Travel Insurance for China

China is a popular country located in eastern Asia. Also referred to as the People’s Republic of China, it is infamous for being the most populous country in the world. It is well-known for its architecture, temples, ancient civilization and silk.

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    China Overview

    China is one of the most visited countries in the world. As per United National World Tourism Organisation, about 62.9 million people visited China in 2019. Foreigners get fascinated by architectural marvels like the Great Wall of China.

    Besides exploring the world’s oldest civilization, they also love devouring authentic Chinese cuisine during their stay in China. Moreover, people also visit China for business purposes as well as to pursue higher education.

    A visit to China can acquaint you with the old world charm. But even the most perfectly planned trip can go haywire if unforeseen adversity occurs during your trip. What if you get injured while exploring the different rivers in China? Or lose your passport after your bag has been stolen from you? These adversities do not come with a warning and the only way to prevent them from ruining your trip is by covering it with travel insurance for China.

    Although carrying travel insurance for China is not compulsory for Indian travellers, you must cover your trip with it to avoid suffering from any financial losses.

    Fast Facts about China

    Capital

    Beijing

    Government

    Communist state

    People

    93% Chinese Han, 7% Ethnic minorities

    Religion

    Agnostic 31.8%, Chinese folk-religionist 30.8%, Buddhist 16.6%, Christian 7.4%, Atheist 6.8%, Ethnic religionist 4.2%, Muslim 1.8%, Daoist 0.4%, Others  0.2%

    Population

    1.4 billion

    Climate

    A mix of temperate and subtropical climate


    Entry Essentials to China

    Every Indian citizen needs a valid China visa to enter and stay in China. No matter the purpose of your travel, you must obtain a China visa for Indians to get an official entry into China. It is essential to obtain a China visa before you commence your trip to this Asian country as the visa will not be issued on your arrival in China. 

    China visa for Indians is granted by the Embassy of China in India.

    Types of China Visa for Indians

    The Embassy of China offers twelve types of China visa for Indians. Take a look at them below:

    • Tourist Visa (L Visa)
    • Visiting Visa (S Visa)
    • Business Visa (F Visa)
    • Transit Visa (G Visa)
    • Employment Visa (Z Visa)
    • Student Visa (X Visa)
    • Commerce & Trade Visa (M Visa)
    • Journalist Visa (J Visa)
    • Crew Visa (C Visa)
    • Talent Visa (R Visa)
    • Family Reunion Visa (Q Visa)
    • Residence Visa (D Visa)

    A Tourist ‘L’ visa is granted to Indian citizens who want to visit China for tourism while the Visiting ‘S’ visa is issued to people who want to visit their family members/ friends staying in China. The Business ‘F’ visa is granted to people who have been invited to China for a business meeting or to attend a conference, sports meeting or art performance.

    The Transit ‘G’ visa is issued to people who have a layover in China while travelling to another country. The Employment ‘Z’ visa is granted to Indians who are travelling to  work in China while the Student ‘X’ visa is granted to people travelling to China for studying.

    A Commerce & Trade ‘M’ visa is granted to Indian nationals who have been invited to China for commerce and trade activities. The Journalist ‘J’ visa is granted to a journalist or media personnel travelling to China to work with a media house or to cover a news/event. Similarly, the Crew ‘C’ visa is granted to Indians who need to travel to China as crew members of an airline, train or ship and to their accompanying family members. 

    The Talent ‘R’ visa is issued to highly skilled and talented Indian citizens who are urgently required in China. The Family Reunion ‘Q’ visa is issued to people who want to travel to reunite with family members staying in China, visit a relative who is a permanent resident of China or for foster care. The Residence ‘D’ visa is granted to Indians who are going to stay permanently in China.

    Documents Required for China Visa

    While applying for China visa for Indians, you must submit the following documents:

    Documents for Tourist ‘L’ Visa:

    • A valid passport with at least two blank pages and six months of validity
    • Copy of passport’s data page and photo page
    • China visa application form
    • Two recent photograph
    • Documents to show travel itinerary
    • Proof of accommodation in China
    • Confirmed booking of return flight ticket
    • Personal cover letter stating details of your trip
    • Proof of financial capability to afford the trip, such as bank statement
    • Letter from your employer/ educational institution where you are working/studying

    Documents for Visiting ‘S’ Visa:

    • A valid passport with at least two blank pages and six months of validity
    • Copy of passport’s data page and photo page
    • China visa application form
    • Two recent photograph
    • Invitation letter from the family member/friend staying in China
    • Copy of inviter’s passport
    • Proof of relationship with the person you are visiting in China, such as birth certificate, marriage certificate, etc.
    • Confirmed booking of return flight ticket
    • Copy of documents submitted by the family member applying for X-1 visa or Z visa (If accompanying applicants of student or employment visa)
    • Notarized document proving the relationship with the applicant of X-1 visa or Z visa (If accompanying applicants of student or employment visa)

