Chola MS Car Insurance Claim

Get Car Insurance starting at only ₹2,094/year #
Car Insurance

With over 4,000 network garages, Chola MS offers a hassle-free car insurance claim settlement process to its policyholders. For the year 2022-23, the Cholamandalam car insurance claim settlement ratio was 96%. The insurance company's claim procedure online has been made simple with Chola MS claim intimation through live video streams.

Read more

  • 8300 Cashless garages

  • Claim assured certificate
  • 96% Claim settlement ratio

Car Insurance

#TP price for less than 1000 CC cars. All savings are provided by insurers as per IRDAI approved insurance plan. Standard T&C apply.

Get Car Insurance starting at only ₹2,094/year #
Looking for Car Insurance?
    Other models
    Other variants
    Select your variant
    View all variants
      Full Name
      Mobile No.
      We don’t spam
      View Prices
      Please wait..
      By clicking on “View Prices”, you agree to our Privacy Policy & Terms of Use
      Get Updates on WhatsApp
      Select Make
      Select Model
      Fuel Type
      Select variant
      Registration year
      Registration month
      Save & update
      Please wait..
      Search with another car number?

      We have found best plans for you!! Our advisor will get in touch with you soon.

      Documents Required for Chola MS Car Insurance Claim

      The following documents have to be kept in hand to raise a Cholamandalam car insurance claim:

      1. Chola MS motor claim form signed duly by the insurer
      2. Driving licence (a copy or two)
      3. Copy of RC of the insured car
      4. Chola MS car insurance policy papers
      5. Police FIR (in case of death, theft and third party claims )
      6. Repair invoice(original copy only)
      7. Bills of repair

      Types of Chola MS Claim Settlement Process

      Chola MS General Insurance Company provides its policyholders with two types of car insurance claim settlement processes. Read below to understand about cashless and reimbursement claim process:

      1. Cashless Claim Settlement

        Under a cashless claim settlement offered by the insurer, you are not required to pay the claim amount from your pocket. This type of claim is cashless and settled by the insurer only. All you need to do is get your car repaired in one of the network garages of the insurer to get cashless repairs. Any repair done outside of the authorised garage will not come under Chola MS cashless claim settlement.

      2. Reimbursement Claim Settlement

        Reimbursement claims settlement comes into the picture when you get your car repaired in a garage other than the network garage of the insurer. In such cases, you are required to pay the repair amount to the non-network garage, which gets reimbursed by the insurer after verifying the repair bills.

      How to File Chola MS Car Insurance Claim?

      A Chola MS car insurance claim can be raised by following these steps:

      Accidental Claims

      • Chola MS Claim Intimation: Call the insurer on their toll-free number or file your claim from their website.
      • Damage Assessment: A surveyor will be sent to the accident spot to inspect the damages sustained by your four-wheeler.
      • Documents Verification: Submit the mandatory claim documents for verification.
      • Claim Settlement: Send the car to the network garage for repair. Once the repairs are complete, the insurer will settle the claim. In case of reimbursement claims, the claim amount will be paid to you after the repairs.

      Alternatively, if you have purchased a Chola MS car insurance policy from Policybazaar, you can easily contact our toll-free number 1800-258-5881 for hassle-free claim assistance.

      Third-Party Claims

      • If your four-wheeler has caused damages to a third party property or third person, the first thing to do would be to file a Police FIR for the same. After the FIR, inform the insurance company about the accident.
      • The insurer will forward the case to the Motor Accident Claims Tribunal Court for the final verdict.
      • The court will now decide the amount of compensation paid to the third party. The insurer, after the verdict, will settle your claim with the third party.
      • The third-party claim process will be the same if your car has sustained damages or you have sustained injuries in a third-party accident.


      Find similar car insurance quotes by body type

      Hatchback Sedan SUV MUV
       Why buy from policybazaar

      Car insurance articles

      Recent Articles
      Popular Articles
      IDV in Car Insurance

      22 Feb 2024

      In layman's terms, the IDV full form is the Insured Declared Value
      Read more
      Must-Have Car Insurance Addons for Brand New Cars

      31 Jan 2024

      Investing in a full-coverage car insurance policy is essential for
      Read more
      No Claim Bonus (NCB) in Car Insurance

      29 Jan 2024

      No Claim Bonus (NCB) is a reward given by an insurer to a
      Read more
      How to Choose the Right Car Insurance for Your First Car?

      17 Jan 2024

      Buying their first car is no less than a milestone unlocked for
      Read more
      Things To Know Before Purchasing Sedan Car Insurance

      12 Dec 2023

      The type of four-wheeler you purchase also impacts its insurance
      Read more
      Check Vehicle or Car Insurance Status/Validity Online
      It doesn’t matter if you are an excellent driver or take your car out only once in a few months; your car must be
      Read more
      Getting Your Duplicate Car Insurance Policy is Easy-Here’s How!
      Losing your car insurance documents can be daunting. In such a state of affairs, the first thing that comes to your
      Read more
      Find Car Insurance Details By Registration Number
      Sometimes, you may face situations when you need car insurance or vehicle owner details but cannot readily access
      Read more
      How to Transfer Car Insurance Policy?
      An integral part of selling a car for both the buyer and the seller is ensuring a successful car insurance transfer
      Read more
      Comprehensive Insurance Vs Third Party Insurance
      Comprehensive car insurance offers protection to the insured car against third-party liabilities and own damages due
      Read more

      View Plans
      Download the Policybazaar app
      to manage all your insurance needs.