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Kia Carens Clavis EV Car Insurance
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    Carens Clavis EV Car Insurance

    The Carens Clavis EV is a 7-seater car in Kia's Multi-Purpose Vehicle (MPV) lineup. It boasts a high-capacity battery pack, a spacious premium cabin, and several high-tech features. However, these high-quality components can result in high repair costs if an accident or damage occurs. Therefore, it is essential to invest in a Kia Carens Clavis EV insurance policy to protect the car against accidental damage, battery failures, and third-party liabilities.

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    Kia Carens Clavis EV Car Insurance Prices

    The table below highlights the prices of a car insurance policy for different Kia Carens Clavis EV variants:

    Kia Carens Clavis EV Variants (Registration year 2026) Ex-Showroom Prices Insured Declared Value* (IDV) Zero-depreciation Price* (Add-on Cover) Estimated Insurance Price* (1+3 Bundled Policy)
    EV HTK Plus ₹17,99,000 ₹17,09,050 ₹5,611 ₹32,129
    EV HTX ₹20,49,000 ₹19.46,550 ₹4,524 ₹32,840
    EV HTX ER ₹22,49,000 ₹21,36,550 ₹2,831 ₹33,403
    EV HTX Plus ER ₹24,49,000 ₹23,26,550 ₹4,595 ₹35,167

    Disclaimer: The prices given in the table above are estimated figures for a brand-new vehicle with 0% NCB and DL1 RTO. Actual premium costs may vary as per the add-ons selected, RTO location, specific IDV, policy type, etc.

    Kia Carens Clavis EV Car Insurance Policy: Inclusions

    An electric car insurance policy for the Kia Carens Clavis EV covers the following:

    • Covers repair or replacement costs if your EV is damaged due to accidents, collisions, or external impacts.
    • Protects advanced Level 2 ADAS features, sensors, radars, and cameras.
    • Covers the costs of repairing the vehicle's bodywork, glass, and electrical components after a collision.
    • Financial protection against legal claims for injuries or property damage caused to third parties.
    • Protection against damage arising from earthquakes, floods, landslides, and storms.

    Kia Carens Clavis EV Car Insurance Policy: Exclusions

    The following scenarios are generally not covered under a standard car insurance policy:

    • General wear and tear.
    • Damage to the wall-box charger at home.
    • Damage caused by attempting to drive through water-logged streets after the car has stalled.
    • Claims for accidents while the private vehicle is being used for commercial purposes.
    • Any damage resulting from performance-enhancing electrical modifications not approved by Kia.

    Add-Ons with Kia Carens Clavis EV Car Insurance Policy

    Enhance the protection of your car with these highly recommended add-on covers:

    1. Zero Depreciation Cover

      The zero depreciation add-on cover ensures that the factor of depreciation is not deducted from the parts specified in your policy, at the time of an accidental claim. This is especially helpful for a new or expensive EV.

    2. Battery Protection Cover

      The battery is the most expensive part of an EV. This add-on covers repair or replacement costs if the battery or motor gets damaged due to water ingress or a short circuit.

    3. Roadside Assistance (RSA) Cover

      If your car runs out of charge, faces a battery issue, or stops due to an electrical fault, this add-on provides immediate help. It can arrange towing to the nearest charging station, offer emergency charging support, flat tyre help, or minor on-the-spot repairs.

    4. Consumables Cover

      The consumables add-on covers the cost of minor items like lubricants, coolants, and clips, which are usually excluded from standard car insurance policies. It helps you avoid small but frequent out-of-pocket expenses.

    5. Return to Invoice (RTI) Cover

      If your EV is stolen or damaged beyond repair, a normal policy pays only the current market value of your vehicle. With this add-on, you receive the original invoice value of your car, including road tax and registration charges.

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    How to Buy/Renew Kia Carens Clavis EV Car Insurance Online?

