Accidental & sickness medical expenses
Baggage Delay/ Loss
Trip Delay / Cancellation
Passport Loss
Emergency Medical Evacuation
Missed flights
Medical expenses
Passport Loss
Study interruption
Bail Bond , Personal Liability
Trip Delay / Cancellation
Compassionate visit
No medical tests
Instant policy

University of Michigan Health Insurance

University of Michigan-Overview

The biggest reason you should consider the University of Michigan in your bucket list is the opportunity to face the world. You’ll get to immerse yourself in a new study environment and culture where diversity meets perfection. UMich is a top-notch university, which offers unique opportunities for academic as well as personal growth.

University of Michigan for Foreign Students

The sprawling campus of the University of Michigan is filled with unique perceptions, opportunities and events. Even the town Ann Arbor, which is home to Michigan University is known for its lively arts scene, culture, restaurants and parks. The 97% retention rate, 102 out of 236-degree programmes are ranked in top 10 of the nation, ranked 4th for producing the most peace corps volunteers etc. are some of the figures to help illustrate the breadth and depth of the university. Every year, the University of Michigan receives thousands of applications across borders. The campus life is cheerful with a handful of opportunities to hone your skills.

Entry Requisites for University of Michigan

  • Visa Requirement: The minimum requirement to enter Michigan is to carry a valid visa. For international aspirants of Michigan University, must carry a valid student visa called F-1 or J-1 visa.
  • Valid Passport: A passport is essential for travelling to the USA or other international countries, whether it is a holiday trip or study trip. Those who are travelling to Michigan should carry a passport with at least 6 months of validity.
  • Visa Waiver Programme: VWP or Visa Waiver Programme allows a traveller to stay up to 90 days without a visa. You can travel to 38 countries with VWP facility, including the USA.
  • ESTA Authorisation - You can enter USA with VWP only with an ESTA approval. The arrangement(s) for the same should be made before boarding the flight.
  • Student Travel Insurance -The University of Michigan makes it essential for the students holding F-1 or J-1 visas to have health coverage. However, considering the huge difference in currency, you can consider student travel insurance policy, instead of enrolling for health coverage offered by UMich, as it may be proved as expensive for the students travelling from India. Here is the comparison:

University of Michigan Health Insurance Vs Student Travel Insurance

Coverage University of Michigan Health Insurance Student Travel Insurance
Annual Cost $2084 $633
Mental Health $150 copay for mental health/ $20% in case of out-patient $1000
Deductibles $100 $100
Ambulance 100% after paying a deductible No deductible/ $250

*Comparison data culled from Aetna Student Health Plan brochure and TATA AIG Student Guard Plan brochure.

Admission Process for University of Michigan

Every year, University of Michigan welcomes a huge number of applications for its 263 undergraduate programmes. The admissions in the University of Michigan are granted through Common Application or Coalition Application. The application process for foreign students is the same as the other students. However, the admission requirement may vary depending on the country of origin or specific educational history or type of transcript is required. Also note that students with temporary visas are not eligible for financial aid or are required to pay the full attendance fee.

Application Steps to be Followed:

 The basic application steps include-

  • Apply through Common application or Coalition Application and pay the application fee $75
  • All the undergraduate students are required to submit the score of either SAT or ACT
  • Submit the School Report
  • Submit one Teacher Evaluation/Recommendation
  • ‘Submit a Counsellor Recommendation (not compulsory)
  • Submit a high school transcript. If the original transcript is not in the language other than English, an official English translation should be accompanied, containing the school leaving date or education gap if any
  • If English is the second language, MELAB, TOEFL, or IELTS scores are to be submitted without fail
  • Scholarships are not available for students with temporary visas and are required to pay the full fee for attendance
  • Restrain from submitting extra documents, unless the university requires it
  • The SAT/ACT scores are to be submitted by the testing agency directly before the deadline
  • Those who are planning to take SAT/ACT in October, the scores will not be accepted as it will not arrive on time. So, plan accordingly
  • Freshmen can apply for a dual degree. That means one can apply for more than one school or college at a time. However, read the guidelines before