    Documents for Business ‘F’ Visa:

    • A valid passport with at least two blank pages and six months of validity
    • Copy of passport’s data page and photo page
    • China visa application form
    • Two recent photograph
    • Invitation letter from the company/organization in China
    • Cover letter from your employer/office stating the purpose of the visit
    • Visa notification letter from relevant Chinese authorities
    • Confirmed booking of return flight ticket
    • Proof of accommodation in China

    Documents for Transit ‘G’ Visa:

      • A valid passport with at least two blank pages and six months of validity
      • Copy of passport’s data page and photo page
      • China visa application form
      • Two recent photograph
      • Visa for the destination country
      • Confirmed booking of return flight ticket
      • Cover letter from your employer/office

    Documents for Employment ‘Z’ Visa:

    • A valid passport with at least two blank pages and six months of validity
      • Copy of passport’s data page and photo page
      • China visa application form
      • Two recent photograph
    • Alien Employment License or Foreign Specialist License from the relevant authorities in China
    • Visa notification letter from relevant Chinese authorities
    • Cover letter stating the purpose of your stay
    • Physical Examination Record for Foreigner issued by a government hospital in India 

    Documents for Student ‘X’ Visa:

    • A valid passport with at least two blank pages and six months of validity
      • Copy of passport’s data page and photo page
      • China visa application form
      • Two recent photograph
    • Admission notice issued by the university in China
    • Visa application for study in China issued by Chinese authorities (in case of X-1 visa)
    • Cover letter from your recently graduated school/college or yourself
    • Physical Examination Record for Foreigner issued by a government hospital in India (in case of X-1 visa)

    Documents for Commerce & Trade ‘M’ Visa:

      • A valid passport with at least two blank pages and six months of validity
      • Copy of passport’s data page and photo page
      • China visa application form
    • Two recent photograph
    • Invitation letter from the trade partner in China or trade fair
    • Detailed trip itinerary
    • Details of the inviter in China

    Documents for Journalist ‘J’ Visa:

      • A valid passport with at least two blank pages and six months of validity
      • Copy of passport’s data page and photo page
      • China visa application form
    • Two recent photograph
    • Letter by your media office 
    • Visa notification letter from relevant Chinese authorities (in case of a J-2 visa)

    Documents for Crew ‘C’ Visa:

      • A valid passport with at least two blank pages and six months of validity
      • Copy of passport’s data page and photo page
      • China visa application form
    • Two recent photograph
    • Letter of Guarantee issued by your employer
    • Invitation letter from the relevant transport company in China

    Documents for Talent ‘R’ Visa:

    • A valid passport with at least two blank pages and six months of validity
    • Copy of passport’s data page and photo page
    • China visa application form
    • Two recent photograph
    • Relevant professional certificates proving your high-level talent

    Documents for Family Reunion ‘Q’ Visa:

      • A valid passport with at least two blank pages and six months of validity
      • Copy of passport’s data page and photo page
      • China visa application form
    • Two recent photograph
    • Invitation letter from the family member who is a Chinese citizen/ permanent resident of China 

    Documents for Residence ‘D’ Visa:

    • A valid passport with at least two blank pages and six months of validity
    • Copy of passport’s data page and photo page
    • China visa application form
    • Two recent photograph
    • Confirmation form for Alien Permanent Residence Status issued by the relevant authority in China
    • Copy of Chinese ID/passport/Chinese permanent residence permits of the inviter
    • Proof of relationship with the person you are joining in China, such as birth certificate, marriage certificate, etc.
    • Copy of biological parents or guardian’s passport (if travelling for foster care)
    • Notarized Foster Care Power of Attorney or Foster entrusted notarization issued by relevant authorities in China (if travelling for foster care)
    • Letter from the trustee in China agreeing for foster care (if travelling for foster care)
    • Copy of certificate proving that either or both parents were Chinese citizens (if travelling for foster care)
    • Documents to show travel itinerary (if visiting a relative who is a Chinese citizen)
    • Proof of accommodation in China (if visiting a relative who is a Chinese citizen)
    • Confirmed booking of the return flight ticket (if visiting a relative who is a Chinese citizen)
    • Personal cover letter stating details of your trip (if visiting a relative who is a Chinese citizen)
    • Proof of financial capability to afford the trip, such as bank statement (if visiting a relative who is a Chinese citizen)
    • Letter from your employer/ educational institution where you are working/studying (if visiting a relative who is a Chinese citizen)

    China Visa Procedure

    All applicants of China visa for Indians must apply at the Chinese Visa Application Service Centre (CVASC), except for J visa applicants who should apply to the Press section of the Chinese Embassy/Consulate directly. Moreover, applicants from the states of Maharashtra, Karnataka, West Bengal, Bihar, Chhattisgarh, Odisha and Jharkhand must apply directly with the Consulate holding jurisdiction over their state. 

