Rolls-Royce Phantom Car Insurance

Every Rolls-Royce is built to redefine luxury, but the Rolls-Royce Phantom takes luxury a notch higher. This flagship model welcomes you to a spacious cabin for a comfortable and smooth ride and is powered by a twin-turbo V-12 engine. When you own a Phantom, the protection of your car goes beyond a garage. The right Rolls-Royce Phantom car insurance policy is key to safeguarding against unexpected costs from accidents, theft, fire, or third-party liabilities, because peace of mind should be as seamless as the drive itself. Read the detailed guide below to learn more about the inclusions, exclusions, and add-ons of your motor insurance policy.

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Rolls-Royce Phantom Car Insurance: Inclusions

Before signing up for a Rolls-Royce Phantom car insurance policy, you must understand what risks the policy covers. Here are a few standard inclusions of a car insurance policy:

• Damage caused by natural calamities like cyclones, floods, etc.
• Any damage caused by human activities, such as strikes, riots, etc.
• Third-party liabilities caused by your insured car, such as property damage, disability, or death of a person.
• Partial or total loss of the vehicle due to theft.
• Car damage due to fire, explosion or self-ignition.
• Damage caused to the car due to a road accident.

Rolls-Royce Phantom Car Insurance: Exclusions

Even though a comprehensive Rolls-Royce Phantom car insurance policy offers wide protection, there are certain risks that it does not cover. Some exclusions in a car insurance policy are listed below:

• Damages caused by the driver's negligence or overspeeding.
• If the driver is intoxicated and damages the car while driving it.
• Car impairment occurs when the driver lacks valid documents, such as a Driving Licence, Registration Certificate (RC), car insurance policy, etc.
• Car damage sustained outside the geographical area limits specified in the car insurance policy.

*Disclaimer: Insurance coverage can vary depending on the insurer and your chosen plan. Read the policy document carefully before purchasing Rolls-Royce Phantom car insurance.

Rolls-Royce Phantom Car Insurance: Add-ons

It is wise to enhance the protection coverage of your Rolls-Royce Phantom car insurance against specific risks and damages provided by add-on covers. Here are some popular add-ons:

• Zero Depreciation Cover: This valuable add-on works with your comprehensive policy to eliminate depreciation during claims. It reduces out-of-pocket expenses to almost zero, as the insurance company does not charge for the depreciation of car parts.
• Tyre Protection Cover: This add-on ensures that if your car's tyres or tubes suffer damage (excluding normal wear and tear), the repair or replacement costs are covered. It's a practical safeguard against unforeseen tyre-related expenses for your Phantom.
• Electrical Accessories Cover: This cover protects your Phantom from damage or theft if you have fitted electrical accessories like a GPS device, high-end music system or parking sensors.
• Non-electrical Accessories Cover: If you have enhanced your vehicle with custom seat covers, alloy wheels, or body kits, this add-on offers protection. It covers the repair or replacement costs of these non-electrical modifications in case of damage or theft, preserving your car's personalised touch.

How to Buy/Renew Rolls-Royce Phantom Car Insurance Online?

Buying or renewing your Rolls-Royce Phantom car insurance online is now easy and hassle-free, and can be done online through Policybazaar Insurance Brokers Private Limited.

Follow the detailed step-by-step guide below to renew your old policy or buy a new car insurance policy:

• Step 1: Visit Policybazaar.com.
• Step 2: Click on the "Car Insurance" tab on the homepage.
• Step 3: Enter your registered car number or click "Brand New Car?" if it is a new vehicle.
• Step 4: Enter the required car details like make, model, registration year, etc.
• Step 5: Select the car insurance that you need.
• Step 6: Choose add-ons to increase coverage.
• Step 7: Check Rolls-Royce Phantom car insurance price and pay the premium online to receive your policy documents via e-mail.