Comprehensive Car Insurance provides full insurance against any unpredictable event. Below are some of the benefits of Kotak Mahindra Comprehensive Car Insurance.
Comprehensive insurance, collision insurance, and liability insurance are significant components of any car insurance covered in Kotak Mahindra Comprehensive Car Insurance.
Below is the claim reimbursement process of Kotak Mahindra Car Insurance.
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Ans: Normal wear and tear and general vehicle aging, depreciation or any such losses, Mechanical or electrical breakdown, Any contractual liability, damage to or by a person driving under the influence of drugs or liquor, damage to or by a person driving without a valid driving license are some of the cases where Kotak Mahindra Comprehensive Car Insurance will not be covered.
Ans: Yes, Kotak Mahindra Comprehensive Car Insurance protects from natural disasters. Although before buying an insurance policy.
Ans: Yes, comprehensive insurance covers damages caused due to collisions.
Ans: It varies from insurer to insurer and based on accident, but in general, the insurer takes around 45 days to settle the claim. However, the process can be sped up with some preparation and fulfilling all the requirements on time.
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Having third-party car insurance is mandatory as per the motorInsurance
*Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.
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