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Ferrari California Car Insurance
A rare blend of beauty and brawn, the Ferrari California holds a special place in a collector’s garage. Although Ferrari retired the California model in 2017 to make way for the Portofino GT, it continues to hold a strong place in the world of supercars. If you own a California or are planning to bring a pre-owned model home, protecting it with the right Ferrari California car insurance is essential. It will help cushion it from high repair bills, accidental damages, and third-party liabilities, keeping your prized vehicle safe.
Ferrari California Car Insurance: Inclusions
Before you lock in your Ferrari California car insurance, you must be aware of the risks that are covered by the policy. It includes:
- Any harm or damage caused by cyclones, floods, landslides, and other natural calamities.
- Damages resulting from strikes, riots, and other man-made incidents.
- Third-party liabilities related to property damage, disability, or death caused to another person by your insured car.
- Partial or complete loss of your Ferrari California due to theft or burglary.
- Damages related to self-ignition, explosions, and fire-related incidents.
- Damages caused to your Ferrari California during accidents.
Ferrari California Car Insurance: Exclusions
While Ferrari California car insurance covers a wide range of risks, there are certain conditions where insurance companies do not compensate. Some of the car insurance exclusions are:
- Damages resulting from the driver's careless behaviour.
- Any damages caused to the car while driving if the driver did not have a valid licence.
- Damages incurred while the driver was intoxicated by alcohol.
- Depreciation of the vehicle, including regular wear and tear.
- Damages incurred outside the geographical areas covered by the policy.
Disclaimer: Your insurance coverage can differ depending on your chosen insurer. You must read your policy document carefully before buying Ferrari California car insurance.
Ferrari California Car Insurance: Add-ons
If you have a Ferrari California, you must boost your comprehensive car insurance coverage with add-ons for extra protection against risks and damage. Some popular add-ons are:
- Nil Depreciation Cover: Also known as Bumper-to-Bumper cover, this add-on, along with comprehensive car insurance, helps car owners avoid depreciation deductions when filing claims. It provides enhanced coverage and cashless claims and lowers expenditures as the insurer bears most of the cost. It is a wise choice for exotic cars, where even minor repairs are expensive.
- Passenger Cover: This add-on cover offers financial security to passengers in case of injury or death during an accident.
- Return to Invoice Cover: In case of total loss or theft, this add-on reimburses the car's original invoice value, including road tax and registration. It is a must-have for rare luxury vehicles.
- No Claim Bonus (NCB) Protection: This add-on keeps your NCB intact even after a claim during the policy year. It is beneficial when you have built a high NCB over the years and do not want to lose the discount after a one-off repair.
Explore add-ons for your car insurance
How to Buy/Renew a Ferrari California Car Insurance Online?
You can insure your Ferrari California without dealing with physical paperwork or long queues. Whether you are buying your car insurance online or simply opting for car insurance renewal, you can do it through Policybazaar.com.
- Step 1: Select the "Car Insurance" tab on the homepage.
- Step 2: Choose the car's make and model, like "Ferrari" and "California".
- Step 3: Choose the correct car variant and fuel type.
- Step 4: Give contact details in the registration form.
- Step 5: Browse car insurance plans; select the plan you need.
- Step 6: Select add-on covers.
- Step 7: Check your Ferrari California car insurance premium; pay online.
- Step 8: Get policy documents in your email.
FAQs
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Q1. What is the top speed of the Ferrari California?
Ans: The Ferrari California's top speed is approximately 310 km/h, making it one of the most thrilling Ferraris to drive. -
Q2. Can I purchase Ferrari California insurance if I use it sparingly or only for occasional drives?
Ans: Yes, insurers offer "low-mileage" discounts for used vehicles sparingly. If you plan to use your Ferrari California only for occasional drives or as a collector’s item, informing the insurer about this can reduce your premium. -
Q3. Why should I renew my car insurance policy if it expires?
Ans: Renewing expired car insurance helps you avoid legal penalties and protects you against unexpected financial losses due to accidents or theft. Timely renewal ensures continuous coverage and peace of mind, especially for premium cars like the Ferrari California. -
Q4. What are the factors that affect the premium of car insurance?
Ans: Factors that affect car insurance premiums are:
- Car's make
- Model
- Engine capacity
- Age
- Registration location
High-end vehicles like the Ferrari California usually have higher premiums because of their specialised parts and costly repairs. Additionally, driving history, claim record, and selected riders are added to the final cost.
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*Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.
+Savings are based on the maximum discount on own damage premium as offered by our insurer partners.
^Lowest Price Guaranteed is based on certifications shared by insurers with us. Policybazaar will facilitate price matching subject to the terms and conditions of select insurers.
##Claim Assurance Program: Pick-up and drop facility available in 1400+ select network garages. On-ground workshop team available in select workshops. Repair warranty on parts at the sole discretion of insurance companies. Dedicated Claims Manager. 24x7 Claim Assistance.