SBI Car Insurance Policy Download

SBI General Car Insurance Policy Document

The policy document not only serves as a valid legal contract between you and the insurer but also functions as a lighthouse when it comes to seeking any sort of guidance and understanding with respect to your car insurance policy. With this single document, you get to view all the information discussed with the insurer. 

The document also contains crucial pre-decided details included in your car insurance policy such as premium amount, expiry date, exclusions and inclusions as well as all the terms and conditions so make sure that you keep a copy in hand, irrespective of whether it is in the form of a hard copy or a soft copy.

Overview: SBI Car Insurance Policy

What Does the SBI Car Insurance Policy Document Include?

As an official purchase receipt of SBI car insurance, every policyholder receives the policy document from SBI General Insurance Company.

In order to prevent the rise of any unwanted discrepancies in the future, you should carefully go through each word listed in the policy document so that you can make the best use of your car insurance plan. Following are the contents included in the various sections of your SBI General Car Insurance Policy document:

• Pre-discussed terms and conditions of the car insurance policy
• Type of policy bought – third party or comprehensive
• Additional details of add-on covers, if any
• Personal details of the policyholder including: Name, age, contact details and address
• Insured Declared Value of the 4-wheeler
• Registered location of the 4-wheeler
• Any exclusions or inclusions
• Unique Policy number
• No Claim Bonus (NCB) details
• Process for complaints and grievance redressal 

SBI Car Insurance Policy Download

If you have purchased a car insurance policy from SBI General Insurance Company, you would have already received a soft copy over mail as well as a hard copy at the registered physical address.

However, in case you have misplaced the document, you can simply follow these steps to download your car insurance policy document again:

• Visit the official website of SBI General Insurance Company and hover over to the company portal
• If you are using your mobile phone, you can download the SBI General Insurance app and follow the requested steps
• If you have your policy number, enter it in the required field along with your date of birth and enter the verification code
• In case you don’t have a policy number, click on ‘I do not have policy number’, enter your account number, date of birth, fill in the verification code and you will be redirected to a new page to fill in the required information for generation of your policy number
• Once done, click on next and you will be taken to your policy dashboard
• You can view the insurance policy document here, download it and save it a soft copy to your device

Is it Possible to Make Changes to Your Car Insurance Policy Document?

Yes, it is possible to make changes to your car insurance policy document, only in the following cases:

• Changes with regards to correction required in the name, registration number, chassis number, engine number, or even the model number of your vehicle
• Correction required in your address
• The registration number of your vehicle has been changed and needs to be updated
• Addition of spare parts that influence the overall performance and security of the car such as a CNG/LPG kit or an anti-theft security system
• Change in the hypothecation against your car’s RC

Is a Hard Copy of the Car Insurance Policy Document Required?

As per the previous Indian Motor Act, all vehicle owners were required to hold a valid physical copy of their insurance document while driving on Indian roads. However, keeping one handy every time you take out your vehicle on the road is not required anymore now. 

With the introduction of Digilocker and e-VAHAN Bima, vehicle owners are no more required to carry physical car insurance documents and can drive paperless. This is an initiative of the Insurance Regulatory and Development Authority of India(IRDAI) to make driving hassle-free and convenient for the citizens of India. 

Having said that, in case you still need a hard copy of your car insurance policy document, you can download it following the aforementioned steps.

How to Make Changes to Your Policy Document?

Now that you have understood how critical your car insurance policy document and all its terms and conditions are, it is important to verify that all information is correct corresponding to your personal details and pre-discussed terms with the SBI General Insurance Company.

In case, there are corrections to be made in the policy document you can reach out to the customer care team of SBI General Insurance Company on the following toll free number: 1800-102-1111.