How to Buy Family Travel Insurance Online & Offline?

Traveling with your family is one of the best ways to bring everyone closer. The journey brings joys and sometimes struggles that become an important experience in a person's life. However, this does not mean that you can travel without making proper arrangements. Some unfortunate incidents are bound to affect anyone's travel plans; a delayed flight, or lost luggage. Whatever problems may come your way, family travel insurance ensures that you and your loved ones are safe and well cared for. Read on to know why it is important to provide travel insurance for your family.

Read more

* Price shown is for a 15 day trip to UK with a 1 lakh dollar coverage for an adult of age 25 years

  • 1Destinations
  • 2Trip Date
  • 3Travellers
  • 4Medical
  • 5Contact
Plans include global Covid-19 coverage

Popular Destinations

Select trip dates

Don’t worry you can change your trip dates at a later stage

How many people are travelling?

No. of travellers

Does the traveller have any pre-existing medical condition?

If the traveller have a known illness, injury or health condition like heart disease, diabetes, cancer etc which will help us cover you

Please select the travellers who have a pre-existing medical condition

Great! One last step to get your travel insurance plans
It will help us to share policy documents and assist you in claim settlement if needed
By clicking on "" you agree to our Privacy Policy and Terms Of Use
Get updates on WhatsApp

Now covers COVID-19

Just a minute!
Safety is not expensive, it's priceless!
Travel Insurance plans starting at just ₹50 per day*
  • No medical checkup required
  • Pre-existing coverage available
  • Instant Policy Issuance
  • Medical expenses, Trip cancellation/delay, Loss of baggage & Passport etc.
  • 24x7 claims support

* Price shown is for a 15 day trip to UK with a 1 lakh dollar coverage for an adult of age 25 years

Get Travel Insurance from 8+ insurers having more than 20 plans with Policybazaar

Plans include Covid-19 global coverage

Plans include Covid-19 global coverage

Accidental & sickness expenses

Accidental & sickness expenses

Covers Loss of check-in Baggage

Covers Loss of check-in Baggage

Get Trip Cancellation benefits

Get Trip Cancellation benefits

* Price shown is for a 15 day trip to UK with a 1 lakh dollar coverage for an adult of age 25 years

Top Travel Insurance Plans

  • Individuals
  • Sr. Citizens
  • Students
Plans for an individual of 30 years age travelling to USA for 15 days

Why Do You Need Family Travel Insurance?

Be it a trip abroad or within the country, we all are prone to everyday risks that come along with traveling. Especially when traveling with our family, we must understand their needs and the problems that may affect them while traveling.

For example, if your old parents are accompanying you during a trip, the chances of them needing travel assistance or emergency medical checkup are higher than others. Sometimes, even young children may fall sick because of something they ate; or simply because of an injury while playing during the vacation.

In such cases, a family floater travel insurance plan is extremely useful as it covers not just you but also your dependents. This can be bought at a very minimal cost and go a long way if at all you find yourself in a financial pickle.

Family travel insurance plans cover a lot of things: the policy will pay for any sudden medical expenses while you’re on a trip or for any hotel bookings cancellation that leaves you in a lurch.

Things to Remember Before Buying Family Travel Insurance

If you’re going outside India, most countries abroad require international travel insurance for you and your family. However, many people are quickly realizing the importance of having domestic travel insurance too.

From unfortunate road accidents to loss of a wallet, a family floater pack comes at a small price. Thus, make sure you keep these points in mind before deciding upon a plan:

1. Policy Period

There are a variety of plans available in the market; from single trips to year-long travel plans, you must choose your policy accordingly. Especially in the case of a single-trip plan, you should ascertain the policy duration which can cover for any delays or extra days of your trip if need be.

2. Pre-existing Medical Conditions

Every policy requires that you inform them about any pre-existing ailments before you buy it. Usually, travel plans do not provide coverage benefits for many pre-existing medical conditions unless they are life-threatening. In the case of senior citizens accompanying you, you may need to go for a pre-policy checkup so that they are eligible for the family floater travel plan.

3. Benefits Offered

Make sure that you ask about the policy's exact coverage, along with the maximum number of dependents it will provide benefits to. Not only this, the benefits differ from one policy to another. Some policies may provide you compensation for delayed flights, while some may not. There may also be a limit on some expenses; something you should be aware of.

4. Family Members Covered

Some policies restrict the number of dependents to four, namely the spouse and two minor children. But many travel insurance policies in India provide an additional premium for each extra dependent. There are special plans for old parents so that they too can join you in the fun and travel care-free with everyone!  

