BMW 1 Series Car Insurance

The BMW 1 Series is the most affordable and most premium hatchback in BMW's range in the Indian market. The only variant of the BMW 1 Series available in India is the BMW 118d Sport Line. Read the information below to learn more about the BMQ 1 Series 1 hatchback and its car insurance price and features.

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BMW 1 Series Car Insurance: Inclusions

A comprehensive motor insurance policy provides coverage against some standard risks like:

• Damage caused to the insured car due to fire accidents, such as self-ignition or explosion.
• Third-party risks, such as loss of property or death or injury to a third party caused by the insured's car.
• Injury or death of the insured car's driver.
• Car damage sustained as a result of an accident or collision.

BMW 1 Series Car Insurance: Exclusions

Some risks are not covered under a typical car insurance policy. Here are a few exclusions:

• Damages caused to the insured car when it is driven by a drunk driver.
• Damage caused to the insured car due to its electrical and mechanical failures.
• Car depreciation over time, resulting from normal wear and tear, is not covered.
• Car damage resulting from its use in illegal activities, such as racing, is not typically covered under a standard car insurance online.

Disclaimer: The inclusions and exclusions of a comprehensive car insurance policy vary from one insurer to another. You must read the policy documents carefully to understand the coverage and limitations of your BMW 1 Series car insurance policy.

BMW 1 Series Car Insurance: Add-Ons

By paying extra premium charges, you can choose add-on covers to extend your BMW 1 Series car insurance policy's coverage. Some popular add-on covers are:

• Consumables Cover: This add-on covers the expenses incurred for replacing essential consumables in the car like its air filters, screws, nuts and bolts.
• Zero Depreciation Cover: With this add-on cover, the depreciation value of the insured car is not deducted in the event of a complete payout. However, certain terms and conditions apply to this add-on cover.
• Emergency Roadside Assistance: With this add-on, you can avail emergency services from the insurer if your car suddenly breaks down in the middle of the road while driving.
• Passenger Cover: This add-on coverage provides financial assistance in situations where passengers in an insured vehicle suffer injuries due to an accident.

How to Buy/Renew BMW 1 Series Car Insurance Online?

Buying a new comprehensive car insurance policy or renewing an existing one online is a simple task. Just log in to the official website of Policy Bazaar Insurance Brokers Private Limited and follow these steps:

• Step 1: Open Policybazaar.com from your browser.
• Step 2: Go to the "Motor Insurance" tab on the homepage and select "Car Insurance" from the dropdown.
• Step 3: Enter your car number or select the "Brand New Car?" option.
• Step 4: Input car details like make, model, fuel type, etc.
• Step 5: Enter car owner details like address, mobile number, email, etc.
• Step 6: Choose the best car insurance plan from the list displayed on the screen.
• Step 7: Select the add-on covers you want to extend your car insurance policy's coverage.
• Step 8: After making the final payment, you will receive your Mercedes-Benz B-Class car insurance policy in your inbox.