HDFC Ergo Third Party Car Insurance

Benefits of HDFC Ergo Third-Party Car Insurance

Here are the benefits of an HDFC Ergo third-party motor insurance policy:

• Fulfills Legal Mandate: With an HDFC third party four-wheeler insurance policy, you can fulfil the legal mandate of having a valid car insurance policy.
• Financial Coverage: Financial coverage is another benefit of having an HDFC Ergo TP insurance policy. Compensation will be offered if your car meets with a third party accident.
• Less Premium: The premium of this insurance policy is also very affordable, as the IRDAI already defines it.
• Personal Accident Cover: With third-party insurance for the car, you can also purchase a personal accident cover for the owner/driver of the insured vehicle.

Coverage Under HDFC Ergo Third Party Car Insurance

The inclusions and exclusions offered under an HDFC Ergo third-party policy include the following:

Inclusions

• Death of the third person caused due to the insured car is covered under the third party insurance.
• Property or vehicle damage of the third party
• Bodily injuries or disability of the third person caused due to the insured vehicle.
• Personal accident cover to the owner or driver of the insured four-wheeler

Exclusions

• Own damage sustained by the insured car in any unforeseen incident. These include manmade acts, natural calamities, fire, theft, etc.
• Driving under the influence of alcohol or drugs
• Additional covers offered under the comprehensive plan are not included
• Mechanical or electrical breakdown of the insured car are not covered under the third-party car policy

How to Purchase an HDFC Ergo Third-Party Car Insurance Policy?

An HDFC Ergo third party four-wheeler insurance policy can be purchased quickly from Policybazaar.com by following these steps:

• Select the “Car Insurance” option from the homepage
• Enter your car number. If you don’t have a car number, select “Brand New Car” or “Proceed without a car number”
• From the list, choose your car’s RTO, make, model, variant, fuel type
• Select the registration year of your four-wheeler
• Fill in the registration form
• From the given motor insurance plans, select HDFC Ergo third-party plan
• Pay the premium via the online payment mode
• Once you have paid the premium, your HDFC Ergo third party policy will be issued.

Documents Required to Raise an HDFC Ergo Third-Party Car Insurance Claim

To successfully raise a third party claim with HDFC Ergo General Insurance Company, make sure to submit these documents:

• Copy of third party car insurance documents
• Duly filled and signed claim form
• Copy of driving license of the driver
• Copy of car's registration certificate
• Copy of Police FIR