Things to Explore near University of Michigan

The life at the University of Michigan is great due to the endless options to enjoy study and fun simultaneously. Starting from amazing places to hang out to satisfy your taste buds; from exploring the local streets in the hunt of a designer pair of footwear or the clothes to match up with the prevailing fashion, you’ll surely find something to drag your interest. The things that draw your attention include:

  • Year-Round Unique Events
  • Visit Ann Arbor Farmers Market
  • The Huron River
  • Take a Brew Tour
  • Hill Auditorium
  • Power Center for the Performing Arts
  • Lydia Mendelssohn Theatre

Shopping Attractions for Students of University of Michigan

Ann Abore offers plenty of shopping attractions for tourists. When in Ann Abore you should consider exploring the local markets and the options that the town has to offer, within and out of the Michigan campus. Here're some in the proximity:

Near Campus

  • Bivouac
  • Footprints
  • Moosejaw
  • Pitaya
  • Renaissance
  • Sam's Clothing
  • Urban Outfitters
  • Van Boven
  • Van Boven Shoes
  • Vintage to Vogue


  • Briarwood Mall - Department
  • Marshalls (Arborland)
  • REI
  • Target (Oak Valley Mall)
  • TJ Maxx (Westgate Shopping Centre)

Indian, Mediterranean and Pakistani Shops

  • Ahmos
  • Aladdin's Market
  • Bombay Grocers - Indian
  • Foods of India - Indian
  • Jerusalem International Market
  • Mediterranean Market

Lodging for Students near University of Michigan

The university offers some splendid off-campus living options in Ann Arbor. These are available for UMich students and faculties. You’ll get  4/bed, 6/bed, Studio apartment options with all modern amenities finely equipped. Some of the options are:

  • Foundry Lofts: $1,275 per bedroom
  • Woodland Mews: $1,295 per unit
  • Island Drive Apartments: $1,205 to $1,285 per unit
  • Zaragon Place: $1,250 to $1,300 per bedroom
  • 220 N First: $1,300 per unit

You can also consider the hotel accommodations nearby:

  • Inn at the Michigan League
  • Graduate Ann Arbor
  • Bell Tower Hotel
  • Ann Arbor Bed & Breakfast
  • University Inn
  • Candlewood Suites
  • Hyatt Place - Ann Arbor
  • Holiday Inn Express & Suites Ann Arbor West

Food Joints near University of Michigan

Whether it is to celebrate a recent football match victory or a usual hang out with friends, the campus offers everything in the close proximity. The Michigan dining within the campus has many options from international cuisines to vegetarian pizzas. With a number of cafes, dining halls a different meal plans, there’s always something new to satisfy your craving. Apart from this, the nearby areas also offer good eating joints to explore:

  • The Original Cottage Inn
  • Ashley's Restaurant
  • Pizza House-Ann Arbor
  • Prickly Pear
  • Sava's
  • Jamaican Jerk Pit
  • Taco Bell
  • Cardamom
  • Everest Sherpa Restaurant
  • Shalimar Restaurant

University of Michigan Transport for Students

The university campus is easily accessible through various modes of transportation. The magic bus is quite famous, while ATAA bus rides are free with Mcard. Those who don’t use this card, have to pay the bus fare is $1.50. there are campus buses running on different routes. Paratransit facility is also available for students, faculty and staff.  AAATA A-Ride is available for off-campus free of cost with ADA Eligibility card.

For University-affiliated groups, chartered vehicles are available at competitive rates. Vehicles available include full-size transit coaches, paratransit vehicles, and sedans. There are after hour services as well for those who wish to use 10 p.m. to 2 a.m. transit services. A valid Mcard is required for using this.

Local Law and Etiquette to follow in University of Michigan

Drinking Age:

The minimum drinking age in Michigan is 21 years. So, students below 21 years age are not allowed to consume alcoholic beverages. Those who are eligible by age may require a valid ID to purchase alcohol.

Smoking Age:

The minimum permissible age for smoking is 18 years. However, smoking is strictly banned in the public spaces including restaurants, parks, school and college campuses. However, an appeal for raising the age up to 21 years has been made.

If you are interested in pursuing higher education from the University of Michigan, you’ll find this information handy to be acquainted with the admission procedure, entry essentials and local laws and etiquettes of the state.

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