Fiat Punto Evo Car Insurance

Fiat Punto Evo is quite a head-turner with its attractive design and bold colours! Depending on the model, it includes up to 7 airbags for your safety. Despite these features, you must get a Fiat Punto Evo car insurance policy to cover unexpected financial expenses due to accidents, theft, third-party liabilities and damage incurred due to natural disasters like earthquakes and floods. Read on to learn more about your motor insurance policy, including the inclusions, exclusions, add-on covers, and the buying process in detail.

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Fiat Punto Evo Car Insurance- Inclusions

A comprehensive car insurance policy provides essential protection against various risks. A Fiat Punto Evo car insurance policy covers the following:

• Partial or complete losses arising from theft or burglary of the car (up to the car's insured declared value).
• Damage linked to terrorist activities, riots, strikes, and similar human-induced events.
• Liabilities related to property damage caused to another person by your car up to Rs. 7.5 lakh. Unlimited coverage is offered for liabilities related to death, disability, and injury.
• Damages incurred by fires, explosions, and self-ignition are compensated for.
• Losses due to floods, hailstorms, rockslides, earthquakes or other natural disasters.
• Car damage caused during road accidents, collisions, and other external events.

Fiat Punto Evo Car Insurance- Exclusions

Understanding policy exclusions is essential to avoid unexpected claim rejections. The following are the damages and losses not covered by car insurance policies:

• Damages caused by the car driver's negligence or reckless driving.
• Losses incurred while driving without a licence or with an invalid one.
• Any damages caused if the driver had consumed alcohol, drugs, or other intoxicating substances while driving the car.
• The car's wear and tear that occurs over time, including depreciation.
• Damages caused while driving the car outside the geographic area covered by the policy.

Disclaimer: The coverage provided by vehicle insurance policies can differ depending on your insurer. Check your policy document thoroughly before purchasing Fiat Punto Evo car insurance.

Fiat Punto Evo Car Insurance- Add-ons

You can tailor your Fiat Punto Evo car insurance coverage by purchasing required add-ons at an additional cost. Here are some useful add-on covers:

• Bumper-to-Bumper Cover: With this add-on, you get a full claim settlement without factoring in depreciation on most car parts. However, even under this cover, tyres, tubes, and batteries only cover up to 50%.
• Personal Baggage Cover: This add-on covers loss or damage to personal belongings like luggage or electronic items if they are stolen or harmed while the car is parked. The car must be parked in authorised areas.
• Pay As You Drive Cover: This cover reduces your damage cover premium based on the number of kilometres you drive during the policy term.
• Engine Protection Cover: This add-on covers your car's engine. It includes the engine damage caused by water regression, oil leaks or mechanical and electrical failure.

How to Buy/Renew Fiat Punto Evo Car Insurance Online?

Policybazaar.com offers a convenient way to buy or renew your Fiat Punto Evo car insurance policy. Here is the step-by-step guide:

• Step 1: Click the "Car Insurance" option on the home page.
• Step 2: Enter the registration number of your Fiat Punto Evo. You can pick the "Brand New Car" option if it is a new purchase.
• Step 3: Find your car's make and model from the available options.
• Step 4: Find the right variant of your car from the available options. Select the fuel type as well.
• Step 5: Provide personal details and contact information on the registration form.
• Step 6: Browse the list of insurance policies offered by different companies. Choose a policy based on its features and your needs.
• Step 7: Select add-on covers like zero depreciation cover, NCB protection cover, etc.
• Step 8: Review the Fiat Punto Evo car insurance price displayed on the screen. Pay using any available payment method.
• Step 9: Your insurance policy documents will be sent to your email.