Travel Insurance for Hong Kong from India

Hong Kong Travel Insurance

Hong Kong is one city that never ceases to amaze its visitors. If you are a foodie then this place has a lot to dig in. It offers nature lovers various options to immerse themselves in nature. For shopaholics, it’s a paradise. A number of rooftop bars and whatnot!

A large number of Indians visit Hong Kong every year for different purposes. However, when coming here, make sure that you are covered by overseas travel insurance for Hong Kong. From accidentally hurting yourself to losing your passport, trip insurance for Hong Kong will keep you safe throughout.

Fast Facts About Hong Kong

Key Benefits of Travel Insurance for Hong Kong

It is important to buy an overseas travel insurance policy while travelling to Hong Kong if you want to enjoy your trip peacefully. Uncalculated expenses due to reasons beyond your control can ruin your entire trip. Some of the best benefits of travel insurance for Hong Kong include:

• All-Risk Coverage- A comprehensive travel insurance for Hong Kong would cover all the major risks that may arise during an international trip such as emergency medical expenses, personal accident expenses, medical evacuation cover, trip cancellation, and theft. There are various add-on benefits that one can opt for.
• Medical Cover and Personal Accident Cover- There are different Hong Kong travel insurance plan options and you can opt for a specific sum assured for overall coverage from such incidents. The coverage also includes medical evacuation and repatriation of remains in case of the worst-case scenario.
• Trip Cancellation/Curtailment Cover- It also covers expenses incurred due to trip cancellation or delay due to specific events that are covered under the Hong Kong travel insurance policy.
• Natural Calamities- Natural disasters like earthquakes, floods, and landslides can impose serious risks. In such cases, a Hong Kong travel insurance policy would offer you immediate help.
• Theft Cover- Travel insurance for Hong Kong also covers theft during a trip. It will also cover house burglary attempts while you are off to Hong Kong, in case your policy offers home burglary insurance optional.
• Global Assistance Round-the-clock- It includes 24*7 global assistance to help you during emergency situations while you’re in Hong Kong.
  While these are the most common benefits, the coverage benefits usually differ from insurer to insurer, as well as the kind of international travel insurance you buy.

Why Do You Need Travel Insurance from India to Hong Kong?

As an international travel destination, Hong Kong has no shortage of attractions. From rich cuisines to enticing bars, it offers a lot of scope for every kind of visitor. Not just for tourism, people come to Hong Kong for higher studies, work and many other reasons.

No matter what your reason is for visiting Hong Kong, make sure to buy international travel insurance before you come here. This will firstly ensure a stress-free trip as well as provide much-needed help in case something doesn't go well here.

Being an expensive country, you can easily overspend or exceed your budget, especially during medical emergencies. Situations like medical emergencies, accidentally losing your passport or getting mugged are some unpleasant scenarios that can happen to anyone, anywhere. With an overseas travel insurance plan, you will be financially covered during such mishaps.

Hong Kong Tourist Places

With no shortage of things to do in Hong Kong, it can get confusing to decide where to go first. When in Hong Kong, these are some of the places that you must keep on your itinerary:

• SAI Kung Peninsula: High Island Reservoir East Dam
• Central District: Peak Tram
• Kowloon: Hong Kong Museum of History
• Lantau: Po Lin Monastery & Big Buddha
• Lai Chi Wo: Sha Tau Kok
• The Peak & Northwest Hong Kong Island
• Man Mo Temple
• Kowloon: Sik Sik Yuen Wong Tai Sin Temple

Before booking for any tour operator or other expenses, make sure to confirm if these are non-refundable or not. Many travel insurance companies in India these days offer coverage for such expenses in case your trip gets cancelled under covered reasons.

Visa Information for Hong Kong

The type of visa you need to enter Hong Kong will depend on the purpose of your visit. Mentioned below are the various types of Hong Kong Visa:

• Work Visa
• Dependent Visa
• Permanent Residency Visa
• Student Visa

Other than these, Hong Kong also offers PAR or Pre-Arrival registration to many foreigners, for which you need to apply in advance.

