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Citroen Car Insurance

Being a luxury brand offering a smooth driving experience, Citroen is gaining a lot of popularity in the Indian car market. If you are also looking to get your hands on this stunning car, make sure that you also cover it legally and financially with a Citroen car insurance policy. The cost of these cars is high, so it would be apt to invest in a comprehensive policy that offers full coverage, including third-party and own damage cover.

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      About Citroën India

      Citroen is a French automobile brand which was established in 1919. The brand was a part of the PSA group, which was later owned by Stellantis after a merger.
      The PSA group in 2019 launched the Citroen brand in India with its vehicle assembly plant in Thiruvallur and a powertrain facility in Hosur.

      The assembly facility at Thiruvallur produces models like the C5 Aircross SUV, C3 & E-C3 for Citroën India.

      Citroen Car Models Car Insurance Price

      Citroen Car Models (Brand New Car) Ex-showroom Prices Insured Declared Value* (IDV) Zero Depreciation* (Add-on Cover) Estimated Citroen Car Insurance Price* (1+3 Bundled Policy)
      C3 You Rs. 99,9,000 Rs. 9,49,050 Rs. 3,796 Rs. 17,552 onwards
      C3 Plus Rs. 11,54,800 Rs. 10,97,060 Rs. 4,388 Rs. 18,630 onwards
      C5 Feel Rs. 36,91,000 Rs. 34,08,600 Rs. 25,860 Rs. 97,358 onwards
      C5 Shine Rs. 37,67,000 Rs. 35,78,650 Rs. 27,051 Rs. 100,889 onwards
      Ë-C3 Live Rs. 11,61,000 Rs. 11,61,000 Rs. 3,621 Rs. 18,069 onwards

      *Disclaimer: The Citroen car insurance price for various models depends on factors like make, model, variant, fuel type, coverage opted, add-ons and more. The above-mentioned quotes are for a brand-new car registered under DL1 RTO.

      Citroen Car Insurance Premium Calculator

      A Citroen car insurance premium calculator can be used by a car owner to calculate the own damage price of his/her car before purchasing a policy. Here are the details that a calculator takes into account to calculate the estimated premium:

      • Ex-showroom price
      • Previous claim detail, if any
      • Car's make, model, variant and fuel type
      • RTO and registration year

      Coverage Under Citroen Car Insurance

      • Death, disability and property damage of the third party involved in an accident with the insured car
      • Damages to the insured car due to road accidents, collision
      • Losses sustained by the insured vehicle due to fire or explosion
      • Partial or total loss due to theft, housebreaking, or burglary
      • Manmade acts like strikes and riots causing damages to the insured Citroen car
      • Earthquakes, typhoons, hurricanes, and other natural disasters resulting in car damages are covered under the Citroen car insurance policy.
      • Accidents sustained by the insured car due to drunk driving are not covered.
      • Damages to the insured car due to nuclear or civil war
      • Claims cannot be raised for damages sustained outside the specified geographical location
      • Damages to the insured car when the driver was not carrying a valid driving license
      • Mechanical or electrical breakdown of the insured vehicle is also not covered.

      Citroen Car Insurance: Add-Ons

      To enhance the coverage of his/her Citroen motor insurance, a policyholder can also buy additional covers at some extra nominal premium. These add-ons include:

      • Roadside Assistance Cover
      • Consumables Cover
      • Zero Depreciation Cover
      • Personal Baggage Cover
      • Tyre Protect Cover
      • NCB Protect Cover

      Explore add-ons for your car insurance

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      How to Buy/Renew Citroen Car Insurance Online?

      Here is how a car owner can buy or renew car insurance for his/her Citroen car online from

      • Click on the 'Car Insurance' tab from the websitech's homepage
      • You will be directed to a form where you can enter your car number 
      • If you don't have a number yet, select the 'Brand New Car' option
      • From the list of RTO's, select your car's RTO
      • Select the car's make, model, variant, fuel type and registration year
      • From the mentioned Citroen motor insurance plans, select the one that suits your needs
      • From the Addons and Accessories dropdown, select the add-on you wish to add to your plan
      • Once finalised, pay the final premium amount via online payment mode
      • After successful payment, your Citroen insurance policy document will be mailed to you. 

      How to Raise a Citroen Car Insurance Claim?

      Follow these steps to easily raise a Citroen car insurance claim:

      • Intimate the insurance provider of the damages sustained by the insured vehicle
      • A surveyor will be sent to assess the damages caused to the four-wheeler
      • Provide the mandatory documents required by the insurer for the claim verification
      • Send the insured car to the network garage for repairs
      • After the repairs, the insurer will directly settle the claim with the network garage
      • If it's a reimbursement claim, the repair amount will be reimbursed to you by the insurer after the repairs. 

      Documents Required to Raise Citroen Car Insurance Claim

      Make sure to keep these documents handy while raising an insurance claim for Citroen:

      • Vehicle insurance claim form
      • Driver's driving licence
      • Copy of vehicle's registration certificate
      • Copy of Police FIR
      • Bills and estimates of repairs

      Citroen Car Insurance FAQs

      • Q1. Is it mandatory to buy insurance for my Citroen car?

        Ans: Yes, as per the Indian motor laws, it is mandatory to buy at least a third-party insurance for your Citroen car. Without a valid car insurance policy, you may land in legal trouble and will have to pay hefty traffic fines.

      • Q2. How to reduce Citroen car insurance price?

        Ans: The following tips can help you in reducing the premium of Citron insurance:

        • Install ARAI-approved anti-theft device in your car
        • Save up on NCB by not raising a claim
        • Compare car insurance plans before purchasing
        • Choose your add-ons wisely
      • Q3. Can I renew Citroen insurance online?

        Ans: Yes, a Citroen car insurance renewal can be easily done online from Simply enter your car details, select the desired plan, pay the premium, and your car policy will be mailed to you.

      • Q4. How is the premium of Citroen car insurance decided?

        Ans: The premium of Citroen car is based on the following factors:

        • Car make, model, variant
        • Car's registration year and RTO
        • Previous claim and NCB
        • Types of add-ons opted
        • Engine CC of the car
        • IDV of the car

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      #Rs 2094/- per annum is the price for third-party motor insurance for private cars (non-commercial) of not more than 1000cc

      *Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.