Today is International Families Day- A day to celebrate the importance of family, which is not just limited to parents and siblings, but also includes uncles, cousins, in-laws and grandparents.
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
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This time, don’t waste money on bouquets and cakes, gift them something substantial. Say THANK YOU to the entire family by covering them under an extended family health insurance plan that shields them against vulnerable diseases.
After all, it’s all about loving your family!
Unlike traditional family floaters, the extended policy covers up to 15 close relationships, including in-laws, grandchildren, daughter-in-law and widowed/divorced daughter.
The plan is a blend of individual and family floater. An individual plan covers a person under a single sum insured, while in the family floater, the sum insured floats on the entire family.
The separate sum insured for the individual as well as floater cover has to be set. For individual and family cover, it varies between Rs 1-5 Lakh & Rs 3-15 Lakh respectively. At the time of hospitalization, the policy will first use the individual cover and will dip into family floater only after the exhaustion of the individual plan. If the proposer dies during the policy term, the insurer will ask for a new proposer who is carefully reassessed before renewing the policy under his name.
Buying health insurance for extended family entitles you to get Rs 25,000 tax deductions and if there is a senior citizen then the limit could rise to Rs 30,000. It means that the total tax deduction would be Rs 55,000.
|You may also like to Read: Section 80D|
Disclaimer : *Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
Buy the one that suits your needs the .
After all, as Mahatma Gandhi said,
“It is health that is real wealth and not pieces of gold and silver.”
So take care of yourself and the health of your loved ones!
|You may also like to Read: Deduction under Section 80C|
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