Entry Information for Indian Citizens Travelling to Hong Kong

If you hold an Indian passport, then you don’t need a visa to visit Hong Kong. There is free entry for Indian passport holders and the passport is valid for a period of 14 days stay in the city.

This is possible thanks to Pre-Arrival registration, which is valid for six months. You can stay in the HKSAR for up to 14 days per visit.

If you are planning to stay in Hong Kong for more than 14 days or your PAR application is not successful, then you can apply for a Hong Kong visa directly with the Hong Kong Immigration Department.

In case of any visa-related queries, you can visit the Indian Consulates or Embassy in Hong Kong and also check their website.

How Can Indians Complete PAR to Visit Hong Kong?

Indian nationals are eligible to visit Hong Kong without a visa if they have successfully completed their Pre-Arrival Registration (PAR) online.

Simply feed the required information, which will be automatically processed by the computer system and you will instantly get the results. The registration is valid for 6 months and you can visit Hong Kong for a span of 14 days for multiple journeys.

If you have planned your visit to Hong Kong, then it is suggested that you apply for PAR 4 to 6 weeks in advance.

Hong Kong Travel: Safety & Precautionary Measures to be Undertaken

While a very safe city, Hong Kong has similar risks just like other countries. For your own safety, keep these in mind:

• Keep emergency numbers for Police and Ambulance handy
• Valuable items including phones, expensive jewellery etc. must be kept safely
• Always follow local norms and laws to avoid conflict with authorities
• Keep your passport safe at all times, keep multiple copies if possible
• If driving in Hong Kong, always stick to main road and park in well-lit areas
• While walking alone, don't wear earphones or in dark areas.
• Follow social distancing norms and take sufficient precautions to avoid getting sick because of COVID.

Lastly, make sure to buy international travel insurance for Hong Kong as soon as you're done booking flights and hotels. This will provide better coverage even if the trip is delayed or cancelled due to unpredictable reasons.

Best Time to Visit Hong Kong

Hong Kong has different weather conditions round the year and during the rainy season, the city is prone to typhoons as well. The city is located in the Subtropical region, which makes it suitable to visit round the year. Spring lasts from March to May and is the ideal time to experience the beautiful weather and to enjoy the Hong Kong beaches.

It is also fun to visit the city during September and November as the skies are clear and low humidity makes it suitable to indulge in Outdoor activities. During mid-November, the city enjoys the Winter Fest and the celebrations continue till New Year’s Day. It is also one of the best times to visit Hong Kong.

International Airports in Hong Kong

Things to Do in Hong Kong

Hong Kong is definitely a paradise for tourists and if you have a Hong Kong travel insurance policy in place, you can enjoy your vacation without any worry. Here are some of the things that you should not miss out on:

• Hong Kong Harbour Night Cruise and Dinner at Victoria Peak
• Madame Tussauds in Hong Kong
• Small-Group Hong Kong Island Food Tour
• Worship at the Man Mo Temple
• Hong Kong Pink Dolphin Watching Cruise
• Shenzhen Sightseeing and Shopping Tour from Hong Kong
• Lantau Enlightenment Afternoon Tour
• Hong Kong Sham Shui Po District Food Tour with Tastings
• Hong Kong Disneyland Admission with MTR Transportation
• LanLantau Island Tour: Cable Car, Giant Buddha, Tai O Boat Ride
• Hong Kong Shore Excursion: Full-Day City Sightseeing Tour
• Hong Kong Travel Pass with MTR, Ngong Ping, Big Buddha Tour
• Skip the Line: Hong Kong Ocean Park Admission

You can call on 999 for an emergency, and the ambulance will take you to the nearest public hospital.

Indian Embassy in Hong Kong

You can contact the Indian Consulate in Hong Kong in case of an emergency situation involving political upheavals, natural calamities, loss of passport and other emergencies.

The emergency hotline for weekends, holidays and emergencies is 9077 1083. However, for non-urgent matters, please contact the embassy in the given manner:

Currency and Foreign Exchange

The currency used in Hong Kong is the Hong Kong Dollar. Here is the latest exchange rate to get an estimate: