United India Comprehensive Car Insurance

United India Insurance Company Limited was established as a company on February 18, 1938. The company’s mission is to provide all-time insurance protection to everyone, work on customer satisfaction and help optimize the Indian economy.

Read more



Stay home & renew car insurance in 2 minutes

No documents required
View Instant Quotes
Processing
Get Car Insurance starting
@ only 2072/year*
  • Save up to 80%* Lowest Car Premiums

  • 20+ Insurers To Choose From

  • 25 Lakh+ Vehicles Insured

*TP price for less than 1000 CC cars. All savings are provided by insurers as per IRDAI approved insurance plan. Standard T&C apply.

As a car is one of the valuable possessions, one must safeguard it against any possible accident, damage, theft, or third-party liabilities. Comprehensive car insurance policy provides its customers all-time covers against third-party liabilities and vehicles. It implies that the policyholder will be free from any third-party damage that may arise after an accident and recover a decent amount for the vehicle’s repair. 

Benefits of United India Comprehensive Car Insurance Policy

United India comprehensive car insurance policy provides a list of benefits as:

  1. Personal accident cover for the driver for a specific sum assured
  2. United India insurance company has nearly 400+ garages across the country to receive its cashless repair benefit.
  3. If one has the Automobile Association of India’s membership, they can get a 5% discount on the personal damage cover.
  4. One gets to choose from multiple add- ons like LPG/CNG bi-fuel kits, fibreglass fuel tanks, electronic or electrical appliances, and geographical area extension. 
  5. In case of theft, a discount of 2.5% (max. Amount 200) will be offered to the customers who have the installation of an anti-theft device in their cars.

Claim Process of United India Comprehensive Car Insurance Policy

  1. One needs to contact the office of United India car insurance In case of an accident outside of the city/ town, contact the nearby office of United India limited to arrange a survey.  
  2. One can visit the company's official website for a list of offices across India. A list of offices with addresses and phone numbers is available on the company's site. 
  3. If one’s car is caught in some major accident like fire/strike/attacks, keep the vehicle at the accident/loss spot only. The surveyor will be sent to that location, after which an inspection will happen. 
  4. In case of third-party liabilities, inform the nearby police station of the incident’s location. All the details of injuries, damages, or death to the third party must be provided.
  5. After completing these formalities, one may tow the car to the nearby network garage and obtain an estimated bill from them. The bill must be submitted to the insurance company with a duly filled and signed claim form to arrange the final survey. 
  6. Surveyor will verify all the damage with all details and only after they give the green signal, the repair starts. 
  7. At the time of repair, one needs to submit the repair bills for labour and spare parts. One can seek reimbursement if the claim is valid.

United India Comprehensive Car Insurance Policy FAQs  

Disclaimer: Policybazaar does not endorse, rate, or recommend any particular insurer or insurance product offered by an insurer. 

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C apply.

“Tax benefit is subject to changes in tax laws. Standard T&C apply.”

Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
Calculate your car IDV
IDV of your vehicle
Calculate IDV
Calculate Again

Note: This is your car’s recommended IDV as per IRDAI’s depreciation guidelines.asdfsad However, insurance companies allow you to modify this IDV within a certain range (this range varies from insurer to insurer). Higher the IDV, higher the premium you pay.Read More

Policybazaar lets you compare premium prices from 20+ Insurers!
Compare Prices