Baggage Insurance For Indian Railways - A Welcome Move

Indian Railways have persistently been innovating new ways to make travel easier for passengers across the country.

Read more


Explore the world without any worries

Best Travel Insurance policies designed for all your needs.

Plans include global Covid-19 coverage

  • Accidental & sickness expenses
  • Baggage Delay / Loss
  • Trip Delay / Cancellation
  • Passport Loss
  • Emergency Medical Evacuation
  • Missed flights
Plans include global Covid-19 coverage

    Popular Destinations

    Add traveller(s) details
    Step 2/4
    Remove
    Any Pre-Existing medical condition
    +Add another traveller
    Select trip dates
    Step 3/4
    You are just one step away
    Step 4/4
    +91
    This will help us to contact you for your policy details and in case of any policy related issues
    By clicking on "" you agree to our Privacy Policy and Terms Of Use

    Now covers COVID-19

    From providing luxurious comforts to connecting remote areas, the Indian Railways for the past few years have come up with many schemes to ensure a smoother travel experience.

    Ensuring safer travel, modernization of infrastructure, boosting customer experience, and making Indian Railways financially self-sustainable are four main goals of railways budget financial year 2015-2016.

    In the light of this budget, Indian Railways has proposed “Baggage insurance” plan.  Under this plan, a passenger will be offered insurance coverage for baggage while booking e-tickets on the IRCTC website. In a move to make it best travel insurance, IRCTC has also decided to include other options like accidental cover and hospitalization assistance during the journey.    

    Here’s the table showing coverage vis-a-vis premiums that will be included in the train fare:

    travel table

    With the rise in number of theft and robbery cases in Indian railways, chances are your luggage can be lost en route or can be stolen from the railway platform. Going by the stats, based on the recent government reports, 70 rail accidents have been reported from April 2017 to February 2018.

    The number of thefts and robbery cases reported in 2013 has reached 19000, with an increase of over 50% in a five-year-period of 2009-2013. So, it is high time we start talking about baggage insurance in train journey.      

    Benefits of Baggage Insurance

    Indian Railway Catering and Tourism Corporation (IRCTC) has devised plans to launch baggage insurance for passengers as part of its efforts to provide them with more facilities while booking tickets online through IRCTC website. As, about 52% of the passengers opt for e-ticketing to book their tickets, IRCTC hopes that baggage insurance will become a hit among passengers.

    Under a tie-up with New India Assurance, IRCTC will offer cover to a passenger in case of theft or loss of baggage. Baggage insurance will be offered as an optional purchase and goods like mobile phone, laptop or other valuable articles will be covered as part of the travel insurance package. The premium would depend on a range of factors like length of the journey and class of travel.

    Indian Railways have constantly been innovating new ways to make travel easier for passengers across the country. Their initiative of providing affordable baggage insurance will surely enhance passengers’ train journey experience.

    Have a safe journey!

    Search
    Newsletter
    Sign up for newsletter
    Sign up our newsletter and get email about travel plans.

    You May Also Want to Know About

    Best Travel Insurance Policies in India

    Best Travel Insurance Policies in India

    Best Travel Insurance Policies in India When we talk about buying the best travel insurance plan, you’ll get a long list of travel insurance plans. This creates a lot of confusion. Even if you’ll ask any expert to name the best, you’ll probabl...
    Best Student Travel Insurance Plans in India

    Best Student Travel Insurance Plans in India

    Best Student Travel Insurance Plans in India Do you plan to travel abroad for higher studies? Do you have a good international college in mind, where you think you can take admission in? Have you looked at all the scholarships that the university is...
    Benefits of Buying a Travel Insurance Plan for Your Next Holiday

    Benefits of Buying a Travel Insurance Plan for Your Next Holiday

    Benefits of Buying a Travel Insurance Plan for Your Next Holiday Most of us love to travel. Exploring new lands and new cultures is always exciting. However, it does not take much time for a straightforward mishap to turn your entire trip’s fun i...
    Best Travel Insurance Companies in India

    Best Travel Insurance Companies in India

    Best Travel Insurance Companies in India Just the mere thought of travelling to a destination enthrals you and you cannot resist than planning around the vacation, which leaves you excited. Though travelling has its pros you cannot deny the fact tha...
    Domestic Travel Insurance Coverage & Benefits

    Domestic Travel Insurance Coverage & Benefits

    Domestic Travel Insurance Coverage & Benefits There are numerous insurance companies that are providing domestic insurance for traveling within India. But do you really think of domestic travel insurance as a compulsion and necessity and what ar...