Form 51

What is Form 51?

Form 51 is an insurance certificate issued by the insurance company to the policyholder. As per Rule 141 of the Central Motor Vehicles Rules, 1989, insurers need to issue this certificate to every vehicle insurance policyholder. This certificate must be submitted in various situations, such as when transferring vehicle ownership or as part of the mandatory documents for vehicles operating under a national permit. It contains all the important vehicle and owner details, and is a mandatory document.

How to Obtain Form 51?

Form 51, or the Certificate of Insurance, is automatically issued by the insurer when you purchase or renew a motor insurance policy for your vehicle. You only need to submit the required paperwork when purchasing or renewing your insurance policy to receive this certificate.

How to Download the Format of Form 51?

You can easily download Form 51 from the Parivahan Sewa website using the steps given below:

• Step 1: First, open the official Parivahan Sewa portal.
• Step 2: Look for a drop-down menu titled 'Informational Services'.
• Step 3: Find and select an option of 'Downloadable Forms'.
• Step 4: Search for 'Form 51' in the list and download it as a PDF.

What is the Difference Between Form 51 and Form 52?

It is important to recognise the difference between an insurance certificate (Form 51) and an insurance cover note (Form 52). Here are the differences between the two for your reference:

What Details are Included in Form 51?

Form 51 includes the following details:

• Name, contact number, and address of the policyholder
• Certificate number
• Insurance policy number
• Vehicle details, including make, model, year of manufacture, chassis number, engine or motor number, seating capacity, standing capacity (if relevant), RTO, etc.
• FASTag ID of the vehicle
• Effective date and time of the commencement of insurance coverage
• Expiry date of the policy
• Persons or classes of persons entitled to drive the vehicle
• Limitations to the use of the vehicle. (For example, the vehicle cannot be used for speed testing or racing)
• Signature of the authorised insurer

Importance of Form 51

Take a look at the pointers below to understand the importance of Form 51:

• Proof of Mandatory Insurance: Having at least a third-party car insurance policy is compulsory under the Motor Vehicles Act, 1988, and Form 51 serves as official proof that your vehicle is insured.
• Required For Various Vehicle-Related Processes: You need to submit this certificate for activities such as vehicle registration and transfer of ownership, and it must be carried by vehicles (including national permit vehicles) during operation.
• Avoid Penalties: Driving without valid insurance can result in penalties. A penalty of ₹2,000 is levied for the first offence and ₹4,000 for subsequent offences. So, having an insurance certificate ensures compliance with the law and protects you from these financial penalties.
• Ensures Legal and Financial Protection: Form 51 confirms that your vehicle is covered under an insurance policy, helping protect you from financial liabilities in the event of accidents or damage.