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Isuzu MU-7 Car Insurance
Isuzu launched the Isuzu MU-7 Manual Transmission (MT) variant in India in 2013 and the Automatic Transmission (AT) in 2015. Although discontinued, this Japanese SUV still enjoys a loyal fan base that swears by its masculine appearance and spacious interior. Whether you already own one or are considering a pre-owned model, an Isuzu MU-7 car insurance policy is essential to protect your SUV against unexpected financial expenses that may arise from accidents, theft, and other third-party liabilities.
Isuzu MU-7 Car Insurance: Inclusions
Your Isuzu MU-7 car insurance policy safeguards you in the following conditions:
- Damages caused to the car by events such as strikes and riots.
- Partial or complete loss of the insured vehicle due to theft or burglary.
- Damages to the insured Isuzu MU-7 caused by fire, explosion, or self-ignition.
- Third-party liabilities related to an accident caused by your insured vehicle, including property damage, disability, and death.
- Natural disasters like typhoons and earthquakes can damage the insured vehicle.
- Damages caused to your car during road accidents.
Isuzu MU-7 Car Insurance: Exclusions
Even if you have a holistic motor insurance policy, it does not shield your car against all risks. Here are a few standard exclusions in an Isuzu MU-7 car insurance policy:
- Damages incurred by your Isuzu MU-7 due to an intoxicated driver.
- If you file damage claims outside the policy's designated geographic area.
- The gradual wear and tear and depreciation of the car.
- Damages to the insured car were caused by a driver who did not have a valid driver's licence.
- Damages resulting from the driver's negligence.
Disclaimer: Motor insurance coverage varies among insurance companies and depends on the chosen plan. Before buying, carefully read the Isuzu MU-7 car insurance policy's inclusions and exclusions.
Isuzu MU-7 Car Insurance: Add-ons
Add-ons cover some exclusions that are not a part of your standard comprehensive vehicle insurance policy. They are extra protection for your car. Some popular add-ons are listed below:
- Pay-As-You-Drive Cover: This cover allows you to pay for insurance based on how much you drive. If you don't use your car often, you can save a good amount on your premium.
- Nil Depreciation Cover: With Nil or Zero Dep, the insurer won't cut money for your Isuzu's ageing when settling a claim. You receive the entire repair cost without worrying about the car's value decreasing over time.
- Return to Invoice Cover: If your MU-7 is stolen or totally damaged, this cover helps you recover the entire original invoice value, including registration charges and road tax, not just the lower market value.
- Total Cover: This add-on bundles together numerous benefits. It protects your car and your loan (if any) and even covers road tax or insurance premiums if your vehicle is lost or totally damaged.
Explore add-ons for your car insurance
How to Buy/Renew Isuzu MU-7 Car Insurance Online?
You can now insure your Isuzu MU-7 without worrying about handling physical paperwork. Check out the steps below to renew car insurance through Policybazaar.com.
- Step 1: Select 'Car Insurance' on the homepage.
- Step 2: Enter the car registration number for renewal.
- Step 3: Select your car's company, model, and make. In this case, choose 'Isuzu' and 'MU-7'.
- Step 4: Choose the car variant and fuel type.
- Step 5: Enter contact details in the registration form.
- Step 6: Browse plans; select the one that meets your needs.
- Step 7: Select add-on covers.
- Step 8: Pay the Isuzu MU-7 car insurance premium online.
- Step 9: Get your policy documents in your email.
FAQs
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Q1. Is there a petrol version of the Isuzu MU-7?
Ans: No, the MU-7 was only offered with its renowned diesel engine technology in India. Isuzu is traditionally strong in diesel-powered vehicles. -
Q2. Will my No Claim Bonus (NCB) be affected if I claim for my Isuzu MU-7?
Ans: Yes! If you make a claim, your NCB may be reduced or reset to zero, depending on the nature of the claim. However, you can take an add-on cover of NCB Retention to get discounts on premiums even after you claim insurance and retain your no-claim bonus. -
Q3. Can I obtain an insurance policy for an Isuzu MU-7 over 10 years old?
Ans: Yes, insurers may offer coverage for vehicles over 10 years old, though the premium might be higher due to the car's age. Always compare policies to find the one that best suits your needs. -
Q4. What happens if I don't renew my Isuzu MU-7 insurance on time?
Ans: If you fail to renew your insurance before it expires, your Isuzu MU-7 will be uninsured, and you could face fines for driving without insurance. You may also lose out on NCB.
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*Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.
+Savings are based on the maximum discount on own damage premium as offered by our insurer partners.
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