Popular models

Other models

All Variants
Manual
Automatic

Popular variants

Other variants

We don’t spam

View Prices

By clicking on “View Prices”, you agree to our Privacy Policy & Terms of Use

Get Updates on WhatsApp

Zurich Kotak Comprehensive Car Insurance

Zurich Kotak (formerly known as Kotak Mahindra) Comprehensive Car Insurance covers the insured car against accident, loss due to theft, fire, or other reasons. Comprehensive car insurance is the perfect policy for those who care for their vehicle. The premium of this policy consists of both third-party premium and own damage (OD) premium.

Benefits of Zurich Kotak Comprehensive Car Insurance

A Zurich Kotak comprehensive car insurance policy provides full insurance against any unpredictable event. Below are some of the benefits of Zurich Kotak comprehensive car insurance.

Cashless Services: Under a comprehensive car insurance policy, the insurer provides cashless service across a vast network of authorized garages.
Own Damage to Vehicle: Comprehensive coverage protects against theft, natural disasters, or anything that is beyond human control.
Additional Covers: Comprehensive car insurance provides optional car insurance add-ons like roadside assistance, Zero depreciation cover, loss of personal belongings, and many more.
Third-Party Cover: Policyholders can get financial security in case of third-party liabilities arising from an accident.

Explore More Under Zurich Kotak

Coverage Under Zurich Kotak Comprehensive Car Insurance

What is Covered?
What is not Covered?

Third-Party death, bodily injury or property damage are covered
In transit, damages to the insured car
Manmade acts like strikes, riots, causing damages to the insured vehicle
Earthquakes, cyclones or other natural calamities leading to damages to the insured car
Partial or total loss of the insured car due to theft
Damages to the insured car if it catches fire or explodes

Damages to the insured car when driven without a valid driving license
Accidental damages arising out of drunk driving are not covered
Losses to the insured vehicle when driven outside the specified geographical area
Contractual liabilities of the owner/driver of the motor car
Damages to the insured car due to nuclear or civil war are also not covered

Add-ons Under Zurich Kotak Comprehensive Car Insurance

The following additional covers are offered under Zurich Kotak comprehensive car policy:

Roadside Assistance Cover
Nil Depreciation Cover
Consumables Cover
Personal Belongings Cover
Engine Protect Cover
NCB Protect Cover

Explore add-ons for your car insurance

Plans starting from @ ₹2,094/year^*

Car Insurance

Zero Depreciation Car Insurance

Car Insurance

Compulsory Personal Accident Cover

Car Insurance

Bumper to Bumper Insurance

Car Insurance

NCB Protector Add-On Cover

Car Insurance

Bundled Policy

Car Insurance

Roadside Assistance Cover

Car Insurance

Return to Invoice (RTI) in Car Insurance

Car Insurance

Engine Protection Cover

Car Insurance

Personal Possessions Cover

Car Insurance

Voluntary Deductible in Car Insurance

Car Insurance

Key Replacement Cover

Car Insurance

Daily Allowance Cover

Car Insurance

Tyre Protector Cover

Car Insurance

Rim Damage Cover

Car Insurance

Car Accessories Cover

How to Purchase a Zurich Kotak (formerly known as Kotak Mahindra) Comprehensive Car Insurance Policy?

To purchase a Zurich Kotak car insurance policy online from Policybazaar.com, a policyholder can follow these simple steps:

From the website’s homepage, select the “Car Insurance” tab
On the given form, enter the car number or select the “Brand New Car” option
Select your car details, such as make, model, variant, RTO and registration year
Fill in the given registration form and proceed with viewing plans
From the given car insurance plans, choose Zurich Kotak comprehensive plan
Select additional covers that you wish to include in the plan
Pay the premium amount and purchase your policy
Once the payment is complete, your car insurance policy will be mailed to you instantly.

Documents Required to Raise a Zurich Kotak Comprehensive Car Insurance Claim

The following documents are required to raise a Zurich Kotak comprehensive motor insurance claim:

Zurich Kotak car insurance claim form
Car insurance policy document
Copy of vehicle Registration Certificate
Copy of Police FIR for theft and third-party cases
Repair bills
Estimates of repair

Zurich Kotak Comprehensive Car Insurance FAQs:

Q1. What is not covered under Zurich Kotak Comprehensive Car Insurance?

Ans: Normal wear and tear and general vehicle ageing, depreciation or any such losses, Mechanical or electrical breakdown, Any contractual liability, damage to or by a person driving under the influence of drugs or liquor, damage to or by a person driving without a valid driving license are some of the cases where Zurich Kotak comprehensive car insurance will not be covered.
Q2. Does comprehensive car insurance cover damages caused due to natural disasters?

Ans: Yes, Zurich Kotak comprehensive car insurance protects from damages arising out of natural disasters such as earthquakes, cyclones, hurricanes, etc.
Q3. Does comprehensive insurance cover accidents caused due to collisions?

Ans: Yes, comprehensive insurance covers damages caused due to collisions.
Q4. How long does it take to settle a comprehensive car insurance claim?

Ans: It varies from insurer to insurer and based on accident, but generally, the insurer takes around 45 days to settle the claim. However, the process can be sped up with some preparation and fulfilling all the requirements on time.

Explore More Under Car Insurance

Car Comprehensive Insurers

Bajaj Comprehensive Car Insurance

Chola MS Comprehensive Car Insurance

Digit Comprehensive Car Insurance

Future Generali Comprehensive Car Insurance

HDFC Ergo Comprehensive Car Insurance

ICICI Lombard Comprehensive Car Insurance

IFFCO Tokio Comprehensive Car Insurance

IndusInd Comprehensive Car Insurance Policy

Expand

Car insurance companies

Bajaj Car Insurance

Chola MS Car Insurance

Digit Car Insurance

Future Generali Car Insurance

HDFC Ergo Car Insurance

ICICI Lombard Car Insurance

IFFCO Tokio Car Insurance

IndusInd General Car Insurance

Liberty Car Insurance

Magma Car Insurance

National Car Insurance

New India Assurance Car Insurance

Oriental Car Insurance

Raheja QBE Car Insurance

Royal Sundaram Car Insurance

SBI Car Insurance

Shriram Car Insurance

Tata AIG Car Insurance

United India Car Insurance

Universal Sompo Car Insurance

ZUNO Car Insurance

Zurich Kotak Car Insurance

View more insurers

Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in