United India Insurance Company limited was incorporated in the year 1938. After the nationalization of general insurance business in 1972, the southern general insurance business of life insurance Corporation of India was merged with United India insurance company limited. The company provides insurance products in almost 200 tier I and tier II cities across the country. The company has the vision to become most preferred insurer in the country and a highly motivated and a great place to work. The company provides health insurance, travel insurance, personal accident insurance in addition to motor insurance.

Below is the motor insurance plan offered by the company:

  • Motor Package and Liability only policies: This policy covers private cars, motorized two wheelers and commercial vehicles running on roads. The owners of the vehicle can buy this insurance policy or person who has insurable interest in the vehicle. This policy covers loss or damage to the vehicle or the accessories due to accidental external means, burglary, and terrorist activity, natural calamities like earthquake, floods, and landslide. The policy also provides cover for the third party liability arising from any accident which may result in damage to the vehicle or damage to the property of the third person. In case of death of the third person, the legal representative is provided compensation for the same by the insurance company. There is some exclusion in the policy as well like any claim arising due to person in influence of drugs or alcohol, or claims been made when the vehicle is driven by the driver not holding driver license.

One can make comparison between United India motor insurance premium and United India motor insurance claim in order to understand the details of the policy. United India car insurance renewal is very easy to make as it can be done online and discounts are provided in case of no claim year. Further, one can make online comparison between United India motor insurance plans and motor insurance plans provided by other insurance providers in the country.