How to Buy a Single Trip Travel Insurance Policy Online in India?

How Does Single Trip Travel Insurance Work?

As the name suggests, single trip insurance works for an entire single trip from the moment you leave India until you are back home. These are perfect for people who don’t travel that frequently but want to assure financial and mental security while they’re away from home.

Single trip insurance can be bought for both domestic and international trips. The coverage benefits can range from simple medical benefits like an emergency hospitalisation, and medical evacuation to much more comprehensive benefits like trip curtailment, home burglary insurance, escort of a minor child, emergency cash advance, and many more.

Depending on the insurer or the type of policy, these benefits are applicable for the total trip duration. You will be required to provide the trip details like the date of departure and arrival, number of travellers, location etc.

In case of an emergency, you can reach out to your insurer’s customer care or helpline for help. Most of them have a 24X7 helpline to assist their customers in case they are in trouble while travelling.

Why Do I Need Travel Insurance?

Travelling comes with a lot of experiences - good and bad. If you want to ensure that things always go your way while on a trip, there’s nothing better than insuring your trip with a travel insurance policy.

The smallest improbabilities like weather changes, wrong food or unfamiliar rules can land you in big trouble. Falling sick, missing a connecting flight or getting conned isn’t unheard of while on vacation abroad.

You need trip insurance to make sure you’re well prepared for these issues that can otherwise cost you a lot of money in a foreign country. Especially if you end up needing medical care in an expensive country, it can rack up a long bill.

How Can I Buy Single Trip Insurance for a Vacation Abroad?

You can buy single-trip travel insurance for your upcoming vacation either online or offline. Depending on your preferences, you can easily buy travel insurance online at Policybazaar.com by following these steps: 

Step 1: Go to policybazaar.com

Step 2: Click on 'Insurance Products' located at the top of the website

Step 3: Look for 'Other Insurance' and click on 'Travel Insurance' listed under the category

Step 4: A form will appear. Enter the destination you're planning to visit.

Step 5: Select the trip dates you're planning to visit the country 

Step 6: Enter the number of people travelling with you

Step 7: Enter the age of individual travellers

Step 8: Select if any traveller has any pre-existing medical conditions

Step 9: Enter your mobile number to view travel insurance plans available for your journey

Step 10: A list of plans will appear. You can use different filters according to the sum insured, type of visa you're going on, insurer, and many more.

Step 11: Click on the 'buy now' button and fill in the form to buy that policy.

Once the payment is complete, you will soon be provided with the policy details on your official email ID. In case of any doubt, you can always reach out to customer care.

Who Can sBuy Single Trip Insurance?

Most infrequent travellers end up buying single-trip insurance plans only. As the name suggests, this type of insurance policy is only valid for a single trip. If you're new to travel insurance, this may help you know if you need single trip insurance or not:

• If you don't travel abroad more than once a year
• If you're a businessperson and don't have time to buy customised travel insurance plans before every trip
• If you're a senior traveller and can't find affordable annual trip insurance plans

Finally, anyone who wants to guarantee a good time abroad must buy international travel insurance before their trip. With benefits like trip cancellation, coverage for lost passport, medical expenses coverage, personal liability, personal accident, lost luggage and a lot more.

When Should I Start My Single-trip Travel Insurance?

To make the most of your single-trip travel insurance, make sure to buy it as soon as you’ve completed your bookings. These include flight tickets and hotel advance payments. 

Since most travel insurance companies in India offer several flight-related and stay-related benefits with single-trip insurance policies, you can avail of benefits like flight delay, trip cancellation, flight cancellation etc. even before you leave India for your destination.

As soon as you’re done with pre-paid bookings, your trip insurance plan will protect you in case of unforeseen situations like strikes, natural disasters, emergencies etc. that may force you to cancel your trip. You can also be reimbursed for several non-refundable expenses that you may incur due to your cancelled trip.

Finally, you can only buy trip insurance before you leave India for your vacation. All single-trip insurance plans protect you from the moment you leave India, throughout your stay abroad and end when you return to India. You can’t buy travel insurance after leaving for vacation.

Wrapping it Up,

Single trip travel insurance plans are among the most popular options among people who go abroad only once a year or two. It is a perfect safeguard for them as well as their loved ones to ensure that everything is taken care of in case of an emergency. With more and more countries mandating or suggesting travel health insurance for visitors, it is always a reasonable investment to avoid any extra expenses.