SBI Comprehensive Car Insurance 

As more and more vehicles are coming on the road every day, chances of accidents are also increasing, and that is not all. Natural disasters like fire, earthquakes, storms can also damage the car. To protect car owners from such incidents, the insurer is offering SBI Comprehensive Car Insurance. It provides financial protection against accidents, thefts, natural calamities, and many other helpful services. 

Policy Benefits of SBI Comprehensive Car Insurance

Once a person has decided to opt for Comprehensive Car Insurance, they can then let go of all the worries as the insurance plan will provide all-around protection. Here is the list of all the significant advantages that one will enjoy after purchasing the SBI Comprehensive Car Insurance plan:

• Legal liabilities in case the third party got injured, resulting in death or damage to the property of the third party. 
• Damage occurred to the car because of fire, explosion, self-ignition, and any damage during transit. 
• Losses due to natural disasters such as lightning, earthquake, flood, hurricane, storm, landslide, etc. 
• Protection of car against burglary, theft, violent activities such as riot, strike, malicious act, terrorism, etc. 
• Personal accident covers up to 15 lakhs for individual car owners if they were driving during an accident and rupees 2 lakh cover for other occupants of the car. 
• Owners can replace the car's keys once during the policy period, subject to maximum rupees of 65,000. 
• If the car has gone for repair for more than three days, then the insurer will provide an inconvenience allowance of up to 10 days. 
• If the owner's personal belongings get lost or damaged in the car, a maximum of rupees 50,000 covers is allowed. 
• Hospital confinement allowance up to 30 days for injuries to the plan holder, paid to the driver and unnamed passengers. 
• Roadside assistance in case the car is unable to move due to flat tire, mechanical failure, dead battery, run out of fuel, etc. 

Claim Process of SBI Comprehensive Car Insurance

The entire process of SBI Comprehensive Car Insurance claim is designed to provide the plan holder with all possible help and convenience. One can follow the given steps to file the claim:

• As soon as an accident or other mishappening took place, inform the insurer about the incident and provide all the details.
• The claim manager will contact the plan holder within 24 hours after registering the claim and provide a claim number.
• If the incident involves injury or theft, please file an FIR to the nearest police station.
• Now the claim manager will ask for certain documents, and the car will be sent to the nearest garage network of the insurer.
• Once all the formalities are done and the car is repaired the insurer will directly release the payment to the garage.