Medical Travel Insurance

Travel Health Insurance

Travel Health Insurance: Sudden sickness or accident on a foreign land generating huge medical expenses can be dealt with travel health insurance. Find the best plans at policybazaar.com.

  • Travel Health Insurance at Affordable Rates
  • Compare Travel Health Insurance Plan
  • Best Travel Health Insurance Plan Online

Travel insurance travels along with you wherever you go. Travel insurance provides you protection against any contingency. Travel insurance ensures your safe trip and free of any worries. Travel insurance policy is a must to carry along with baggage and your travel documents as well. Travel insurance can be bought for a single trip as well for multiple trips. Health care costs have gone up a long way in India and it is too expensive in foreign countries. So, it is advisable to carry a sufficient travel health insurance while travelling abroad. The premium paid for buying overseas travel health insurance will be a small portion of the overall travel expenses especially when considering the medical maximum sum assured by insurance companies.

Travel Insurance with Medical Cover

Travel Insurance with Medical Cover

Travel health insurance benefit travellers suddenly falling sick or meeting with an accident. Some travel insurance policies cover pre-existing illnesses as well on the payment of extra premium. The coverage of medical travel insurance focus on the medical expenses incurred in case of sudden illness or injuries during your trip. Travel health insurance provides both pre and post hospitalization expenses. It provides whole financial protection for medical treatment as well as cost of carrying a patient to the hospital by reimbursing ambulance charges. Medical travel insurance provides protection in case of temporary and permanent disability as well which can hinder future of the insured individual.

Read More About Importance of Medical Travel Insurance

Medical Travel Insurance Companies in India

Medical Travel Insurance Companies in India

Travel and health insurance is a booming sector in India. There are various public and private players providing travel and health insurance as well as medical travel insurance. Every insurer worth its salt is getting into the act, competing with its opponents to bring out plans that cover the most obscure risks imaginable. Various companies providing insurance are rolling out new plans to attract new customers. Below is the list of few of the travel insurance providers in the country.

  • United India Insurance Co Ltd.
  • HDFC ERGO General Insurance Co Ltd.
  • Reliance General Insurance Co Ltd.
  • TATA AIG General Insurance Co Ltd.
  • ICICI Lombard General Insurance Co Ltd.
  • National Insurance Co Ltd.
  • Bajaj Allianz General Insurance Co Ltd.
  • Star Health and Allied Insurance Company Limited.

Compare Travel Health Insurance

Compare Travel Health Insurance Plans

It becomes difficult for an individual to select a travel insurance plan as there are lots of options available in the market. With market opening up and to capture market share, every player is introducing new plans every other day. So, in order to decide a travel insurance plan, one should compare plans that meet your eligibility. Comparison of health plans enables a person to find a cheaper plan with desirable and suitable plans.

Why is it important to have travel insurance?

Ans:

By opting to purchase travel insurance, you are protecting yourself against any travel related risks such as loss of baggage, trip cancellation, unexpected hefty medical bills in a foreign land, etc. The cost of medical treatment in most of the foreign countries is sky-high; there one single hospitalisation is enough to wipe out your entire savings. Here’s why you need travel insurance.

Am I required to undergo any medical examination prior to buying a plan?

Ans:

No, there is no medical check-up needed up to the age 65 or 70. However, age limit may differ insurer to insurer.

Can I buy travel insurance with a pre-existing condition?

Ans:

Mostly, pre-existing health conditions are not covered. But this doesn’t mean that you can’t take up a plan. It is just that any claim arising related to that illness will not be accepted.

Can I buy travel insurance even after booking a flight?

Ans:

Good news is that you can even buy a travel plan after your flight tickets are booked and until your actual travel date doesn’t arrive.

Is travel insurance compulsory?

Ans:

Travel insurance is not mandatory in India, but yes for some of the foreign countries like UK, Greece, Portugal, Austria, Belgium, Netherlands and Luxemburg.

Is policy cancellation possible?

Ans:

Yes, you can cancel the policy under one condition - if you cancel your trip. You will have to provide a proof by submitting your passport, which will testify that no journey has been undertaken.

Can I buy travel insurance for my aged parents?

Ans:

Yes, you can. There are many insurers who offer travel insurance for senior citizens, aged between 65-70. However, compare the plans on parameters such as inclusion of pre-existing illness or other benefits.

Does travel insurance cover personal liability?

Ans:

Personal liability means when you are unintentionally involved in an accident with others and inflict some damage on a third party’s property. Just check with your insurer if it offers coverage for third party liability as well.

What does trip-cancellation travel insurance mean?

Ans:

In case you cancel your trip due to a natural disaster, illness, injury, death of a close relative, traffic accidents etc., your insurer will reimburse the amount if you own a trip-cancellation plan.

Articles

  • 12 Amazing Places to Visit in India Before They Vanish

    Is your travel bucket list overrun with locations of mystique, legends and astounding natural beauty? While, such words would generally make you think of exotic and alien locales, we bring to you a 12 Indian tourist destinations that will take your breath away. India is home to some amazing destinations that really are a treat to your eyes. But, there’s just one catch... We don’t know how long they will exist in this world. Seriously. The truth is that while the world dabbles in solu Read More
  • Our Guide to Travelling with Your Kids on a Plane

    Travelling with your kids is as beautiful and experience as it is exasperating. There is joy bigger joy than watching your kid imbibe and marvel at every praiseworthy thing on the journey but also there is nothing as exasperating as dealing with their whims and moods and tantrums and what not. There are situations while on a journey with your kids that meant to get you frustrated, even if your kids mean the entire world to you. As to make sure the journey remains as blissful to you as to your kids, yo Read More
  • How to Claim Compensation for Lost, Delayed or Damaged Luggage

    Arriving at your destination just to find out your luggage has been misplaced, damaged or lost can make you run into frenzy. In most instances, valuables or important documents get lost and can ruin ones trip. However, it’s not rare for flyers to encounter lost, damaged or delayed luggage and many flyers don't know they can benefit from Airline goof-ups. All you need is a travel insurance that covers all these aspects.  With the help of International Travel insurance plans, you can keep y Read More
  • 10 Travel Tips for Your First International Travel

    Wanderlust, travel junkie, adventurer are the popular hashtags that have flooded the popular social media websites. The number of people taking up travel as a way of life has risen exponentially over the past few years. Does that recent picture of your friend holidaying at an exotic location bring out the green monster in you? Of course, it does! But that should be the least of your concerns. Travel blogs are flooded with destination details that are approachable at a much lower and affordable price. Read More
  • How to Plan the Perfect Road Trip Anywhere In India

    Scouting the web for a place that you can visit when there is a limited time available? It is highly unlikely that a road trip has not been on your checklist. There is hardly any travel enthusiast who hasn’t dreamt of hitting those highways on a bike or a car. Be it the exotic stretch of Manali-Leh Highway or the exquisite golden triangle of Delhi, Agra, and Jaipur. If those wide stretch roads beckon you, and those never meeting horizons and landscape make your heart go restless, a road trip Read More

News

  • Deportation of 30 Indian Students from US accentuates the importance of student travel insurance

    Recently, 30 Indian students were deported from the US for failing to clear the immigration formalities. This brings in focus the heartbreaking side of overseas education and the role of student travel insurance in such a scenario. Students often ignore the risks involved in the procedure of going abroad for studies. The insurance market offers numerous student travel insurance plans with cover amount ranging from 25 lacs to 2.5 crores, for a period of up to 2 years and for the students between t Read More
  • IRCTC to Launch Baggage Insurance for Online Passengers

    The Indian Railway Catering and Tourism Corporation (IRCTC) has devised plans to launch baggage insurance for passengers as part of its efforts to provide them more facilities while booking tickets online through IRCTC website. Under a tie-up with New India Assurance, IRCTC will offer cover to a passenger in case of theft or loss of baggage. Goods like mobile phone, laptop or other valuable articles will also be covered as part of the travel insurance package. In a move to make it best travel ins Read More
  • Bharti AXA Unveils its First Travel Insurance Policy in India

      Bharti AXA General Insurance has become the latest entrant in the travel insurance sector with the launch of SmartTraveller that offers global coverage to students, individuals and frequent travelers. The policy offers a choice of two plans catering to needs of: Individuals and family through a variant Annual Multi Trip International travel insurance plan that covers geographies including USA and Canada, Schengen (enlistment under way); Asia excluding Japan and worldwide including Japan. The second plan covers students in the age group of Read More
  • IRDA Slaps Rs 20 Lakh Fine on Apollo Munich Health Insurance For Selling Plans via Makemytrip

    Insurance Regulatory and Development Authority (IRDA) has levied Rs 20 lakh fine on Apollo Munich Health Insurance Company for selling policies through Makemytrip.com (MMT), which is not an authorized platform to sell insurance. IRDA has imposed heavy penalty of Rs 15 lakh on the insurer for violation of the regulatory norms during 2008-09, 2009-10 and 2010-11. The apex insurance body has imposed Rs 5 lakh penalty on the health insurance provider for soliciting business from agents whose license ar Read More
  • New Zealand Extends Support for Indian Students by Announcing Scholarship Programme

    Indian students willing to pursue higher education can benefit from New Zealand's programmes in 2016. Announcement of the latest round of Common Wealth scholarships from New Zealand provides aid programme for academically strong students with leadership qualities and commitment to India's development. India and New Zealand have shared an excellent relationship with a range of growing political, sports, commercial and educational activities. The scholarship provided by this European country for Read More
Our partners
  • aegonlife
  • apollo
  • Aviva
  • Bajaj
  • baxa
  • cigna
  • edelweisstokio
  • exidelife
  • HDFC-ERGO
  • hdfcstandard
  • indiafirst
  • idbi
  • iffco
  • indiafirst
  • Kotak
  • liberty
  • lic
  • L&T
  • metlife
  • Max-Bupa
  • maxlife
  • Reliance
  • religare
  • royal
  • sahara
  • sbilife
  • star-health
  • Future Generali
  • oriental
  • universal Sompo
  • national
  • relianceGeneral
  • Kotak
  • United
  • digit
CIN: U74900HR2014PTC053454 Policybazaar Insurance Web Aggregator Private Limited, Registered Office no. - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001
IRDAI Web aggregator License No. 06 License Code No. IRDAI/WBA21/15 Valid till 13/07/2018 Insurance is the subject matter of solicitation. Visitors are hereby informed that their information submitted on the website may be shared with insurers. Product information is authentic and solely based on the information received from the Insurer © Copyright 2008-2017 policybazaar.com. All Rights Reserved.