Oriental Comprehensive Car Insurance Policy

Get Car Insurance starting at only ₹2,094/year #

Oriental Insurance Company Ltd. provides services for both third-party as well as comprehensive car insurance. In addition, they also provide add-on covers to their policyholders carrying a comprehensive car insurance policy for enhanced coverage with multiple benefits.

Read more

  • 3100 Cashless garages

  • Plan starting @ ₹2094#

  • 94% Claim settlement ratio

#TP price for less than 1000 CC cars. All savings are provided by insurers as per IRDAI approved insurance plan. Standard T&C apply.

Get Car Insurance starting at only ₹2,094/year #
Looking for Car Insurance?
    Other models
    Other variants
    Select your variant
    View all variants
      Full Name
      Mobile No.
      View Prices
      Please wait..
      By clicking on “View Prices”, you agree to our Privacy Policy & Terms of Use
      Get Updates on WhatsApp
      Select Make
      Select Model
      Fuel Type
      Select variant
      Registration year
      Registration month
      Save & update
      Please wait..
      Search with another car number?

      We have found best plans for you!! Our advisor will get in touch with you soon.

      What is the Oriental Comprehensive Car Insurance Policy?

      Oriental Comprehensive Car Insurance Policy ensures coverage for both third-party liabilities arising out of a road accident as well as damages incurred by the policyholder's vehicle in the unfortunate event. On the other hand, a third-party car insurance policy provides coverage against property as well as bodily damage caused to a third party by the insured vehicle.

      The Oriental Comprehensive Car Insurance Policy hence provides 360-degree car insurance coverage at nominal premium rates for unforeseen accidents that involve heavy expenses for repair and replacement of the damaged vehicle.

      With the Oriental Comprehensive Car Insurance Policy, you would be covered for any unplanned financial liability arising due to damage sustained by your car in a natural or man-made disasters, road accidents, fire, civic unrest, theft, or explosion.

      What is Covered under Oriental Comprehensive Car Insurance Policy?

      Oriental Car Insurance will provide coverage for the following with their comprehensive car insurance policy:

      • Damage to the third-party for up to Rs 7.5 lakh
      • Coverage for liability arising due to third-party bodily injury in an accident
      • Damage sustained by the policyholder's vehicle in the case of an accident, natural/man-made risk, or even theft

      Benefits offered under Oriental Comprehensive Car Insurance Policy

      Policyholders are entitled to the following benefits with the Comprehensive Car Insurance Policy:

      • Cashless repairs PAN India through a network of 3,100+ garages for quick and hassle-free claim settlement
      • 24x7 customer support and emergency assistance
      • Personal accidental coverage of up to Rs 15 lakh
      • High customer satisfaction with 91.76% claims settlement ratio as on FY20
      • AAA accreditation rating by CRISIL
      • A variety of Add-on covers by Oriental Insurance Company for enhanced coverage

      What is not Covered under Oriental Comprehensive Car Insurance Policy?

      Keep in mind the following events of exclusion while buying Oriental Comprehensive Car Insurance Policy:

      • Damage caused by an insured vehicle while the driver is under the influence of Drugs/Alcohol
      • Mechanical as well as an electronic breakdown of the vehicle
      • No valid driving license was available at the time of the accident
      • Damage caused due to general wear and tear and depreciation of the vehicle
      • Damage caused due to nuclear/terrorist/war/mutiny risks
      • Damage caused to the vehicle outside the geographical boundaries of India unless it is covered by paying the extra premium (Only applicable for Bangladesh, Bhutan, Nepal. Sri Lanka, and Maldives)
      • Damage caused to the tyres of the insured vehicle
      • Damage caused by the vehicle in the event of speed testing, racing, or in the case of safety trials

      Claim Settlement Process under Oriental Comprehensive Car Insurance Policy

      Follow these steps to make a quick and hassle-free claim with Oriental Insurance Company Ltd., in the case of an accident:

      Step 1: Raise a Request for the Claim

      Instantly inform Oriental Insurance Company about the accident by calling their toll-free number. You would need to send images of the damaged areas of your car to the insurance company using the registered email ID available in the policy document.

      Step 2: Inspection

      Once the request for the claim is registered, a surveyor will be sent by Oriental Insurance Company to examine inspect the damage. This is a mandatory step while claiming insurance.

      Step 3: Sending Car for Repair

      Once the inspection is complete, the damaged car can be sent to the nearest network garage of Oriental Insurance Company for cashless repairs. The company also offers towing services in this regard.

      Step 4: Claim Settlement 

      The car will then be repaired with the necessary replacements required if any. Oriental Insurance will settle the bill amount directly with their network garage

      Step 5: Payment for Deductibles

      Once the repairs are made, you would be required to pay for the deductible amount if you haven’t

      opted for any add-on covers. This amount includes the cost of consumables as well as the depreciation accrued on the car’s parts which are replaced. You can then take your vehicle home.


      Find similar car insurance quotes by body type

      Hatchback Sedan SUV MUV
       Why buy from policybazaar

      Car insurance articles

      Recent Articles
      Popular Articles
      Know About Full-Coverage Car Insurance

      11 Dec 2023

      You must have read or heard about the term “Full Coverage Car
      Read more
      8 Useful Tips To Get Your Car Winter Ready

      11 Dec 2023

      As winters can be especially jarring for people in certain parts
      Read more
      Things You Need to Know About SUV Car Insurance

      07 Dec 2023

      If you are planning to buy an SUV car, it is also essential that
      Read more
      All You Need To Know About Hatchback Car Insurance

      05 Dec 2023

      Investing in a hatchback can be a great option if you are looking
      Read more
      Does Your Car Insurance Cover Damages By Rat Attack?

      29 Nov 2023

      Considering the population of rats in our country, it is common to
      Read more
      Check Vehicle/Car Insurance Status Online on Parivahan Sewa, Vahan, IIB & RTO
      It doesn’t matter if you are an excellent driver or take your car out only once in a few months, your car must be
      Read more
      How to Find Car Insurance Details by Registration Number?
      As a car owner, it is mandatory to have a car insurance policy under the Motor Vehicles Act 1988. However
      Read more
      Getting Your Duplicate Car Insurance Policy is Easy-Here’s How!
      Losing your car insurance documents can be daunting. In such a state of affairs, the first thing that comes to your
      Read more
      How to Transfer Car Insurance Policy?
      An integral part of selling a car for both the buyer and the seller is ensuring a successful car insurance transfer
      Read more
      Comprehensive Insurance Vs Third Party Insurance
      A comprehensive car insurance policy offers protection against third-party liabilities and own damages sustained by
      Read more

      View Plans
      Download the Policybazaar app
      to manage all your insurance needs.