    To apply for a China visa for Indians at the visa application centre, follow the steps given below: 

    • Visit the official website of the Chinese Visa Application Service Centre
    • Go to the ‘Quick Access’ option under ‘How to get a visa’ tab and click on ‘Visa’
    • Under ‘China Visa Applicant’ section, select ‘New Application Form’
    • Agree to all the terms and conditions and start a new application
    • Enter all the requested details in the form and then download it
    • Schedule an appointment by selecting ‘Appointment (Application)’ under the ‘Appointment’ section
    • Visit the visa application centre on the day of the appointment and submit the documents
    • Pay the visa fees
    • Collect your pick-up form

    If your visa application has been accepted and your China visa has been granted, you can collect your passport by presenting your pick-up form.

    In case of a query, you can get in touch with the Embassy/ Consulates of China in India using the following information:

    Embassy/Consulate

    Working Hours

    Contact Number

    Address

    Embassy of the People’s Republic of China, New Delhi

    Monday to Friday - 9 am to 5:30 pm

    Lunch - 12:30 to 3 pm

    +91 11 2467 9299 

    50D, Shantipath, Chanakyapuri, New Delhi - 110 021

    Consulate General of China, Mumbai

    Monday to Friday - 10 am to 6 pm

    +91 22 5632 4303/04/05/06

    Hoechst House, 9th Floor, 193 Backbay Reclamation, Nariman Point, Mumbai, Maharashtra - 400 021

    Consulate General of China, Kolkata

    Monday to Friday - 9:30 am to 5 pm

    +91 33 4004 5200

    EC-72, Sector 1, Salt Lake City, Kolkata, West Bengal - 700 064

    China Travel Insurance

    China is a must-visit for people from across the globe who love to explore ancient culture. But this most populated country comes with its own share of dangers that you must be well-prepared to deal with in advance. For instance, you may get sick due to your hectic schedule or your wallet may get picked. Moreover, you are also at the risk of facing flight-related and trip-related adversities. 

    If you end facing such adversities during your China trip, it could lead to major financial losses. Getting sick in China may result in huge medical expenses that may impact your trip budget. Losing your wallet may result in losing money that will again upset your trip budget. Moreover, trip-related or flight-related adversities can also lead to monetary losses.

    However, you can prevent yourself from incurring financial losses during your China trip by covering it under travel insurance for China. A travel insurance policy for China covers you against any emergencies faced during your China trip that may lead to monetary losses. It ensures that your travel insurance company pays for any expenses or losses incurred during your trip to China.

    Most travel insurance for China plans provide coverage for contingencies, such as medical emergencies, trip delays, passport loss, medical evacuation, flight delays, trip cancellation & curtailment, baggage loss, personal liability, repatriation of mortal remains, missed connection flight, etc.

    As per the current guidelines, buying travel insurance for China is not compulsory. Nonetheless, you are advised to buy travel insurance for your China trip so that no unforeseen adversities can spoil your travel plans.

    At the time of buying travel insurance for your China trip, you can either go for a customized trip or opt for one of the following plans:

    • International Travel Insurance
    • Asia Travel Insurance
    • Student Travel Insurance
    • Corporate Travel Insurance
    • Multi-Trip Travel Insurance
    • Family Travel Insurance
    • Group Travel Insurance

    Best Time to Visit China

    China can be visited throughout the year but the spring and the autumn season is considered the best time to visit the country. The summers in China are hot and humid making the weather unpleasant. Similarly, winters in China are freezing cold, which can make exploring different regions a difficult job. On the other hand, the spring and the autumn season is warm and dry making it ideal for sightseeing.

    Hence, the months of April and May i.e. the spring season and the September to October i.e. the autumn season is the best time to visit China.

    Transportation in China

    The transportation network in China is well-established. Take a look at the various modes of transportation that you can use in China:

      • Air - Flights are the most convenient and fastest way of travelling into China. Several international airports are spread across the country. You can also use domestic flights to travel from one corner of the country to another.
    • Train - China has the world’s longest high-speed rail network that can help you reach different corners. These trains are fast, reliable, comfortable, safe and environment friendly. You can also find other kinds of trains in China, such as bullet trains, K trains, etc. Besides, you can enjoy the spectacular view from the window throughout your journey.
      • Bus - Travelling by bus is an economical way of commuting in China. You can easily find long-distance buses to travel to remote places as well as buses to travel within cities. You are advised to buy the bus tickets in advance to avoid any last-minute problems.
      • Car -  While in China, you can also hire a car with a private driver to travel to different places. It is a convenient form of transportation as you can travel at your own pace. 
    • Cruise/ Boats - China has several rivers where cruise/ passenger boat service is available. It is extremely popular in areas where road access is a little difficult. You can enjoy the beautiful scenery while travelling to different places on a cruise.
    • Metro - Metro is a great way of exploring  major Chinese cities. As many as 25 cities in China have metro services, which are not only economical but also fast. It is the best way to travel short distances while avoiding traffic.
    • Taxi - Taxi is another popular mode of transportation in big cities. The taxis are fitted with a meter and are not expensive at all. You can easily find a taxi in China no matter the time.

