If you bought your vehicle on finance, you need to submit RTO Form 35 after paying off the dues. It helps you clear the hypothecation entry on your vehicle's Registration Certificate (RC). Read on to know more about the application process, documents required, and more for a thorough understanding of Form 35.
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Form 35 is the notice to finally terminate the hire purchase/lease/hypothecation of your vehicle RC. It is submitted to the registering authority to inform that the loan on the vehicle has been fully repaid. After verification, the registering authority updates its records and removes the financier's endorsement from the RC.
A duplicate copy of Form 35, endorsed by the registering authority, is sent to the financier. A third copy may be required if the vehicle was originally registered in a different registering authority.
While Form 34 and Form 35 are used to notify the registering authority about the hypothecation of your vehicle, here are the key differences:
| Basis of Comparison | RTO Form 34 | RTO Form 35 |
| Primary Purpose | To apply for making an entry of a Hire-Purchase, Lease, or Hypothecation agreement (adding a loan to the RC). | To apply for the termination/removal of a Hire-Purchase, Lease, or Hypothecation agreement (clearing a loan from the RC). |
| When is it Used? | When a vehicle is purchased with a loan. | After the vehicle loan is fully paid. |
| Components | Details of the vehicle, owner's information, and the financier's name/address. Requires signatures from both the owner and the financier. | Details of the vehicle, the date the agreement ended, and signatures from both the owner and the financier/bank. |
Listed below are the key details that are included in RTO Form 35:
Check out the steps below to download RTO Form 35:
Here is a step-by-step guide to fill out Form 35:
Given below are the documents that you would require at the time of submitting RTO Form 35:
Form 35 is essential for obtaining the complete ownership of your vehicle. Here are some aspects that make it all the more important:
The registering authority may reject the Form 35 application due to the reasons listed below:
RTO Form 35 is used to apply for the removal of hypothecation/hire-purchase/lease status from your vehicle's Registration Certificate (RC). It is submitted to the registering authority in your jurisdiction.
Yes, you can fill out the RTO Form 35 online through the Parivahan Sewa portal. Click on the 'Online Services' option, tap 'Vehicle Related Services', and select your state and RTO. The final step is to click on the 'Hypothecation Termination' page to access and fill out the RTO Form 35 online.
As per Rule 81 of the Central Motor Vehicles Rules, 1989, you need to submit ₹100 for cancellation of the lease/hire-purchase/hypothecation agreement. The fees may differ from one state to another.
You either need to obtain a No Objection Certificate (NOC) from your financier or clear the loan first to sell your vehicle.
The documents required with an RTO Form 35 are the vehicle Registration Certificate (RC), NOC from the financier, a certificate from the financier for having obtained full dues, and an identity or address proof of the registered vehicle owner.
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