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Oriental Zero Depreciation Car Insurance
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  • Plan starting @ ₹ 2094#

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    Oriental Zero Depreciation Car Insurance

    Buying the Oriental zero depreciation add-on can help car owners enhance their comprehensive car insurance coverage. This additional cover by Oriental Insurance Company ensures you will get full coverage as the insurer bears the depreciation borne by the insured car.

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    Benefits of Oriental Zero Depreciation Car Insurance

    When you raise a claim against your car insurance policy, your insurer deducts the depreciation cost borne by your vehicle over time. By purchasing Oriental zero depreciation car insurance, you can avoid these deductions and enjoy complete coverage. These are some advantages you can avail with this add-on:

    • Minimal Costs: With a nil dep add-on, you can avoid out-of-pocket expenses arising during claim settlement since your insurer covers your car depreciation costs.
    • Inexpensive Premium: A zero depreciation add-on doesn't cost you much. By paying a bit more than a standard vehicle insurance policy, you can fully protect your car with this coverage and drive with peace of mind.
    • Cashless Repairs: With bumper to bumper protection, you have the convenience of getting your car repaired at cashless garages, ensuring a hassle-free experience without any upfront expenses.

    How to Buy Oriental Zero Depreciation Add-on Cover?

    To quickly buy a nil dep cover for your car, follow these simple steps:

    • Navigate to the homepage of Policybazaar.com and click "Car Insurance”.
    • On the given form, enter your vehicle's registration number to proceed.
    • You will now be prompted to fill out your car details like make and model, variant, fuel type, RTO, etc.
    • After these details, you will see a list of available four-wheeler insurance plans, from where you need to select Oriental car insurance.
    • On the next page, you will find the 'Add-ons' section, under which you have to check "Zero Depreciation."
    • Your policy premium will now be updated, which you can pay via available payment modes, such as cards, net banking, or UPI.
    • Once the payment is confirmed, your Oriental comprehensive car insurance policy with zero dep coverage will be sent instantly to your registered email.

    Oriental Zero Depreciation Car Insurance Claim Process

    You can easily file a claim under your Oriental nil dep car insurance policy. Here's the process:

    • After an accident, quickly raise a claim request with your insurance provider for your vehicle damages.
    • Your insurer will then register your claim under your vehicle insurance policy.
    • To assess the damages and estimate repair costs, your insurer will appoint a surveyor.
    • Once the inspection is complete, your vehicle will be sent to the insurer's network garages for repairs.
    • After repairs, your insurance provider will settle the claim amount with the garage.
    • Since you have a nil dep add-on, your insurer will pay for all repair expenses without deducting the depreciation amount.

    Documents Required for an Oriental Zero Depreciation Car Insurance Claim

    Below are the important documents you should have ready to raise a claim against your zero depreciation add-on:

    • Valid driving licence of the owner/driver
    • Completely filled and signed claim form
    • Car's registration certificate and PUCC
    • Copy of Police FIR (if applicable)
    • Repair estimates
    • Motor insurance policy

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    Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
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    #Rs 2094/- per annum is the price for third-party motor insurance for private cars (non-commercial) of not more than 1000cc

    *Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.

    +Savings are based on the maximum discount on own damage premium as offered by our insurer partners.

    ^Lowest Price Guaranteed is based on certifications shared by insurers with us. Policybazaar will facilitate price matching subject to the terms and conditions of select insurers.

    ##Claim Assurance Program: Pick-up and drop facility available in 1400+ select network garages. On-ground workshop team available in select workshops. Repair warranty on parts at the sole discretion of insurance companies. Dedicated Claims Manager. 24x7 Claim Assistance.

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