Health is indeed very crucial aspect for an individual. Keeping good health leads our path to success and helps us to live tension free life. But road to glory as they say is not very easy. Gaining fitness and keeping good health always walk parallel and keeping good health for longer durations is very difficult as life is uncertain and unpredictable. Health insurance helps us to mitigate this uncertainty up to some extent but not fully.
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
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Some plans are available only after a certain time
Health insurance can be bought in form of individual health insurance and family health plans. The basic difference between individual health insurance and family health plans is the coverage provided. Individual health plans covers only one individual while family health insurance policy covers entire family including parents and in laws under one umbrella policy. Below are some of the reasons for why family health plans must be opted over individual health plans:
|You may also like to Read: What is Section 80C?|
|You may also like to Read: Section 80D of Income Tax Act AY 2016-17|
The other advantage an individual can derive from a family health insurance plan is that in occurrence, one of the family member gets sick and has to be hospitalised, the full sum insured of the policy can be used by the un-well member of the family for treatment.
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