TATA AIG Car Insurance Claim

Documents Required for TATA AIG Car Insurance Claim

The following documents are required to raise a Tata AIG car insurance claim:

• Tata AIG car insurance claim form
• A copy of the registration certificate with self-attestation
• Copy of the driving licence of the driver at the accident scene
• Copy of the policy, with the number, start date, and end date clearly visible
• Repair estimate from the garage
• Final repair bills and receipts from the garage; invoice in the case of cashless claims

Types of TATA AIG Claim Settlement Process

There are two types of Tata AIG claim settlement processes offered by the insurance provider.

1. Cashless Claim Settlement

   A policyholder can raise a cashless claim with the insurer if he/she gets the insured car repaired in an authorised network garage. Under a cashless claim, the policyholder is not required to pay for repairs from his/her pocket, as the insurer directly settles the claim with the network garage.

2. Reimbursement Claim Settlement

   Under a reimbursement claim settlement, the policyholder can get his/her car repaired in a non-network garage. Under this claim process, you will first be required to pay for repairs from your pocket, which will be reimbursed later by the insurer. The insurer verifies the claim via repair bills and estimates and reimburses the claim amount after the repairs.

How to File TATA AIG Car Insurance Claim?

A policyholder can follow the steps mentioned below to file a Tata AIG car insurance claim.

Accidental Claim

• Claim Registration: Intimate the insurer of the claim as soon as your car meets with an accident. The claim will then be registered.
• Damage Assessment: The surveyor will examine the damage to the car and advise on the settlement amount. Further, claims will depend on previous claims. The terms, add-ons, and discounts in the policy are also important considerations.
• Documents Submission: Submit the required documents to the surveyor for claim verification.
• Claim Settlement: Once the car has undergone repair, the insurer will settle the claim with the network garage. If it's a reimbursement claim, the claim amount will be returned to you after repairs.

If you have buy car insurance online from Policybazaar.com, you can also contact our claims support team for further assistance.

Third Party Claim

• If your vehicle has caused damage to a third party or property, inform the insurer about the accident.
• Collect the evidence of damage caused and file an FIR at the nearest police station.
• File a plea at the Motor Accident Claims Tribunal court for the claim.
• The MACT will decide the compensation to be paid to the third party. The insurer will then pay the compensation and settle the claim.