    International Airports in China

    Airport

    City

    Beijing Capital International Airport

    Beijing

    Shanghai Pudong International Airport

    Shanghai

    Guangzhou Biyun International Airport

    Guangzhou

    Chengdu Shuangliu International Airport

    Chengdu

    Shenzhen Bao’an International Airport

    Shenzhen

    Kunming Changshui International Airport

    Kunming

    Xi’an Xianyang International Airport

    Xi’an

    Shanghai Hongqiao International Airport

    Shanghai

    Chongqing Jiangbei International Airport

    Chongqing

    Hangzhou Xiaoshan International Airport

    Hangzhou


    China Weather

    China experiences a mix of subtropical and temperate climates. Even so, the country witnesses the following four distinct seasons in a year:

    • Spring: April and May
    • Summer: June to August
    • Autumn: September and October
    • Winter: November to March

    January is the coldest month in China where the temperatures go below zero (0) degrees Celcius. On the other hand, July is the hottest time of the year in China with the temperature going as high as 40 degrees Celcius. 

    South and East China experience rains during the summer season, which makes the weather humid. Northern China is extremely hot during the summer season and is covered in a blanket of snow during the winter season. Winters are warmer in Tibet but extremely cold in Harbin.

    Make sure to cover your trip with travel insurance for China to comfortably handle any medical emergencies due to extreme weather conditions.

    Top Tourist Spots in China

    China comes with a wide range of tourist spots for foreigners to explore. Take a look below:

    • The Great Wall of China
    • The Terracotta Army
    • The Forbidden City 
    • Li River
    • West Lake
    • The Bund
    • The Yellow Mountains
    • The Potala Palace
    • Chengdu Panda Research Centre
    • Leshan Giant Buddha
    • Zhangjiajie National Forest Park
    • Jiuzhaigou Valley
    • Temple of Heaven
    • The Magao Caves

    Eating Out in China

    Chinese cuisine is famous across the world. A trip to China in winter is incomplete without enjoying Hotpot, which is a mutton soup-based dish. You just cannot miss gorging on some authentic Chinese dumplings during your trip. You must also try the scrumptious Peking Roasted Duck while staying in China.

    If you love spicy food, you must try the Kung Pao Chicken or diced stir-fried chicken while in Chengdu. You can relish Ma po tofu  or a spicy tofu dish during your stay in the country. Don’t forget to try the different kinds of noodles during your trip. If you are a tea lover, you can try the various kinds of tea available in China. 

    Things to Do in China

    China has a variety of activities to grab the interests of tourists. For starters, you can explore the various tourist spots in the country, such as the Terracotta Army or the Potala Palace. You can climb the Great Wall of China and admire the view. You can also go for a hike at the Yellow Mountains or the floating mountains at the Zhangjiajie National Forest Park.

    You can also go boating at the Liver Li while enjoying the gorgeous view. You can also catch the mesmerizing sunset at the West Lake. If you love animals, you must interact with the adorable pandas at the Chengdu Panda Research Centre. You can also go horse riding in Inner Mongolia or learn Kung Fu at the Shaolin Temple.

    Indian Embassy Information in China

    In case of an emergency during your trip, you can contact the Indian Embassy or consulate in China with the help of the following information:

    Embassy/Consulate

    Working Hours

    Contact Number

    Address

    Embassy of India, Beijing

    Monday to Friday - 8:30 am to 5:30 pm

    +86 10 8531 2500-03

    5, Liang Ma Qiao Bei Jie, Chaoyang District, Beijing - 100 600

    Consulate General of India, Shanghai

    Monday to Friday - 9:30 am to 5:30 pm

    +86 21 6275 8882/85/86

    1008, Shanghai International Trade Centre, 2201 YanAn (West) Road, Shanghai - 200 336

    Consulate General of India, Hong Kong

    Monday to Friday - 9 am to 5:30 pm

    +852 3970 9900

    16/F, United Centre, 95 Queensway, Admiralty, Hong Kong

    Consulate General of India, Guangzhou

    Monday to Friday - 9 am to 5:30 pm

    +86 20 8550 1501-05

    1401-1404, HNA Tower 8, 14th Floor, Linhe Zhong Road, Tianhe District, Guangzhou - 510 610