Oriental Comprehensive Car Insurance Policy ensures coverage for both third-party liabilities arising out of a road accident as well as damages incurred by the policyholder's vehicle in the unfortunate event. On the other hand, a third-party car insurance policy provides coverage against property as well as bodily damage caused to a third party by the insured vehicle.
The Oriental Comprehensive Car Insurance Policy hence provides 360-degree car insurance coverage at nominal premium rates for unforeseen accidents that involve heavy expenses for repair and replacement of the damaged vehicle.
With the Oriental Comprehensive Car Insurance Policy, you would be covered for any unplanned financial liability arising due to damage sustained by your car in a natural or man-made disasters, road accidents, fire, civic unrest, theft, or explosion.
Oriental Car Insurance will provide coverage for the following with their comprehensive car insurance policy:
Policyholders are entitled to the following benefits with the Comprehensive Car Insurance Policy:
Keep in mind the following events of exclusion while buying Oriental Comprehensive Car Insurance Policy:
Follow these steps to make a quick and hassle-free claim with Oriental Insurance Company Ltd., in the case of an accident:
Instantly inform Oriental Insurance Company about the accident by calling their toll-free number. You would need to send images of the damaged areas of your car to the insurance company using the registered email ID available in the policy document.
Once the request for the claim is registered, a surveyor will be sent by Oriental Insurance Company to examine inspect the damage. This is a mandatory step while claiming insurance.
Once the inspection is complete, the damaged car can be sent to the nearest network garage of Oriental Insurance Company for cashless repairs. The company also offers towing services in this regard.
The car will then be repaired with the necessary replacements required if any. Oriental Insurance will settle the bill amount directly with their network garage
Once the repairs are made, you would be required to pay for the deductible amount if you haven’t
opted for any add-on covers. This amount includes the cost of consumables as well as the depreciation accrued on the car’s parts which are replaced. You can then take your vehicle home.
Bajaj Allianz Comprehensive Car Insurance
Chola MS Comprehensive Car Insurance
Digit Comprehensive Car Insurance
Future Generali Comprehensive Car Insurance
HDFC Ergo Comprehensive Car Insurance
IFFCO Tokio Comprehensive Car Insurance
Kotak Mahindra Comprehensive Car Insurance
Liberty Comprehensive Car Insurance
Magma HDI Comprehensive Car Insurance
National Comprehensive Car Insurance
New India Assurance Comprehensive Car Insurance
Raheja QBE Comprehensive Car Insurance
Reliance Comprehensive Car Insurance Policy
Royal Sundaram Comprehensive Car Insurance
SBI Comprehensive Car Insurance
Shriram Comprehensive Car Insurance
TATA AIG Comprehensive Car Insurance
United India Comprehensive Car Insurance
Universal Sompo Comprehensive Car Insurance
Zuno Comprehensive Car Insurance
The coverage period with Oriental Comprehensive Car Insurance Policy is generally 1 year. You can also opt for a multi-year car insurance plan.
In addition to your existing Oriental comprehensive car insurance policy, you can opt for add-on covers such as zero depreciation cover, engine cover, and tyre protection cover, to fetch a higher claim amount.
Yes, you would still be able to raise a claim with your Oriental comprehensive car insurance policy as the policy does not insure the driver but the car.
Your Oriental comprehensive car insurance policy also provides coverage for third-party liabilities. This means that if there is any property or bodily injury caused to a third party involved in the accident, the legal and financial liabilities would be covered by Oriental Insurance Company Ltd.
Yes, you would be required to pay for the compulsory deductibles and the depreciation amount charged on the parts which were replaced during the repair.
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