Q1. Does Shriram General third-party car insurance provide cover for damages due to an earthquake?

Ans: No. Earthquakes and other such natural disasters are not covered under a third-party insurance plan.

Q2. Can I check my car insurance policy status online?

Ans: Yes. Simply visit the official website of Shriram General Insurance and log in to your account or register to check your policy status. You can also get in touch with the customer care team of your insurer to know the status of your car insurance policy.

Q3. Is there any add-on cover I can opt for along with the Shriram General third party car insurance?

Ans: No. Third-party four-wheeler insurance plans donât include any add-ons apart from the mandatory PA (personal accident) cover.

Q4. How is the premium of my car insurance policy calculated?

Ans: The Insurance Regulatory and Development Authority of India (IRDAI) decides the premium for a third-party car insurance policy based on the carâs cubic capacity.

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Shriram General Third-Party Car Insurance

Shriram General third-party car insurance is a liability-only policy by Shriram General Insurance that aims to protect policyholders from third-party liabilities that can occur due to accidents from the insured vehicle. This policy compensates the insured in case of an accident causing injury, death, or permanent disability to a third person or damages to property.

Benefits of Shriram General Third Party Car Insurance

The key benefits of a third party car insurance plan include:

Reduced Paperwork: Buying or renewing Shriram General third-party car insurance online requires minimal documentation, making the overall insurance experience seamless for policyholders, and along with this comes speedy claim processing and support.
Meets Statutory Mandate: A third-party vehicle insurance policy is mandatory in India to drive your vehicle on roads. It covers your legal liabilities in case of an accident resulting in injury/death or damage to 3rd party person or property.
24 x 7 Assistance: Shriram General Insurance offers round-the-clock support to customers for their insurance related requirements or queries.

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Coverage Under Shriram General Third Party Car Insurance

Inclusions
Exclusions

Any damage or loss caused to the third-party from the insured vehicle in an accident
Personal Accident cover for the owner of the insured car of up to Rs.15 lakh in the event of death or permanent disability
Cover for damages caused to the third party property/vehicle from the insured vehicle

Own Damage to the insured vehicle
Loss or damage due to natural calamities, war-like situations, invasion, theft, fire, etc.
Driving the car without a valid driving licence or under the influence of drugs/alcohol
Any type of consequential damage to the insured vehicle

How to Purchase Shriram General Third Party Car Insurance Policy?

Here's a quick and easy process to purchasing Shriram General third-party car insurance online:

Visit Policybazaar.com and select ‘Car Insurance'.
Enter your car number and click ‘View Prices.'
Now, enter your car's make & model, variant, fuel type, RTO, and registration year.
Fill in the proposal form and proceed forward.
Now, from the list of various four-wheeler insurance plans offered by multiple insurers, select Shriram third-party car insurance and check policy details.
Now choose the desired plan and proceed to make the policy premium payment.
You can pay the amount online via various online payment methods, such as credit/debit cards, net banking, and UPI.
Once the payment is successful, you will receive your Shriram General third-party car insurance policy documents in your registered email.

Documents Required to Raise Shriram General Third Party Car Insurance Claim

You can raise a claim on your third-party car insurance by keeping the following documents handy with you:

Car policy papers
Copy of Police FIR
Duly filled & signed claim form
Copy of driving licence
Copy of car's registration certificate

FAQs

Q1. Does Shriram General third-party car insurance provide cover for damages due to an earthquake?

Ans: No. Earthquakes and other such natural disasters are not covered under a third-party insurance plan.
Q2. Can I check my car insurance policy status online?

Ans: Yes. Simply visit the official website of Shriram General Insurance and log in to your account or register to check your policy status. You can also get in touch with the customer care team of your insurer to know the status of your car insurance policy.
Q3. Is there any add-on cover I can opt for along with the Shriram General third party car insurance?

Ans: No. Third-party four-wheeler insurance plans don’t include any add-ons apart from the mandatory PA (personal accident) cover.
Q4. How is the premium of my car insurance policy calculated?

Ans: The Insurance Regulatory and Development Authority of India (IRDAI) decides the premium for a third-party car insurance policy based on the car’s cubic capacity.

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Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

Car Insurance Articles

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Popular Articles

29 Sep 2025

Shriram General Third-Party Car Insurance

Benefits of Shriram General Third Party Car Insurance

Explore More Under Shriram

Coverage Under Shriram General Third Party Car Insurance

How to Purchase Shriram General Third Party Car Insurance Policy?

Documents Required to Raise Shriram General Third Party Car Insurance Claim

FAQs

Q1. Does Shriram General third-party car insurance provide cover for damages due to an earthquake?

Q2. Can I check my car insurance policy status online?

Q3. Is there any add-on cover I can opt for along with the Shriram General third party car insurance?

Q4. How is the premium of my car insurance policy calculated?

Explore More Under Car Insurance

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