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Jaguar XF Car Insurance
Bold, chic, classy—this is how the all-new Jaguar XF looks and feels behind the wheels. First launched in India in 2017 and refreshed with a sleek facelift in 2021, this luxury sedan carries the signature British flair and the ‘Made in India’ trademark. If you own this premium machine, it needs premium protection with the right Jaguar XF car insurance policy. An all-inclusive car insurance policy will protect you and your dream vehicle from unexpected financial expenses due to accidents, theft, fire, or third-party liabilities.
Jaguar XF Car Insurance: Inclusions
Your Jaguar XF car insurance policy protects you in the following scenarios:
- Partial or complete loss of the insured vehicle due to theft or burglary.
- Damages caused to the car by man-made events such as strikes and riots.
- Natural disasters like typhoons and earthquakes that harm the insured vehicle.
- Damages caused to your car during road accidents.
- Third-party liabilities related to an accident caused by your insured vehicle, including property damage, disability, and death.
- Damages to the insured car by fire, explosions, or self-ignition.
Jaguar XF Car Insurance: Exclusions
Your motor insurance policy does not protect your car from all kinds of risks. Here are a few common exceptions in a Jaguar XF car insurance policy:
- Damages resulting from the driver's negligence.
- Damages to the insured vehicle by a driver without a valid driver's licence.
- Damages incurred by your XF caused by a driver under drug or alcohol influence.
- If you file damage claims outside the policy's designated geographic area.
- The gradual wear and tear and depreciation of the car.
Disclaimer: Auto insurance coverage varies from one insurance provider to another, depending on your chosen plan. Read the Jaguar XF car insurance policy's inclusions and exclusions carefully before buying it.
Jaguar XF Car Insurance: Add-ons
With add-ons, you can take care of some exclusions that are not part of your standard comprehensive vehicle insurance policy. Some popular add-ons are listed below:
- Nil Depreciation Cover: This add-on provides complete coverage for car parts without deducting the vehicle's depreciation. However, even under this zero-dep policy, tyres, batteries, and tubes are only partially insured (50%).
- Engine Protection Cover: This add-on protects your Jaguar's engine from damage due to oil leakage, water ingress, and mechanical and electrical breakdowns.
- Personal Baggage Cover: This add-on covers personal baggage, such as electronics and luggage, if damaged or stolen while the insured vehicle is parked in an authorised parking spot.
- Driver and Passenger Cover: This add-on provides financial assistance for the medical treatment of the injured owner-driver and passengers if the insured car is involved in an accident. It also provides coverage in the case of death and disability.
Explore add-ons for your car insurance
How to Buy/Renew Jaguar XF Car Insurance Online?
You can now buy car insurance online for your Jaguar without the stress of handling physical paperwork. Follow this process to buy or renew car insurance policy through Policybazaar.com.
- Step 1: Select "Car Insurance" on the homepage.
- Step 2: Enter the registration number of your Jaguar XF for car insurance renewal.
- Step 3: Choose your car's company, model, and make. For example, choose "Jaguar" and "XF" in this case.
- Step 4: Choose the correct car variant and fuel type from the available options.
- Step 5: Enter contact details in the registration form.
- Step 6: Compare car insurance plans and select the plan you need.
- Step 7: Select add-on covers.
- Step 8: Check the price and pay the premium online.
- Step 9: Get your car insurance policy documents in your email.
FAQs
-
Q1. Why does the Jaguar XF insurance premium change every year?
Ans: Car insurance premiums change every year because the market value drops as your car ages and insurers recalculate risk. It is like recalibrating the cost of care. -
Q2. Can I switch insurers mid-policy if I find a better deal for my Jaguar XF?
Ans: You cannot do this mid-policy, but you are free to shop around at renewal. Ensure there is no break in coverage, even for a day. -
Q3. What happens if someone else is driving my Jaguar XF and crashes it?
Ans: If they are listed or permitted under the policy, you are covered. Handing the keys isn’t just about trust—it’s also about paperwork. -
Q4. The Jaguar XF has been discontinued. Do I still need to buy insurance for mine?
Ans: Absolutely. Whether the XF is in production or not, your car is still on the road, which means it is still legally required to be insured. No production doesn’t mean no protection.
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#Rs 2094/- per annum is the price for third-party motor insurance for private cars (non-commercial) of not more than 1000cc
*Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.
+Savings are based on the maximum discount on own damage premium as offered by our insurer partners.
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