    You can use the steps given below to buy or renew your Kia Carens Clavis EV car insurance policy online:

    • Step 1: Click on the 'Car Insurance' icon on the homepage of Policybazaar.com website.
    • Step 2: Enter the registration number of your car or tap 'Click Here' for the new car.
    • Step 3: Select the city of registration, relevant vehicle details, and click on 'View Prices'.
    • Step 4: Review quotes from leading insurance providers, select the required add-ons, and click the policy price that suits you best.
    • Step 5: Enter the required details and complete the premium payment process using any preferred payment mode.
    • Step 6: Once the payment is done, you will receive your car insurance policy and other related documents in your email inbox.

    Specifications of Kia Carens Clavis EV

    Technical details for the Kia Carens Clavis EV are provided in the table below:

    Categories Specifications
    Battery Pack Options 42 kWh / 51.4 kWh
    Electric Motor Type Permanent Magnet Synchronous Motor (PMSM)
    Maximum Power 99 kW /126 kW
    Maximum Torque 255 Nm
    Drive Modes Normal
    Eco
    Sport
    Range (Claimed) Up to 490 km per charge
    Transmission Single-Speed Automatic
    Seating Capacity 7 Seater
    Fast Charging 10% to 80% in 39 minutes (using DC Fast Charger)

    Kia Carens Clavis EV Features

    The Kia Carens Clavis EV provides the practicality of an MPV with the technology of a modern electric vehicle. These are some of the standout features of this car:

    Interiors

    • A twin-screen setup featuring a 26.62-inch touchscreen and a fully digital instrument cluster with EV-specific readouts.
    • The second-row seats feature an electric tumble function for easy access to the third row.
    • Premium 8-speaker Bose sound system for an immersive audio experience.
    • Includes a floating console with a cup-holder and a premium sliding cover.
    • Premium leatherette seats with cooling functions for the driver and co-passenger.
    • A flat-floor design providing superior legroom across all three rows.

    Exteriors

    • A solid, closed-off front bumper cover with an integrated charging flap.
    • LED DRLs and sleek LED headlamps that give the MPV a modern aesthetic.
    • Special alloy wheels are designed to reduce drag and enhance the electric driving range.
    • Easy to access front charging port with LED illumination.
    • Sophisticated blue or satin chrome accents highlight the vehicle's eco-friendly nature.

    FAQs on Kia Carens Clavis EV Car Insurance

    • Q1. How much is the insurance cost for the Kia Carens Clavis EV?

      Ans: The cost for the Kia Carens Clavis EV car insurance policy depends on the variant, add-ons selected, Insured Declared Value (IDV), type of policy, etc. You can use the car insurance premium calculator tool available on Policybazaar.com to know the approximate premium price.
    • Q2. Can I transfer my No Claim Bonus (NCB) to a new Carens Clavis EV?

      Ans: Yes, you can transfer your NCB discount from your old vehicle to a new Carens Clavis EV. Ensure you notify your insurance provider and complete the required formalities for NCB transfer, including an NCB certificate.
    • Q3. Does EV car insurance cover the ADAS sensors?

      Ans: Yes, a comprehensive car insurance policy covers the hardware like ADAS in case of accidental damage.
    • Q4. How long is the warranty period for the Kia Carens Clavis EV?

      Ans: Kia provides an 8-year or 160,000 km (whichever comes first) warranty on the Carens Clavis EV.
    • Q5. Why is electric car insurance more expensive?

      Ans: Electric Vehicles (EVs) generally include expensive battery packs and other high-end components. Since these components are expensive to replace or repair, EVs have higher car insurance premiums.
    Save upto 91% on Car Insurance
    Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
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    #Rs 1780/- per annum is the price for third-party motor insurance for private cars (non-commercial) of not exceeding 30 kw.

    *Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.

    +Savings are based on the maximum discount on own damage premium as offered by our insurer partners.

    ^Lowest Price Guaranteed is based on certifications shared by insurers with us. Policybazaar will facilitate price matching subject to the terms and conditions of select insurers.

    ##Claim Assurance Program: Pick-up and drop facility available in 1400+ select network garages. On-ground workshop team available in select workshops. Repair warranty on parts at the sole discretion of insurance companies. Dedicated Claims Manager. 24x7 Claim Assistance.