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DC Avanti Car Insurance
In 2012, when Amitabh Bachchan unveiled the DC Avanti at the New Delhi Auto Expo, it immediately grabbed attention as the first homegrown Indian sports car. Although discontinued, owning a DC Avanti is still a statement in itself. And if you own one, it is advisable to get comprehensive insurance for your car. Before getting DC Avanti car insurance, let us look at everything you need to know.
DC Avanti Car Insurance: Inclusions
A comprehensive insurance policy can shield your DC Avanti from real-world risks. Here's what a comprehensive DC Avanti car insurance will cover:
- Fire and explosions due to short-circuit or garage mishaps will be compensated for.
- The DC Avanti is a rare car; even a small repair can be costly. Hence, the policy covers the cost of repairs to the vehicle due to accidents.
- The policy covers damage from unexpected natural disasters, including floods and earthquakes.
- The policy also covers injury, death, or any property damage caused to third parties by your car.
- Death or injury to you or your family members due to an accident will be covered.
- The DC Avanti is rare, so a comprehensive policy will cover the theft of the car. Compensation will be paid according to the Insured's Declared Value (IDV).
DC Avanti Car Insurance: Exclusions
All insurance policies have certain limitations. Let us look at some of the exclusions in a DC Avanti car insurance:
- If the car is used for commercial purposes or activities like racing, it will not be covered.
- The policy will not cover damage to the vehicle if an underage person is driving it.
- Damage, such as oil leaks or blown fuses, is not covered except when it arises due to an accident.
- Claims will be denied if accidental damage happens when the driver is under the influence of intoxicating substances.
- Damage to the car or third-party liability will not be compensated if the vehicle was used in a war, mutiny, invasion, or hostilities.
DC Avanti Car Insurance: Add-ons
To match up to DC Avanti's stature, it's essential to have all-round protection. Here are some add-ons which can make your coverage apt for your high-end car:
- Return to Invoice Cover: In case of car damage beyond repair or car theft, this cover helps you claim the full amount mentioned on the invoice, including registration and road tax.
- Consumables Cover: In a standard comprehensive policy, the cost of consumables required during repairs, such as nuts and bolts, screws, engine oil, lubricants, etc., are not covered. If you take this add-on, the cost of consumables will be covered.
- Zero Depreciation Cover: Repairing or replacing any car part can be expensive, especially in a high-end car like the DC Avanti. A zero depreciation cover is helpful because it allows you to claim the full cost of repairing or replacing any car part without considering depreciation.
- Daily Allowance Cover: Sending your car for repair can leave you with no choice but to get around in a cab. You can claim the cab fare incurred while your vehicle was in a garage. The compensation amount will depend on the model and will only be paid if the car is sent to an authorised garage and the work takes more than 3 days.
Explore add-ons for your car insurance
How To Buy DC Avanti Car Insurance Online?
Want to go for a DC Avanti insurance renewal? Or are you looking to buy car insurance online? Policybazaar is here to assist you:
- Step 1: Visit Policybazaar.com and click the "Car Insurance" option.
- Step 2: Enter your car's number and click "Check Price" for the car insurance renewal
- Step 3: Select the registration year and the make and model. In the make option, select "DC Design"; in the model option, select "Avanti".
- Step 4: Next, you can select the variant and fuel type.
- Step 5: Now, fill in your contact details in the form to proceed.
- Step 6: Browse the available options and select the one that fits your requirements. You can also purchase add-ons to improve coverage.
- Step 7: Finish the premium payment. Once the payment is made, the policy will be sent to your registered email address.
FAQs
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Q1. Which car insurance is best for the DC Avanti?
Ans: It's best to opt for comprehensive insurance for an expensive car like the DC Avanti. Along with third-party liabilities such as injury to a person, death of a person, and property damage, repairs for damage to the DC Avanti can also be claimed. -
Q2. Is it beneficial to opt for a higher IDV for my DC Avanti?
Ans: Yes, considering that the DC Avanti is a high-end car, getting a higher IDV ensures that you can receive higher compensation from the insurance provider if it's stolen or is beyond repair. Higher compensation will be essential in getting a replacement for your DC Avanti. -
Q3. Does car insurance cover AC repairs?
Ans: No, a standard car insurance policy typically does not cover the cost of repairing an air conditioner in the car. However, you can opt for additional coverage for AC repairs with add-ons such as zero depreciation cover or consumable cover. -
Q4. Is the DC Avanti car insurance premium more expensive than that of other cars?
Ans: Yes, as the DC Avanti is a high-end car, the IDV and the cost of car parts are also higher. If a claim is due to accidental damage, car parts must be replaced, or IDV needs to be paid. Hence, the premium is also higher.
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Read more#Rs 2094/- per annum is the price for third-party motor insurance for private cars (non-commercial) of not more than 1000cc
*Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.
+Savings are based on the maximum discount on own damage premium as offered by our insurer partners.
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