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Tesla Model Y Car Insurance
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      Tesla Model Y Car Insurance

      The Tesla Model Y is one of the world's best-selling electric compact SUVs, known for its industry-leading range, minimalist interior, and advanced Autopilot capabilities. Built on a dedicated EV platform with Long Range and Performance (AWD) variants, the car features high-value components and must be secured with the right Tesla Model Y car insurance.

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      Tesla Model Y Car Insurance Price

      Check out the estimated premium for an EV car insurance policy to insure a Tesla Model Y:

      Tesla Model Y Variants (2026 Registration) Ex-Showroom Prices Insured Declared Value* (IDV) Zero-depreciation Price* (Add-on Cover) Estimated Insurance Price* (1+3 Bundled Policy)
      Long Range RWD (60 kWH) ₹59,89,000 ₹55,94,550 ₹18,367 ₹63,236
      Long Range RWD (75 kWH) ₹67,89,000 ₹64,49,550 ₹21,174 ₹69,705

      Disclaimer: The figures given in the table above are an estimated value for a brand-new car with 0% NCB discount and DL1 as the RTO. The exact costs can vary depending on the RTO, chosen IDV, add-ons selected, and other similar factors.

      Tesla Model Y Car Insurance Policy: Inclusions

      The following scenarios are covered through a car insurance policy for your Tesla Model Y:

      • Covers accidents, fire, and self-ignition of high-voltage systems.
      • Protection against floods, earthquakes, and lightning.
      • Coverage against total loss due to burglary, riots, theft, or strikes.
      • Coverage for legal liabilities toward third parties.

      Tesla Model Y Car Insurance Policy: Exclusions

      Here are the cases that are not covered under a Tesla Model Y car insurance policy:

      • Issues arising from unauthorized software or non-official updates.
      • Damage caused by deep discharging the battery for extended periods.
      • Damage caused while driving under the influence or without a valid license.
      • Wear and tear due to the general aging of the vehicle.

      Tesla Model Y Car Insurance Add-ons

      Check out the following car insurance add-ons that can help protect your Tesla Model Y:

      1. Zero Depreciation

        The insurer does not deduct the component of depreciation from the parts specified in your policy while settling an accidental claim.

      2. Electric Motor Protection Cover

        It provides coverage for damage to the electrical motor systems due to water ingress, accidents, and short circuits.

      3. Return to Invoice (RTI)

        This add-on helps you recover the original invoice amount for your vehicle in the event of a total loss due to theft or an accident.

      4. Consumables Cover

        The add-on helps to cover the cost of components that are generally excluded under a standard policy, such as lubricants, coolant, nuts, bolts, screws, filters, etc.

      Explore add-ons for your car insurance

      Plans starting from @ ₹2,094/year*
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      Car Accessories Cover

      How to Buy Tesla Model Y Insurance Online?

      You can use the given steps to buy a Tesla Model Y insurance online:

      • Step 1: Visit the 'Car Insurance' section of the Policybazaar.com website.
      • Step 2: Enter the registration number of your car or select 'Click Here' for a new car.
      • Step 3: Select 'Tesla', 'Model Y', and then the variant.
      • Step 4: Select the city where your vehicle is registered, your name, and contact details.
      • Step 5: Opt for an insurance quote from the options available, and customise it with add-ons.
      • Step 6: Click 'Pay Securely', and pay using your preferred mode of payment.
      • Step 7: You will get your car insurance policy on your registered email ID.

      How to Check Tesla Model Y Car Insurance Status?

      You can use the following steps to check car insurance status of your Tesla Model Y:

      • Visit Policybazaar.com and go to the 'Check Insurance Status' webpage
      • Fill in the required details, such as vehicle registration number and click on submit
      • Your Model Y car insurance status will be displayed on the screen

      Specifications of Tesla Model Y

      The main specifications of the Tesla Model Y are tabulated below.

      Categories Specifications
      Battery Pack Options 60 kWh / 75 kWh
      Electric Motor Type Permanent Magnet Synchronous Motor
      Maximum Power 60 kWh: 235 bhp
      75 kWh: 335 bhp
      Range (Claimed) Up to 661 km (WLTP)
      Transmission Single-Speed Fixed Gear
      Seating Capacity 5
      Battery Warranty 8 years or 192,000 kms (whichever comes earlier)

      Tesla Model Y Features

      Here are some of the prominent features of the Tesla Model Y:

      Interiors

      • Controls for several vehicle functions, including climate, navigation, and entertainment (Netflix, YouTube, Gaming).
      • An all-glass expansive roof with UV and infrared protection.
      • Ventilated front and rear seats, 12-way power-adjustable front seats, and second-row seats that fold flat.
      • The car comes with pre-installed ambient lighting.
      • Features an expansive boot space with a storage of over 2,130+ litres.

      Exteriors

      • 8 cameras, providing wide visibility for Autopilot and Full Self-Driving (FSD) capabilities.
      • Built-in security system that monitors surroundings and records footage when the car is parked.
      • 19-inch Gemini or 21-inch Uberturbine Wheels, optimized for efficiency or high-performance grip.

      FAQs on Tesla Model Y Car Insurance

      • Q1. How much does a Tesla Model Y car insurance cost?

        Ans: The cost for a Tesla Model Y car insurance policy depends on several aspects, such as the variant, add-ons, IDV, type of coverage, etc. Alternatively, you can also use a car insurance premium calculator to get an estimate of your premium.
      • Q2. Does Tesla Model Y car insurance cover the Autopilot hardware?

        Ans: Yes, a comprehensive car insurance policy for the Tesla Model Y generally covers the hardware components (cameras and processors) of a vehicle.
      • Q3. How to reduce car insurance premium for a Tesla Model Y?

        Ans: You can lower the premium cost for the car insurance of a Tesla Model Y by selecting only the necessary add-ons, choosing a justified IDV, etc.
      Save upto 91% on Car Insurance
      Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
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      #Rs 2094/- per annum is the price for third-party motor insurance for private cars (non-commercial) of not more than 1000cc

      *Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.

      +Savings are based on the maximum discount on own damage premium as offered by our insurer partners.

      ^Lowest Price Guaranteed is based on certifications shared by insurers with us. Policybazaar will facilitate price matching subject to the terms and conditions of select insurers.

      ##Claim Assurance Program: Pick-up and drop facility available in 1400+ select network garages. On-ground workshop team available in select workshops. Repair warranty on parts at the sole discretion of insurance companies. Dedicated Claims Manager. 24x7 Claim Assistance.