5. Deductibles

It is very important to know about all the deductible amounts that come with your policy's various covers. In case of a claim, there's a specified amount that must be paid by you (the insured) before you are reimbursed by the insurer. These limits are predetermined and should be read carefully.

6. Claim Procedure

Most importantly, make sure that you compare different travel insurance plans for families and have a proper idea about their reputation, their claim-settlement ratio as well as the steps and time they require to settle claims. This can be best done by comparing different family travel insurance plans on where you can read about the best plans that you can choose from.

7. Premium Rates

You should stick to your budget and settle for a premium amount that offers you the most benefits. Don't forget that the premium rates will differ with a lot of factors, some of them being:

  • Age of travelers
  • Number of travelers
  • Destination of travel
  • Any preexisting health conditions
  • Duration of travel and many more

8. Optional Add-ons

If at all you feel the family floater plan you’re buying doesn’t meet your expectations, then you should either opt for another plan or supplement it with additional covers that can be bought at some extra premium. These help you customize your plans as per everyone’s needs and sometimes even save you some money!

How to Buy Travel Insurance for Your Family?

There are many ways to buy a family travel insurance plan these days. It can be easily bought online or by visiting the local office of the insurer. The process has been briefly explained below:


You can do so by visiting the official website of Policybazaar Insurance Brokers Private Limited. Alternatively, you can also visit the official website of the insurer you have finalized.

  • Visit the insurer’s official website and go to the ‘Travel Insurance’ section
  • Select the type of plan you need; for eample, if international or domestic family travel insurance plan, etc.
  • Provide important details (name, number of travelers, age, etc.)
  • The premium will be calculated based on the details you fill in
  • Once the summary page is displayed, verify the details and pay for the policy

You can easily make the payment through different means, including net banking, wallets, UPI, etc. depending on your insurer’s facilities.


You can use the branch locator to find the nearest office of the desired insurance provider or through an insurance agent. On visiting the local office, all you need to do is to fill up the proposal form provided and submit it. You can also call the insurer on their toll-free number and request details to proceed further.

What are the Benefits of Family Travel Insurance?

Other than peace of mind and financial safety, these are some of the most common benefits of a family travel insurance plan:

  • Travel-related contingencies like loss of passport and other important travel documents
  • Delay, loss, or theft of baggage
  • Delayed or canceled flights, trains, etc. depending on the policy
  • Any medical emergency that may require urgent treatment
  • Medical evacuation and repatriation back to insured's home in case of demise
  • Additional expenses due to sudden cancellations or delay
  • Travel assistance in case of senior citizens or other emergencies
  • 24X7 assistance worldwide
  • The facility of cashless and paperless reimbursements

Other than these, there are a plethora of optional covers that are offered by different insurers. Some of them include home burglary insurance, emergency cash allowance, personal liability, hijack allowance, and many more.

To Conclude,

Traveling should be a relaxing and happy experience. It’s an important part of any family and must be treated so. Make sure you buy the best family travel insurance plan before heading out for your next vacation!

You May Also Want to Know About

Best Travel Insurance Policies in India

Best Travel Insurance Policies in India

Best Travel Insurance Policies in India When finding the best travel insurance plan, you’ll get a long list of travel insurance policies online. Even if you ask any expert to name the best, you will probably get an answer that would be non-committ...
Best Student Travel Insurance Plans in India

Best Student Travel Insurance Plans in India

Best Student Travel Insurance Plans in India Do you plan to travel abroad for higher studies? Then you must already know about high airfares and other expenses that you may face there. With student travel insurance, studying abroad can be stress-fr...
Benefits of Buying a Travel Insurance Plan for Your Next Holiday

Benefits of Buying a Travel Insurance Plan for Your Next Holiday

Benefits of Buying a Travel Insurance Plan for Your Next Holiday Most of us love to travel. Exploring new lands and new cultures is always exciting. However, it does not take much time for a straightforward mishap to turn your entire trip’s fun i...
Domestic Travel Insurance Coverage & Benefits

Domestic Travel Insurance Coverage & Benefits

Domestic Travel Insurance Coverage & Benefits Numerous insurance companies are providing travel insurance for journeys within India. But do you think of buying travel insurance in India as a compulsion or necessity? Read on to know how is it ad...
10 Best Travel Insurance Plans for Your New Year Travel

10 Best Travel Insurance Plans for Your New Year Travel

10 Best Travel Insurance Plans for Your New Year Travel Travel insurance can be taken for an international travel as well as domestic travel. Overseas medical and travel insurance can cover your medical expenses, personal accident. Read more ...
View Plans