are completed, the car is sent for repair to the nearest authorized garage and the compensation (minus depreciation) is paid to the policyholder.

      United India Zero Depreciation Car Insurance FAQs 

      Find similar car insurance quotes by body type

      Hatchback Sedan SUV MUV
       Why buy from policybazaar

      Car insurance articles

      Recent Articles
      Popular Articles
      Importance and Benefits of Comprehensive Car Insurance Policy

      20 Sep 2023

      Having third-party car insurance is mandatory as per the motor
      Read more
      5 Common Myths About Buying Motor Insurance

      13 Sep 2023

      When buying car insurance, it is essential to have a thorough
      Read more
      Lesser Known Motor insurance Add-ons

      13 Sep 2023

      While popular add-ons like Engine Cover, Zero Dep, and Return to
      Read more
      Essential Tips To Take Care Of Your Car's Engine

      07 Sep 2023

      As much as the heart is a vital organ for your body, the engine is
      Read more
      What Should You do in Case of a Car Accident?

      07 Sep 2023

      Its said that your safety is in your hands. As a driver, if you
      Read more
      Check Vehicle/Car Insurance Status Online on Parivahan Sewa, Vahan, IIB & RTO
      It doesn’t matter if you are an excellent driver or take your car out only once in a few months, your car must be
      Read more
      How to Find Car Insurance Details by Registration Number?
      As a car owner, it is mandatory to have a car insurance policy under the Motor Vehicles Act, 1988. Sometimes, you
      Read more
      Getting Your Duplicate Car Insurance Policy is Easy-Here’s How!
      Losing your car insurance documents can be daunting. In such a state of affairs, the first thing that comes to your
      Read more
      How to Transfer Car Insurance Policy?
      An integral part of selling a car, for both the buyer and the seller, is ensuring a successful car insurance
      Read more
      Vehicle Scrappage Policy in India: All You Need to Know
      With an aim to phase out unfit and polluting vehicles, the Government of India has rolled out Vehicle Scrappage
      Read more

      top
      View Plans
      Close
      Download the Policybazaar app
      to manage all your insurance needs.
      INSTALL